By: West, et al. S.B. No. 213
(In the Senate - Filed November 12, 2024; February 3, 2025,
read first time and referred to Committee on Business & Commerce;
March 19, 2025, reported adversely, with favorable Committee
Substitute by the following vote: Yeas 10, Nays 0; March 19, 2025,
sent to printer.)
Click here to see the committee vote
COMMITTEE SUBSTITUTE FOR S.B. No. 213 By: Nichols
A BILL TO BE ENTITLED
AN ACT
relating to prohibiting insurers from requiring the tying of
residential property and personal automobile insurance policies.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Chapter 551, Insurance Code, is amended by
adding Subchapter F to read as follows:
SUBCHAPTER F. CONTINGENCY OF RESIDENTIAL PROPERTY AND PERSONAL
AUTOMOBILE POLICIES
Sec. 551.251. DEFINITION. In this subchapter, "residential
property insurance" and "personal automobile insurance" have the
meanings assigned by Section 38.002, Insurance Code.
Sec. 551.252. EXEMPTIONS. This subchapter does not apply
to:
(1) a windstorm and hail insurance policy;
(2) a flood insurance policy; or
(3) a personal umbrella insurance policy.
Sec. 551.253. REQUIRED TYING OF RESIDENTIAL PROPERTY AND
PERSONAL AUTOMOBILE POLICIES. It is an unfair method of
competition or an unfair or deceptive act or practice in the
business of insurance under Chapter 541 to:
(1) make the issuance, delivery, or renewal of a
residential property insurance policy contingent on the purchase of
a personal automobile insurance policy from the same insurer or an
affiliated insurer or agent; or
(2) make the issuance, delivery, or renewal of a
personal automobile insurance policy contingent on the purchase of
a residential property insurance policy from the same insurer or an
affiliated insurer or agent.
SECTION 2. This Act takes effect September 1, 2025.
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