Texas Senate Bill SB1154

Texas 2017 - 85th Regular

Caption

Relating to coverage for serious mental illness under certain group health benefit plans.

Impact

The passage of SB1154 is expected to significantly impact state health insurance policies by mandating that group health benefit plans deliver adequate coverage for the specified serious mental illnesses. This act aims to align Texas law with evolving standards of mental health care, facilitating better access to necessary treatments and decreasing the stigma associated with seeking help for mental health issues. The bill is poised to provide more robust legal backing for individuals suffering from these conditions.

Summary

SB1154 is a legislative act aimed at enhancing coverage for serious mental illnesses under certain group health benefit plans in Texas. The bill amends existing provisions within the Insurance Code to define 'serious mental illness' more comprehensively, incorporating various psychiatric conditions as classified by the American Psychiatric Association. Notably, this includes disorders such as bipolar disorder, major depressive disorder, and posttraumatic stress disorder, ensuring that these critical health issues are acknowledged within health benefit structures.

Contention

While the bill intends to bolster mental health coverage, there may be concerns regarding its practical implementation and the potential financial implications for health benefit plans. Skeptics argue that increased mandates on insurance providers could lead to higher premiums for consumers, thereby creating barriers to access instead of alleviating them. The balance between ensuring adequate mental health coverage and maintaining affordable health insurance rates will likely be a focal point of future discussions surrounding SB1154.