Tennessee Senate Bill SJR0422

Tennessee 2025-2026 Regular Session

• Introduced: 4/8/25

Caption

A RESOLUTION urging implementation of a medical benefits overlay program to supplement the State of Tennessee's current benefit plans.

Impact

If enacted, SJR0422 would prompt the state's administration to explore the feasibility of integrating the CHAMP Plan, potentially affecting both short-term pilot projects and long-term health benefit strategies. The resolution encourages the Governor or designee to negotiate agreements aimed at implementing the CHAMP Plan, which would also include provisions ensuring no cost to the state except for necessary administrative evaluations. The passage of this resolution could present significant changes to the benefit structure for state employees, placing a greater emphasis on voluntary participation in supplemental insurance programs.

Summary

SJR0422, sponsored by Senator Hensley, aims to urge the implementation of a medical benefits overlay program to supplement the existing healthcare benefits provided by the State of Tennessee for its employees, retirees, and other eligible participants. The bill specifically promotes the evaluation of the CHAMP Plan offered by Champion Health, Inc., which is a self-funded program designed to enhance the current state employee health plan. Proponents argue that this overlay could improve the financial wellbeing of employees while potentially reducing the overall healthcare costs for the state by lowering FICA taxes and redirecting claims that would otherwise impact the primary health plan provider.

Sentiment

The sentiment around SJR0422 appears to be generally supportive among legislators who prioritize enhancing employee benefits and reducing state expenses related to healthcare. However, it also raises concerns regarding the administrative capacities and implications of adopting a more complex benefits framework. Legislators and stakeholders may watch closely how the implementation of such programs could create disparities in access or understanding among employees, particularly those less familiar with supplemental insurance options.

Contention

A notable point of contention that could arise from this bill is the logistical complexity of incorporating a new plan like CHAMP into the existing employee benefit structure, which may lead to confusion among employees regarding their options. Additionally, there may be debates over whether the evaluation and pilot program should involve collective bargaining agents to ensure fair representation of employees' interests. The requirement for the administration to report back on the potential benefits and participation after the pilot phase will provide opportunities for further scrutiny and refinement of the program.