Us Congress Senate Bill SB2489

Us Congress 2025-2026 Regular Session

• Introduced: 7/28/25
• Refer: 7/28/25

Caption

Modular Housing Production Act

Impact

The impact of SB2489 on state laws revolves around the enhancements it proposes to facilitate modular housing development. If enacted, the legislation would encourage innovative housing solutions by removing financial and regulatory hurdles related to modular construction. The Secretary of Housing and Urban Development is tasked with issuing a report within a year of the bill's enactment, outlining recommended changes to mitigate identified barriers, thus potentially transforming the landscape for modular home financing and construction.

Summary

SB2489, titled the Modular Housing Production Act, aims to address and improve the utilization of modular home construction methods within federal housing programs. The bill mandates a review of the Federal Housing Administration (FHA) construction financing programs to identify any barriers that impede modular home developers' participation. By conducting this review, the bill seeks to analyze regulatory and programmatic features that may restrict modular home financing, such as construction draw schedules.

Contention

The notable points of contention surrounding SB2489 concern the balance between fostering innovation in housing and ensuring compliance with state and local building codes. As modular homes are factory-built and transported, some stakeholders worry about maintaining quality standards and local regulations. Furthermore, the emphasis on a standardized framework for modular home construction may generate debates about the adequacy of current building codes and the implications for traditional homebuilders.