Insurance; claims denial; individual review
The introduction of HB 2660 is expected to have significant implications on the way claims are handled in the health insurance sector in Arizona. By requiring health care providers to conduct individual reviews, the bill seeks to reduce erroneous claim denials, which can adversely affect patients in need of services. This change might lead to an increased burden on healthcare providers as they will now need to ensure compliance with this requirement, but it could also enhance accountability on the part of insurers, making them more responsible for the claims process.
House Bill 2660, titled 'Insurance; claims denial; individual review', is a legislative proposal aiming to amend the Arizona Revised Statutes specifically within title 20, chapter 20, article 1. The bill establishes new requirements for health care providers regarding the review of claims for health care services prior to denial by health care insurers. It mandates that each claim be individually reviewed before any denial can occur, thereby ensuring a more thorough evaluation process.
While the bill is designed to protect patient rights and improve the claims review process, there may be points of contention among stakeholders. Some health care providers might argue that the additional requirement could lead to increased operational costs and slower claims processing times. Conversely, advocates for patient rights may see this bill as a crucial step towards ensuring fair treatment in health claims, reducing the financial and emotional strain associated with denied claims without proper review.