82R9879 RWG-D
By: Davis of Dallas H.B. No. 2862
A BILL TO BE ENTITLED
AN ACT
relating to coverage of household residents under a personal
automobile insurance policy.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter B, Chapter 1952, Insurance Code, is
amended by adding Section 1952.059 to read as follows:
Sec. 1952.059. REQUIRED OFFER: EXCLUSION OF NAMED DRIVERS.
(a) In addition to applying to the insurers subject to this chapter
under Section 1952.001, this section applies to a county mutual
insurance company.
(b) An insurer that delivers or issues for delivery in this
state a personal automobile insurance policy, including a policy
provided through the Texas Automobile Insurance Plan Association
under Chapter 2151, that covers liability arising out of the
ownership, maintenance, or use of a motor vehicle and that would
otherwise cover all residents in the named insured's household must
offer the insured a provision that would exclude from coverage
under the policy any resident of the named insured's household who
is specifically named as being excluded.
(c) An exclusion under this section must be in writing and
must:
(1) include the name of the person excluded from
coverage;
(2) be signed by the named insured; and
(3) be attached to the policy.
SECTION 2. The change in law made by this Act applies only
to an insurance policy delivered, issued for delivery, or renewed
on or after January 1, 2012. A policy delivered, issued for
delivery, or renewed before January 1, 2012, is governed by the law
in effect immediately before the effective date of this Act, and
that law is continued in effect for that purpose.
SECTION 3. This Act takes effect September 1, 2011.