I 119THCONGRESS 1 STSESSION H. R. 90 To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes. IN THE HOUSE OF REPRESENTATIVES JANUARY3, 2025 Mr. B IGGSof Arizona introduced the following bill; which was referred to the Committee on Energy and Commerce A BILL To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes. Be it enacted by the Senate and House of Representa-1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘Health Coverage 4 Choice Act’’. 5 SEC. 2. DEFINITION OF SHORT-TERM LIMITED DURATION 6 INSURANCE. 7 Section 2791(b) of the Public Health Service Act (42 8 U.S.C. 300gg–91(b)) is amended by adding at the end the 9 following new paragraph: 10 VerDate Sep 11 2014 02:34 Jan 29, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H90.IH H90 ssavage on LAPJG3WLY3PROD with BILLS 2 •HR 90 IH ‘‘(6) SHORT-TERM LIMITED DURATION INSUR -1 ANCE.—The term ‘short-term limited duration insur-2 ance’ means health insurance coverage provided 3 under a contract with a health insurance issuer 4 that— 5 ‘‘(A) has an expiration date specified in 6 the contract that is less than 12 months after 7 the original effective date of the contract; and 8 ‘‘(B) has a duration of not more than 3 9 years (taking into account renewals or exten-10 sions) after the original effective date of the 11 contract.’’. 12 Æ VerDate Sep 11 2014 02:34 Jan 29, 2025 Jkt 059200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6301 E:\BILLS\H90.IH H90 ssavage on LAPJG3WLY3PROD with BILLS