Tennessee 2025 2025-2026 Regular Session

Tennessee House Bill HB0028 Draft / Bill

Filed 12/10/2024

                     
<BillNo> <Sponsor> 
 
HOUSE BILL 28 
By Hale 
 
 
HB0028 
000019 
- 1 - 
 
AN ACT to amend Tennessee Code Annotated, Title 55, 
Chapter 12, relative to motor vehicle liability 
policies. 
 
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE: 
 SECTION 1.  Tennessee Code Annotated, Title 55, Chapter 12, Part 1, is amended by 
adding the following as a new section: 
 (a)  A visually impaired owner of a motor vehicle shall not be required to obtain a 
commercial motor vehicle liability policy in lieu of a standard owner's policy of liability 
insurance if the covered motor vehicle is not used for commercial purposes. 
 (b)  For purposes of this section: 
 (1)  "Commercial purposes" does not include paying or otherwise 
employing a driver to operate a visually impaired owner's personal motor vehicle 
on behalf of or for the benefit of the visually impaired owner in a manner that 
would be considered a personal use; and 
 (2)  "Visually impaired" means blind or partially blind. 
 SECTION 2.  This act takes effect July 1, 2025, the public welfare requiring it, and 
applies to policies entered into or renewed on or after that date.