WITNESS LIST HB 2459 Senate Committee Report Business & Commerce May 7, 2013 - 8:00 AM FOR: Heasley, John (Texas Bankers Association), Austin, TX Registering, but not testifying: FOR: Balch, Mandy (American National Insurance Company), Austin, TX Braziel, Robert (Texas Automobile Dealers Association), Austin, TX Emerick, David (JPMorgan Chase), Austin, TX Rodgers, Kelly (Wells Fargo Bank), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX ON: Pettijohn, Leslie (Consumer Credit Commissioner), Austin, TX 1 WITNESS LIST HB 2459 Senate Committee Report Business & Commerce May 7, 2013 - 8:00 AM FOR: Heasley, John (Texas Bankers Association), Austin, TX Registering, but not testifying: FOR: Balch, Mandy (American National Insurance Company), Austin, TX Braziel, Robert (Texas Automobile Dealers Association), Austin, TX Emerick, David (JPMorgan Chase), Austin, TX Rodgers, Kelly (Wells Fargo Bank), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX ON: Pettijohn, Leslie (Consumer Credit Commissioner), Austin, TX 1