Texas Senate Bill SB14 Senate Committee Report / Witness List

                    WITNESS LISTSB  14Senate Committee ReportBusiness & CommerceMarch  31, 2009 - 9:00 AM AGAINST:  Bates, Valerie  (City of Port Isabel),  Port Isabel, TX  Garrett, Marie  (Self),  Galveston, TX  Gray, Jim  (City of Ingleside),  Ingleside, TX  Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX  Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX  Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX  Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX  McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX  Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX  Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX  Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX ON:  Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX  Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX  Oliver, Jim  (TWIA),  Austin, TX  Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX  Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Registering, but not testifying: Against:  Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Allison, Jim  (San Patricio County),  Austin, TX  Anonsen, Nancy  (CCAR),  Portland, TX  Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX  Braselton, Bart  (Braselton Homes),  Corpus Christi, TX  Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX  Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX  Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX  Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX  Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX  Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX  Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX  Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX  Garcia, Jerry  (Homeowner),  Corpus Christi, TX  Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX  Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX  Green, Amy  (CCAR),  Corpus Christi, TX  Gundersen, Lori  (Northshore Title),  Ingleside, TX  Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX  Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX  Little, Tyner  (Nueces County),  Corpus Christi, TX  Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX    WITNESS LIST WITNESS LIST   SB  14Senate Committee Report SB  14 Senate Committee Report    Business & Commerce Business & Commerce   March  31, 2009 - 9:00 AM AGAINST:  Bates, Valerie  (City of Port Isabel),  Port Isabel, TX  Garrett, Marie  (Self),  Galveston, TX  Gray, Jim  (City of Ingleside),  Ingleside, TX  Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX  Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX  Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX  Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX  McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX  Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX  Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX  Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX ON:  Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX  Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX  Oliver, Jim  (TWIA),  Austin, TX  Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX  Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Registering, but not testifying: Against:  Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Allison, Jim  (San Patricio County),  Austin, TX  Anonsen, Nancy  (CCAR),  Portland, TX  Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX  Braselton, Bart  (Braselton Homes),  Corpus Christi, TX  Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX  Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX  Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX  Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX  Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX  Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX  Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX  Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX  Garcia, Jerry  (Homeowner),  Corpus Christi, TX  Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX  Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX  Green, Amy  (CCAR),  Corpus Christi, TX  Gundersen, Lori  (Northshore Title),  Ingleside, TX  Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX  Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX  Little, Tyner  (Nueces County),  Corpus Christi, TX  Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX    March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM   AGAINST: AGAINST:     Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX     Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX     Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX     Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX     Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX     Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX     Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX     McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX     Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX     Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX     Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX   ON: ON:     Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX     Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX     Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX     Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX     Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX   Registering, but not testifying: Registering, but not testifying:   Against: Against:     Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX     Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX     Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX     Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX     Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX     Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX     Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX     Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX     Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX     Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX     Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX     Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX     Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX     Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX     Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX     Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX     Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX     Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX     Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX     Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX     Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
 WITNESS LIST WITNESS LIST
WITNESS LIST
 SB  14Senate Committee Report SB  14 Senate Committee Report
SB  14
Senate Committee Report
 Business & Commerce Business & Commerce
Business & Commerce
 March  31, 2009 - 9:00 AM AGAINST:  Bates, Valerie  (City of Port Isabel),  Port Isabel, TX  Garrett, Marie  (Self),  Galveston, TX  Gray, Jim  (City of Ingleside),  Ingleside, TX  Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX  Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX  Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX  Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX  McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX  Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX  Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX  Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX ON:  Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX  Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX  Oliver, Jim  (TWIA),  Austin, TX  Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX  Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Registering, but not testifying: Against:  Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Allison, Jim  (San Patricio County),  Austin, TX  Anonsen, Nancy  (CCAR),  Portland, TX  Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX  Braselton, Bart  (Braselton Homes),  Corpus Christi, TX  Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX  Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX  Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX  Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX  Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX  Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX  Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX  Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX  Garcia, Jerry  (Homeowner),  Corpus Christi, TX  Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX  Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX  Green, Amy  (CCAR),  Corpus Christi, TX  Gundersen, Lori  (Northshore Title),  Ingleside, TX  Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX  Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX  Little, Tyner  (Nueces County),  Corpus Christi, TX  Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX    March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM   AGAINST: AGAINST:     Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX     Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX     Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX     Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX     Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX     Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX     Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX     McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX     Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX     Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX     Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX   ON: ON:     Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX     Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX     Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX     Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX     Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX   Registering, but not testifying: Registering, but not testifying:   Against: Against:     Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX     Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX     Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX     Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX     Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX     Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX     Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX     Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX     Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX     Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX     Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX     Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX     Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX     Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX     Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX     Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX     Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX     Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX     Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX     Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX     Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM
March  31, 2009 - 9:00 AM
  AGAINST: AGAINST:
AGAINST:
    Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
    Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX
Garrett, Marie  (Self),  Galveston, TX
    Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX
Gray, Jim  (City of Ingleside),  Ingleside, TX
    Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
    Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
    Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
    Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
    Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
    Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
  ON: ON:
ON:
    Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
    Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
    Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX
Oliver, Jim  (TWIA),  Austin, TX
    Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
    Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
  Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
  Against: Against:
Against:
    Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX
Allison, Jim  (San Patricio County),  Austin, TX
    Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX
Anonsen, Nancy  (CCAR),  Portland, TX
    Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
    Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
    Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
    Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
    Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
    Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
    Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
    Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
    Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
    Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
    Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX
Garcia, Jerry  (Homeowner),  Corpus Christi, TX
    Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
    Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
    Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX
Green, Amy  (CCAR),  Corpus Christi, TX
    Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX
Gundersen, Lori  (Northshore Title),  Ingleside, TX
    Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
    Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
    Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX
Little, Tyner  (Nueces County),  Corpus Christi, TX
    Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX


 WITNESS LIST WITNESS LIST
WITNESS LIST
 SB  14Senate Committee Report SB  14 Senate Committee Report
SB  14
Senate Committee Report
 Business & Commerce Business & Commerce
Business & Commerce
 March  31, 2009 - 9:00 AM AGAINST:  Bates, Valerie  (City of Port Isabel),  Port Isabel, TX  Garrett, Marie  (Self),  Galveston, TX  Gray, Jim  (City of Ingleside),  Ingleside, TX  Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX  Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX  Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX  Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX  McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX  Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX  Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX  Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX ON:  Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX  Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX  Oliver, Jim  (TWIA),  Austin, TX  Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX  Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Registering, but not testifying: Against:  Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Allison, Jim  (San Patricio County),  Austin, TX  Anonsen, Nancy  (CCAR),  Portland, TX  Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX  Braselton, Bart  (Braselton Homes),  Corpus Christi, TX  Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX  Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX  Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX  Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX  Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX  Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX  Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX  Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX  Garcia, Jerry  (Homeowner),  Corpus Christi, TX  Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX  Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX  Green, Amy  (CCAR),  Corpus Christi, TX  Gundersen, Lori  (Northshore Title),  Ingleside, TX  Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX  Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX  Little, Tyner  (Nueces County),  Corpus Christi, TX  Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX    March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM   AGAINST: AGAINST:     Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX     Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX     Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX     Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX     Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX     Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX     Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX     McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX     Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX     Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX     Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX   ON: ON:     Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX     Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX     Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX     Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX     Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX   Registering, but not testifying: Registering, but not testifying:   Against: Against:     Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX     Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX     Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX     Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX     Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX     Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX     Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX     Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX     Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX     Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX     Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX     Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX     Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX     Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX     Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX     Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX     Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX     Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX     Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX     Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX     Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM
March  31, 2009 - 9:00 AM
  AGAINST: AGAINST:
AGAINST:
    Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
    Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX
Garrett, Marie  (Self),  Galveston, TX
    Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX
Gray, Jim  (City of Ingleside),  Ingleside, TX
    Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
    Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
    Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
    Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
    Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
    Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
  ON: ON:
ON:
    Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
    Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
    Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX
Oliver, Jim  (TWIA),  Austin, TX
    Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
    Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
  Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
  Against: Against:
Against:
    Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX
Allison, Jim  (San Patricio County),  Austin, TX
    Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX
Anonsen, Nancy  (CCAR),  Portland, TX
    Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
    Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
    Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
    Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
    Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
    Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
    Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
    Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
    Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
    Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
    Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX
Garcia, Jerry  (Homeowner),  Corpus Christi, TX
    Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
    Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
    Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX
Green, Amy  (CCAR),  Corpus Christi, TX
    Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX
Gundersen, Lori  (Northshore Title),  Ingleside, TX
    Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
    Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
    Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX
Little, Tyner  (Nueces County),  Corpus Christi, TX
    Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX

WITNESS LIST

SB  14

Senate Committee Report

Business & Commerce


March  31, 2009 - 9:00 AM March  31, 2009 - 9:00 AM
March  31, 2009 - 9:00 AM
  AGAINST: AGAINST:
AGAINST:
    Bates, Valerie  (City of Port Isabel),  Port Isabel, TX Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
Bates, Valerie  (City of Port Isabel),  Port Isabel, TX
    Garrett, Marie  (Self),  Galveston, TX Garrett, Marie  (Self),  Galveston, TX
Garrett, Marie  (Self),  Galveston, TX
    Gray, Jim  (City of Ingleside),  Ingleside, TX Gray, Jim  (City of Ingleside),  Ingleside, TX
Gray, Jim  (City of Ingleside),  Ingleside, TX
    Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX
    Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX
    Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX
    McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX
    Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX
    Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX
    Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX
  ON: ON:
ON:
    Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX
    Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX
    Oliver, Jim  (TWIA),  Austin, TX Oliver, Jim  (TWIA),  Austin, TX
Oliver, Jim  (TWIA),  Austin, TX
    Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX
    Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX
  Registering, but not testifying: Registering, but not testifying:
Registering, but not testifying:
  Against: Against:
Against:
    Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Allison, Jim  (San Patricio County),  Austin, TX Allison, Jim  (San Patricio County),  Austin, TX
Allison, Jim  (San Patricio County),  Austin, TX
    Anonsen, Nancy  (CCAR),  Portland, TX Anonsen, Nancy  (CCAR),  Portland, TX
Anonsen, Nancy  (CCAR),  Portland, TX
    Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX
    Braselton, Bart  (Braselton Homes),  Corpus Christi, TX Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
Braselton, Bart  (Braselton Homes),  Corpus Christi, TX
    Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX
    Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX
    Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX
    Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX
    Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX
    Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX
    Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX
    Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX
    Garcia, Jerry  (Homeowner),  Corpus Christi, TX Garcia, Jerry  (Homeowner),  Corpus Christi, TX
Garcia, Jerry  (Homeowner),  Corpus Christi, TX
    Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX
    Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX
    Green, Amy  (CCAR),  Corpus Christi, TX Green, Amy  (CCAR),  Corpus Christi, TX
Green, Amy  (CCAR),  Corpus Christi, TX
    Gundersen, Lori  (Northshore Title),  Ingleside, TX Gundersen, Lori  (Northshore Title),  Ingleside, TX
Gundersen, Lori  (Northshore Title),  Ingleside, TX
    Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX
    Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX
    Little, Tyner  (Nueces County),  Corpus Christi, TX Little, Tyner  (Nueces County),  Corpus Christi, TX
Little, Tyner  (Nueces County),  Corpus Christi, TX
    Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX
Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX

March  31, 2009 - 9:00 AM



AGAINST:





Bates, Valerie  (City of Port Isabel),  Port Isabel, TX





Garrett, Marie  (Self),  Galveston, TX





Gray, Jim  (City of Ingleside),  Ingleside, TX





Hayden, Courtney  (Town of South Padre Island),  South Padre Island, TX





Hershberger, Henry  (Self; Moderate Income Coastal Residents),  Aransas Pass, TX





Lindsey-Opel, Debbie  (Corpus Christi Chamber of Commerce),  Corpus Christi, TX





Loeb, Leon S.  (Self; Corpus Christi Chamber of Commerce),  Corpus Christi, TX





McClendon, Sidney  (West Galveston Island Property Owners Assn. and Galveston Island Beach Erosion Task Force),  Houston, TX





Neal, Loyd  County Judge  (Nueces County),  Corpus Christi, TX





Thompson, Jay  (Assoc. of Fire and Casualty Cos. of Texas),  Austin, TX





Zapp, Jr., Lee Otis "Ofie"  (Coastal TWIA Policyholders [Coastal Windstorm Insurance Coalition]),  Galveston, TX



ON:





Floyd, Beaman  (Texas Coalition for Affordable Insurance Solutions),  Austin, TX





Geeslin, Mike  Commissioner of Insurance  (Texas Department of Insurance),  Austin, TX





Oliver, Jim  (TWIA),  Austin, TX





Peacock, Bill  (Texas Public Policy Foundation),  Austin, TX





Woods, Joe  (Property Casualty Insurers Assn. of America (PCI)),  Austin, TX



Registering, but not testifying:



Against:





Aguilar, Francisco  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Allison, Jim  (San Patricio County),  Austin, TX





Anonsen, Nancy  (CCAR),  Portland, TX





Bates, Tray  (Texas Association of Realtors),  Corpus Christi, TX





Braselton, Bart  (Braselton Homes),  Corpus Christi, TX





Braselton, Michelle  (Braselton Homes and San Jacinto Title),  Corpus Christi, TX





Cosby, Raleigh  (Builders Association of Corpus Christi),  Corpus Christi, TX





Davenport, Travis  (Group One Real Estate),  Corpus Christi, TX





Del Bosque, R.  (CCAR Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Delano, Mary Beth  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Douglas, Will  (Texas Association of Realtors),  Corpus Christi, TX





Dreier, Larry  (Myself as an Investor in Real Estate),  Corpus Christi, TX





Edwards, Carole  (Corpus Christi Association of Realtors),  Corpus Christi, TX





Edwards, Foster  (Chamber of Commerce),  Corpus Christi, TX





Frank, Cynthia  (CCAR and Port Aransas),  Port Aransas, TX





Furcron, Mickey  (Brownsville/ South Padre Island Board of Realtors),  South Padre Island, TX





Garcia, Jerry  (Homeowner),  Corpus Christi, TX





Garza, Rudy  (City of Corpus Christi),  Corpus Christi, TX





Gonzales, Cynthia R.  (Realtors of Texas (CCAR)),  Corpus Christi, TX





Green, Amy  (CCAR),  Corpus Christi, TX





Gundersen, Lori  (Northshore Title),  Ingleside, TX





Hatch, Debra Young  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Kelley, Thorunn  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Knight, Michelle  (Corpus Christi Assoc. of Realtors),  Lakeside, TX





Koepke, Paul  (Self as Resident and Landlord on Coast),  Corpus Christi, TX





Little, Tyner  (Nueces County),  Corpus Christi, TX





Lopez, Becky  (Builders Assoc. Corpus Christi Area),  Corpus Christi, TX



Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mason, Joanna  (CCAR),  Corpus Christi, TX  McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX  Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX  Myers, Richard  (Self),  Portland, TX  Patten, Buddy  (Self),  Austin, TX  Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX  Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX  Roesch, Heinz  (Self),  Doss, TX  Sells, Robert  (Self),  Corpus Christi, TX  Smith, Laura Spear  (CCAR),  Corpus Christi, TX  Sobrion, Renee  (American Bank),  Corpus Christi, TX  Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX  Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX  Thompson, John  (Polk County),  Livingston, TX  Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX  Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX  Vasquez, Rick  (Self),  Laguna Vista, TX  Waterman, Stephanie  (Insurance),  Corpus Christi, TX  Westbrook, Susan E.  (CCAR),  Corpus Christi, TX  Whittle, Ricki  (Self)  Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX  Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX On:  Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX  Smith, Dalton  (Merrill Lynch),  Houston, TX    Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mason, Joanna  (CCAR),  Corpus Christi, TX  McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX  Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX  Myers, Richard  (Self),  Portland, TX  Patten, Buddy  (Self),  Austin, TX  Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX  Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX  Roesch, Heinz  (Self),  Doss, TX  Sells, Robert  (Self),  Corpus Christi, TX  Smith, Laura Spear  (CCAR),  Corpus Christi, TX  Sobrion, Renee  (American Bank),  Corpus Christi, TX  Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX  Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX  Thompson, John  (Polk County),  Livingston, TX  Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX  Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX  Vasquez, Rick  (Self),  Laguna Vista, TX  Waterman, Stephanie  (Insurance),  Corpus Christi, TX  Westbrook, Susan E.  (CCAR),  Corpus Christi, TX  Whittle, Ricki  (Self)  Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX  Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX On:  Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX  Smith, Dalton  (Merrill Lynch),  Houston, TX        Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX     McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX     Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX     Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX     Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX     Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX     Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX     Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX     Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX     Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX     Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX     Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX     Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX     Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX     Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX     Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX     Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX     Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX     Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX     Whittle, Ricki  (Self) Whittle, Ricki  (Self)     Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX     Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX   On: On:     Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX     Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
 Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mason, Joanna  (CCAR),  Corpus Christi, TX  McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX  Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX  Myers, Richard  (Self),  Portland, TX  Patten, Buddy  (Self),  Austin, TX  Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX  Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX  Roesch, Heinz  (Self),  Doss, TX  Sells, Robert  (Self),  Corpus Christi, TX  Smith, Laura Spear  (CCAR),  Corpus Christi, TX  Sobrion, Renee  (American Bank),  Corpus Christi, TX  Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX  Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX  Thompson, John  (Polk County),  Livingston, TX  Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX  Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX  Vasquez, Rick  (Self),  Laguna Vista, TX  Waterman, Stephanie  (Insurance),  Corpus Christi, TX  Westbrook, Susan E.  (CCAR),  Corpus Christi, TX  Whittle, Ricki  (Self)  Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX  Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX On:  Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX  Smith, Dalton  (Merrill Lynch),  Houston, TX        Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX     McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX     Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX     Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX     Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX     Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX     Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX     Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX     Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX     Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX     Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX     Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX     Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX     Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX     Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX     Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX     Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX     Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX     Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX     Whittle, Ricki  (Self) Whittle, Ricki  (Self)     Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX     Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX   On: On:     Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX     Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
    Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX
Mason, Joanna  (CCAR),  Corpus Christi, TX
    McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
    Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
    Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX
Myers, Richard  (Self),  Portland, TX
    Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX
Patten, Buddy  (Self),  Austin, TX
    Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
    Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
    Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX
Roesch, Heinz  (Self),  Doss, TX
    Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX
Sells, Robert  (Self),  Corpus Christi, TX
    Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX
Smith, Laura Spear  (CCAR),  Corpus Christi, TX
    Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX
Sobrion, Renee  (American Bank),  Corpus Christi, TX
    Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
    Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
    Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX
Thompson, John  (Polk County),  Livingston, TX
    Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
    Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
    Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX
Vasquez, Rick  (Self),  Laguna Vista, TX
    Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX
Waterman, Stephanie  (Insurance),  Corpus Christi, TX
    Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
    Whittle, Ricki  (Self) Whittle, Ricki  (Self)
Whittle, Ricki  (Self)
    Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
    Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
  On: On:
On:
    Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
    Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
Smith, Dalton  (Merrill Lynch),  Houston, TX


 Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mason, Joanna  (CCAR),  Corpus Christi, TX  McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX  Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX  Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX  Myers, Richard  (Self),  Portland, TX  Patten, Buddy  (Self),  Austin, TX  Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX  Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX  Roesch, Heinz  (Self),  Doss, TX  Sells, Robert  (Self),  Corpus Christi, TX  Smith, Laura Spear  (CCAR),  Corpus Christi, TX  Sobrion, Renee  (American Bank),  Corpus Christi, TX  Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX  Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX  Thompson, John  (Polk County),  Livingston, TX  Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX  Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX  Vasquez, Rick  (Self),  Laguna Vista, TX  Waterman, Stephanie  (Insurance),  Corpus Christi, TX  Westbrook, Susan E.  (CCAR),  Corpus Christi, TX  Whittle, Ricki  (Self)  Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX  Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX  Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX On:  Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX  Smith, Dalton  (Merrill Lynch),  Houston, TX        Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX     McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX     Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX     Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX     Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX     Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX     Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX     Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX     Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX     Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX     Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX     Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX     Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX     Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX     Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX     Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX     Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX     Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX     Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX     Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX     Whittle, Ricki  (Self) Whittle, Ricki  (Self)     Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX     Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX     Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX   On: On:     Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX     Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
    Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX
Mason, Joanna  (CCAR),  Corpus Christi, TX
    McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
    Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
    Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX
Myers, Richard  (Self),  Portland, TX
    Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX
Patten, Buddy  (Self),  Austin, TX
    Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
    Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
    Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX
Roesch, Heinz  (Self),  Doss, TX
    Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX
Sells, Robert  (Self),  Corpus Christi, TX
    Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX
Smith, Laura Spear  (CCAR),  Corpus Christi, TX
    Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX
Sobrion, Renee  (American Bank),  Corpus Christi, TX
    Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
    Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
    Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX
Thompson, John  (Polk County),  Livingston, TX
    Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
    Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
    Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX
Vasquez, Rick  (Self),  Laguna Vista, TX
    Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX
Waterman, Stephanie  (Insurance),  Corpus Christi, TX
    Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
    Whittle, Ricki  (Self) Whittle, Ricki  (Self)
Whittle, Ricki  (Self)
    Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
    Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
  On: On:
On:
    Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
    Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
Smith, Dalton  (Merrill Lynch),  Houston, TX


    Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mason, Joanna  (CCAR),  Corpus Christi, TX Mason, Joanna  (CCAR),  Corpus Christi, TX
Mason, Joanna  (CCAR),  Corpus Christi, TX
    McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX
    Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX
    Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX
    Myers, Richard  (Self),  Portland, TX Myers, Richard  (Self),  Portland, TX
Myers, Richard  (Self),  Portland, TX
    Patten, Buddy  (Self),  Austin, TX Patten, Buddy  (Self),  Austin, TX
Patten, Buddy  (Self),  Austin, TX
    Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX
    Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX
    Roesch, Heinz  (Self),  Doss, TX Roesch, Heinz  (Self),  Doss, TX
Roesch, Heinz  (Self),  Doss, TX
    Sells, Robert  (Self),  Corpus Christi, TX Sells, Robert  (Self),  Corpus Christi, TX
Sells, Robert  (Self),  Corpus Christi, TX
    Smith, Laura Spear  (CCAR),  Corpus Christi, TX Smith, Laura Spear  (CCAR),  Corpus Christi, TX
Smith, Laura Spear  (CCAR),  Corpus Christi, TX
    Sobrion, Renee  (American Bank),  Corpus Christi, TX Sobrion, Renee  (American Bank),  Corpus Christi, TX
Sobrion, Renee  (American Bank),  Corpus Christi, TX
    Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX
    Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX
    Thompson, John  (Polk County),  Livingston, TX Thompson, John  (Polk County),  Livingston, TX
Thompson, John  (Polk County),  Livingston, TX
    Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX
    Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX
    Vasquez, Rick  (Self),  Laguna Vista, TX Vasquez, Rick  (Self),  Laguna Vista, TX
Vasquez, Rick  (Self),  Laguna Vista, TX
    Waterman, Stephanie  (Insurance),  Corpus Christi, TX Waterman, Stephanie  (Insurance),  Corpus Christi, TX
Waterman, Stephanie  (Insurance),  Corpus Christi, TX
    Westbrook, Susan E.  (CCAR),  Corpus Christi, TX Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
Westbrook, Susan E.  (CCAR),  Corpus Christi, TX
    Whittle, Ricki  (Self) Whittle, Ricki  (Self)
Whittle, Ricki  (Self)
    Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX
    Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX
    Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX
  On: On:
On:
    Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX
    Smith, Dalton  (Merrill Lynch),  Houston, TX Smith, Dalton  (Merrill Lynch),  Houston, TX
Smith, Dalton  (Merrill Lynch),  Houston, TX





Martini, Matthew P.  (Corpus Christi Association of Realtors),  Corpus Christi, TX





Mason, Joanna  (CCAR),  Corpus Christi, TX





McRoberts, Chase  (Corpus Christi),  Corpus Christi, TX





Miller, Tammy  (Corpus Christi Association of Realtors),  Corpus Christi, TX





Mims, Shirley  (Builders Assoc- Corpus Christi Area),  Corpus Christi, TX





Myers, Richard  (Self),  Portland, TX





Patten, Buddy  (Self),  Austin, TX





Perez, Jr., Antonio  (CCAR),  Corpus Christi, TX





Ramirez, Marcial  (Corpus Christi Builders Association),  Corpus Christi, TX





Roesch, Heinz  (Self),  Doss, TX





Sells, Robert  (Self),  Corpus Christi, TX





Smith, Laura Spear  (CCAR),  Corpus Christi, TX





Sobrion, Renee  (American Bank),  Corpus Christi, TX





Soliz, Priscilla  (Builders Association Corpus Christi Area),  Portland, TX





Spinn, Gail  (Corpus Christi Association of Realtors and Port Aransas),  Port Aransas, TX





Thompson, John  (Polk County),  Livingston, TX





Tucker, Tammy  (Residential Homeowner),  Corpus Christi, TX





Tucker, Jr., John T.  (Concerned Home Ownship),  Corpus Christi, TX





Vasquez, Rick  (Self),  Laguna Vista, TX





Waterman, Stephanie  (Insurance),  Corpus Christi, TX





Westbrook, Susan E.  (CCAR),  Corpus Christi, TX





Whittle, Ricki  (Self)





Williams, Marsha  (Corpus Christi Assoc. of Realtors),  Corpus Christi, TX





Witman, Glenda  (Myself as a Citizen of the Coastal Area),  Portland, TX





Young, Lawrence A.  (Corpus Christi Association of Realtors),  Corpus Christi, TX



On:





Schwartz, AR. "Babe"  (Coastal Windstorm Assoc.),  Austin, TX





Smith, Dalton  (Merrill Lynch),  Houston, TX