WITNESS LIST SB 657 Senate Committee Report Business & Commerce March 10, 2015 - 9:00 AM Registering, but not testifying: FOR: Embrey, Celeste (Texas Bankers Association), Austin, TX Fleming, John General Counsel (Texas mortgage bankers association), Austin, TX Scurlock, Stephen (Independent Bankers Association of Texas), Austin, TX ON: Cooper, Charles Banking Commissioner (Texas Department of Banking), Austin, TX Jones, Caroline Commissioner (Texas department of Savings and Mortgage lending), Austin, TX 1 WITNESS LIST SB 657 Senate Committee Report Business & Commerce March 10, 2015 - 9:00 AM Registering, but not testifying: FOR: Embrey, Celeste (Texas Bankers Association), Austin, TX Fleming, John General Counsel (Texas mortgage bankers association), Austin, TX Scurlock, Stephen (Independent Bankers Association of Texas), Austin, TX ON: Cooper, Charles Banking Commissioner (Texas Department of Banking), Austin, TX Jones, Caroline Commissioner (Texas department of Savings and Mortgage lending), Austin, TX 1