WITNESS LISTHB 10Senate Committee ReportBusiness & CommerceMay 14, 2009 - 9:00 AM ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX WITNESS LIST WITNESS LIST HB 10Senate Committee Report HB 10 Senate Committee Report Business & Commerce Business & Commerce May 14, 2009 - 9:00 AM ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM ON: ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: Registering, but not testifying: For: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: On: Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
WITNESS LIST WITNESS LIST
WITNESS LIST
HB 10Senate Committee Report HB 10 Senate Committee Report
HB 10
Senate Committee Report
Business & Commerce Business & Commerce
Business & Commerce
May 14, 2009 - 9:00 AM ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM ON: ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: Registering, but not testifying: For: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: On: Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM
May 14, 2009 - 9:00 AM
ON: ON:
ON:
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
For: For:
For:
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
On: On:
On:
Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX
Feeney, Harold E. (Credit Union Department), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
WITNESS LIST WITNESS LIST
WITNESS LIST
HB 10Senate Committee Report HB 10 Senate Committee Report
HB 10
Senate Committee Report
Business & Commerce Business & Commerce
Business & Commerce
May 14, 2009 - 9:00 AM ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM ON: ON: Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Registering, but not testifying: Registering, but not testifying: For: For: Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX On: On: Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM
May 14, 2009 - 9:00 AM
ON: ON:
ON:
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
For: For:
For:
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
On: On:
On:
Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX
Feeney, Harold E. (Credit Union Department), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
WITNESS LIST
HB 10
Senate Committee Report
Business & Commerce
May 14, 2009 - 9:00 AM May 14, 2009 - 9:00 AM
May 14, 2009 - 9:00 AM
ON: ON:
ON:
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
For: For:
For:
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX Hull, Matt (Habitat for Humanity Texas), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX May, Celeste (Tx Bankers Ass'n), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
On: On:
On:
Feeney, Harold E. (Credit Union Department), Austin, TX Feeney, Harold E. (Credit Union Department), Austin, TX
Feeney, Harold E. (Credit Union Department), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX
May 14, 2009 - 9:00 AM
ON:
Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX
Registering, but not testifying:
For:
Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX
Gonzalez, Daniel (Texas Association of Realtors), Austin, TX
Hull, Matt (Habitat for Humanity Texas), Austin, TX
May, Celeste (Tx Bankers Ass'n), Austin, TX
Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX
Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX
On:
Feeney, Harold E. (Credit Union Department), Austin, TX
O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX