Texas 2023 88th Regular

Texas House Bill HB1248 Introduced / Bill

Filed 01/10/2023

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                    88R1442 JG-F
 By: Guillen H.B. No. 1248


 A BILL TO BE ENTITLED
 AN ACT
 relating to the eligibility of social workers for the Homes for
 Texas Heroes home loan program.
 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 SECTION 1.  Section 2306.5621(a), Government Code, is
 amended by amending Subdivision (2) and adding Subdivision (15-a)
 to read as follows:
 (2)  "Home" means a dwelling in this state in which a
 fire fighter, corrections officer, county jailer, public security
 officer, peace officer, professional educator, social worker,
 veteran, or person defined as emergency medical services personnel
 under this section intends to reside as the borrower's principal
 residence.
 (15-a) "Social worker" has the meaning assigned by
 Section 505.002, Occupations Code.
 SECTION 2.  Sections 2306.5621(b), (c), (d), (f), and (h-1),
 Government Code, are amended to read as follows:
 (b)  The corporation shall establish a program to provide
 eligible fire fighters, corrections officers, county jailers,
 public security officers, peace officers, emergency medical
 services personnel, professional educators, social workers, and
 veterans with low-interest home mortgage loans.
 (c)  To be eligible for a loan under this section, at the time
 a person files an application for the loan, the person must:
 (1)  be a:
 (A)  fire fighter, corrections officer, county
 jailer, public security officer, peace officer, social worker,
 veteran, or person defined as emergency medical services personnel
 under this section; or
 (B)  professional educator who is employed by a
 school district or is an allied health or professional nursing
 program faculty member in this state;
 (2)  reside in this state; and
 (3)  have an income of not more than 115 percent of area
 median family income, adjusted for family size, or the maximum
 amount permitted by Section 143(f), Internal Revenue Code of 1986,
 whichever is greater.
 (d)  The corporation may contract with other agencies of the
 state or with private entities to determine whether applicants
 qualify as fire fighters, corrections officers, county jailers,
 public security officers, peace officers, emergency medical
 services personnel, professional educators, social workers, or
 veterans under this section or otherwise to administer all or part
 of this section.
 (f)  The board of directors of the corporation shall adopt
 rules governing:
 (1)  the administration of the program;
 (2)  the making of loans under the program;
 (3)  the criteria for approving mortgage lenders;
 (4)  the use of insurance on the loans and the homes
 financed under the program, as considered appropriate by the board
 to provide additional security for the loans;
 (5)  the verification of occupancy of the home by the
 fire fighter, corrections officer, county jailer, public security
 officer, peace officer, professional educator, social worker,
 veteran, or person defined as emergency medical services personnel
 as the borrower's principal residence; and
 (6)  the terms of any contract made with any mortgage
 lender for processing, originating, servicing, or administering
 the loans.
 (h-1)  To fund home mortgage loans for eligible fire
 fighters, corrections officers, county jailers, public security
 officers, peace officers, emergency medical services personnel,
 professional educators, social workers, and veterans under this
 section, the corporation may use any proceeds received from the
 sale of bonds, notes, or other obligations issued under the home
 loan program provided by this section, regardless of any amendments
 to the eligibility standards for loans made under the program and
 regardless of when the corporation received the proceeds from those
 bonds, notes, or other obligations issued under the program.
 SECTION 3.  This Act takes effect immediately if it receives
 a vote of two-thirds of all the members elected to each house, as
 provided by Section 39, Article III, Texas Constitution.  If this
 Act does not receive the vote necessary for immediate effect, this
 Act takes effect September 1, 2023.