By: Thompson H.B. No. 3122
A BILL TO BE ENTITLED
AN ACT
relating to the potential effect of certain convictions on
automobile insurance rates.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Section 1953.051, Insurance Code, as effective
April 1, 2009, is amended to read as follows:
Sec. 1953.051. EFFECT OF CERTAIN CONVICTIONS ON RATING
[PLANS PROHIBITED]. (a) A rating plan regarding the writing of
automobile insurance, including [other than] insurance written
under Chapter 2151, may [not]:
(1) assign a rate consequence to a charge or
conviction for a violation of Subtitle C, Title 7, Transportation
Code; or
(2) otherwise cause premiums for automobile insurance
to be increased because of a charge or conviction described by
Subdivision (1).
(b) The application of Subsection (a) may not result in an
adverse rate consequence being assigned to or otherwise cause
premiums for automobile insurance to be increased for an insured
who does not have a conviction for a violation of Subtitle C, Title
7, Transportation Code.
SECTION 2. The change in law made by this Act applies only
to an automobile insurance policy that is delivered, issued for
delivery, or renewed on or after the effective date of this Act. An
automobile insurance policy that is delivered, issued for delivery,
or renewed before the effective date of this Act is covered by the
law in effect at the time the policy was delivered, issued for
delivery, or renewed, and that law is continued in effect for that
purpose.
SECTION 3. This Act takes effect September 1, 2011.