WITNESS LIST SB 1004 Senate Committee Report Business & Commerce April 2, 2013 - 8:00 AM Registering, but not testifying: FOR: Embrey, Celeste (Texas Bankers Association), Austin, TX Fleming, John (Texas Mortgage Bankers Association), Austin, TX ON: Foster, Doug Commissioner (Department of Savings & Mortgage Lending), Austin, TX 1 WITNESS LIST SB 1004 Senate Committee Report Business & Commerce April 2, 2013 - 8:00 AM Registering, but not testifying: FOR: Embrey, Celeste (Texas Bankers Association), Austin, TX Fleming, John (Texas Mortgage Bankers Association), Austin, TX ON: Foster, Doug Commissioner (Department of Savings & Mortgage Lending), Austin, TX 1