Texas 2009 81st Regular

Texas House Bill HB1342 Introduced / Bill

Filed 02/01/2025

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                    81R5445 PMO-D
 By: Menendez H.B. No. 1342


 A BILL TO BE ENTITLED
 AN ACT
 relating to adoption of certain information technology.
 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 SECTION 1. Subtitle J, Title 8, Insurance Code, is amended
 by adding Chapter 1661 to read as follows:
 CHAPTER 1661.  INFORMATION TECHNOLOGY
 Sec. 1661.001. DEFINITIONS. In this chapter:
 (1) "Health benefit plan" means a plan that provides:
 (A)  benefits for medical or surgical expenses
 incurred as a result of a health condition, accident, or sickness,
 including an individual, group, blanket, or franchise insurance
 policy or insurance agreement, a group hospital service contract,
 or an individual or group evidence of coverage that is offered by:
 (i) an insurance company;
 (ii)  a group hospital service corporation
 operating under Chapter 842;
 (iii)  a fraternal benefit society operating
 under Chapter 885;
 (iv)  a stipulated premium company operating
 under Chapter 884;
 (v)  a Lloyd's plan operating under Chapter
 941;
 (vi)  an exchange operating under Chapter
 942;
 (vii)  a health maintenance organization
 operating under Chapter 843;
 (viii)  a multiple employer welfare
 arrangement that holds a certificate of authority under Chapter
 846;
 (ix)  an approved nonprofit health
 corporation that holds a certificate of authority under Chapter
 844; or
 (x)  an entity not authorized under this
 code or another insurance law of this state that contracts directly
 for health care services on a risk-sharing basis, including a
 capitation basis; or
 (B)  health and accident coverage through a risk
 pool created under Chapter 172, Local Government Code,
 notwithstanding Section 172.014, Local Government Code.
 (2)  "Health benefit plan issuer" means an entity
 authorized to issue a health benefit plan in this state.
 Sec. 1661.002.  USE OF CERTAIN INFORMATION TECHNOLOGY
 REQUIRED.  (a)  A health benefit plan issuer shall use information
 technology that:
 (1)  provides an enrollee with real-time information at
 the point of service concerning:
 (A) any applicable deductibles;
 (B)  the allowable or usual and customary amount
 paid for out-of-network care, as applicable; and
 (C)  the enrollee's potential total financial
 responsibility; and
 (2)  provides a physician or other health care provider
 with real-time information regarding physician or health care
 provider network participation.
 (b)  A health benefit plan issuer shall use information
 technology that permits real-time adjudication of health care
 claims at the point of service.
 Sec. 1661.003.  CERTAIN FEES PROHIBITED.  A health benefit
 plan issuer may not directly or indirectly charge or collect from an
 enrollee or a physician, or other health care provider, a fee to
 cover the costs incurred by the health benefit plan issuer in
 complying with this chapter.
 Sec. 1661.004.  RULES.  The commissioner shall adopt rules
 as necessary to implement this chapter, including rules that ensure
 that the information technology used by a health benefit plan
 issuer does not have legal or technical restrictions for encoding,
 displaying, exchanging, reading, printing, transmitting, or
 storing information or data in electronic form.
 SECTION 2. This Act takes effect immediately if it receives
 a vote of two-thirds of all the members elected to each house, as
 provided by Section 39, Article III, Texas Constitution. If this
 Act does not receive the vote necessary for immediate effect, this
 Act takes effect September 1, 2009.