California 2021-2022 Regular Session

California Assembly Bill AB2024 Compare Versions

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1-Amended IN Senate August 01, 2022 Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 2024Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)February 14, 2022 An act to amend Section 1367.65 of the Health and Safety Code, and to amend Section 10123.81 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 2024, as amended, Friedman. Health care coverage: diagnostic imaging. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would cover supplemental breast examinations and tests for screening or diagnostic purposes to the extent consistent with nationally recognized, evidence-based guidelines. The bill would prohibit a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
1+Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 2024Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)February 14, 2022 An act to amend Section 1367.65 of the Health and Safety Code, and to amend Section 10123.81 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 2024, as amended, Friedman. Health care coverage: diagnostic imaging. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would prohibit a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
22
3- Amended IN Senate August 01, 2022 Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 2024Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)February 14, 2022 An act to amend Section 1367.65 of the Health and Safety Code, and to amend Section 10123.81 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 2024, as amended, Friedman. Health care coverage: diagnostic imaging. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would cover supplemental breast examinations and tests for screening or diagnostic purposes to the extent consistent with nationally recognized, evidence-based guidelines. The bill would prohibit a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
3+ Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 2024Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)February 14, 2022 An act to amend Section 1367.65 of the Health and Safety Code, and to amend Section 10123.81 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 2024, as amended, Friedman. Health care coverage: diagnostic imaging. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would prohibit a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
44
5- Amended IN Senate August 01, 2022 Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022
5+ Amended IN Senate June 15, 2022 Amended IN Assembly April 28, 2022 Amended IN Assembly March 31, 2022 Amended IN Assembly March 16, 2022
66
7-Amended IN Senate August 01, 2022
87 Amended IN Senate June 15, 2022
98 Amended IN Assembly April 28, 2022
109 Amended IN Assembly March 31, 2022
1110 Amended IN Assembly March 16, 2022
1211
1312 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION
1413
1514 Assembly Bill
1615
1716 No. 2024
1817
1918 Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)February 14, 2022
2019
2120 Introduced by Assembly Member Friedman(Coauthor: Assembly Member Cristina Garcia)
2221 February 14, 2022
2322
2423 An act to amend Section 1367.65 of the Health and Safety Code, and to amend Section 10123.81 of the Insurance Code, relating to health care coverage.
2524
2625 LEGISLATIVE COUNSEL'S DIGEST
2726
2827 ## LEGISLATIVE COUNSEL'S DIGEST
2928
3029 AB 2024, as amended, Friedman. Health care coverage: diagnostic imaging.
3130
32-Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would cover supplemental breast examinations and tests for screening or diagnostic purposes to the extent consistent with nationally recognized, evidence-based guidelines. The bill would prohibit a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
31+Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals. This bill would require a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would prohibit a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
3332
3433 Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract issued, amended, delivered, or renewed on or after January 1, 2000, or an individual or group policy of disability insurance or self-insured employee welfare benefit plan to provide coverage for mammography for screening or diagnostic purposes upon referral by specified professionals.
3534
36-This bill would require a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would cover supplemental breast examinations and tests for screening or diagnostic purposes to the extent consistent with nationally recognized, evidence-based guidelines. The bill would prohibit a health care service plan contract, health insurance policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.
35+This bill would require a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, to provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing for screening or diagnostic purposes upon referral by specified professionals. The bill would prohibit a health care service plan contract or contract, health insurance policy policy, or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, from imposing cost sharing for screening mammography, medically necessary or supplemental breast examinations, or testing, unless the contract or policy is a high deductible health plan and the deductible has not been satisfied for the year.
3736
3837 The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.
3938
4039 This bill would provide that no reimbursement is required by this act for a specified reason.
4140
4241 ## Digest Key
4342
4443 ## Bill Text
4544
46-The people of the State of California do enact as follows:SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
45+The people of the State of California do enact as follows:SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
4746
4847 The people of the State of California do enact as follows:
4948
5049 ## The people of the State of California do enact as follows:
5150
5251 SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.
5352
5453 SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.
5554
5655 SECTION 1. It is the intent of the Legislature to ensure that health care service plan contracts and health insurance policies provide coverage for both initial screening and diagnostic breast examinations and supplemental breast examinations deemed medically necessary and upon referral by a health care provider, without cost-sharing requirements.
5756
5857 ### SECTION 1.
5958
60-SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
59+SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
6160
6261 SEC. 2. Section 1367.65 of the Health and Safety Code is amended to read:
6362
6463 ### SEC. 2.
6564
66-1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
65+1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
6766
68-1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
67+1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
6968
70-1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
69+1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
7170
7271
7372
7473 1367.65. (a) On or after January 1, 2000, each health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon referral by a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.
7574
76-(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.
75+(b) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.
7776
7877 (c) (1) A health care service plan contract issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.
7978
80-(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.
79+(2) Paragraph (1) shall apply only to a health care service plan contract that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.
8180
8281 (d) For purposes of this section:
8382
8483 (1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.
8584
8685 (2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.
8786
8887 (3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.
8988
9089 (4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:
9190
9291 (A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.
9392
9493 (B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.
9594
9695 (5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.
9796
9897 (6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:
9998
10099 (A) Used to screen for breast cancer when an abnormality is not seen or suspected.
101100
102101 (B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
103102
104-SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
103+SEC. 3. Section 10123.81 of the Insurance Code is amended to read:10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
105104
106105 SEC. 3. Section 10123.81 of the Insurance Code is amended to read:
107106
108107 ### SEC. 3.
109108
110-10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
109+10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
111110
112-10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
111+10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
113112
114-10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
113+10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.(c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.(e) For purposes of this section:(1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.(2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.(3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.(4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:(A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.(B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.(5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.(6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:(A) Used to screen for breast cancer when an abnormality is not seen or suspected.(B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
115114
116115
117116
118117 10123.81. (a) An individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.
119118
120-(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law. Supplemental breast examinations and tests for screening or diagnostic purposes shall be covered to the extent consistent with nationally recognized, evidence-based guidelines.
119+(b) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall provide coverage for screening mammography, medically necessary diagnostic or supplemental breast examinations, or tests for screening or diagnostic purposes upon the referral of a participating nurse practitioner, participating certified nurse-midwife, participating physician assistant, or participating physician, providing care to the patient and operating within the scope of practice provided under existing law.
121120
122121 (c) (1) A health insurance policy or self-insured employee welfare benefit plan issued, amended, or renewed on or after January 1, 2023, shall not impose a deductible, coinsurance, copayment, or any other cost-sharing requirement for screening mammography, medically necessary diagnostic or supplemental breast examinations, or testing.
123122
124-(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code Code, after an enrollees deductible has been satisfied for the year.
123+(2) Paragraph (1) shall apply only to a health insurance policy that meets the definition of a high deductible health plan set forth in Section 223(c)(2) of Title 26 of the United States Code after an enrollees deductible has been satisfied for the year.
125124
126-(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE TRICARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.
125+(d) This section shall not apply to specialized health insurance, Medicare supplement insurance, CHAMPUS supplement insurance, or TRI-CARE supplement insurance, or to hospital indemnity, accident-only, or specified disease insurance.
127126
128127 (e) For purposes of this section:
129128
130129 (1) Breast magnetic resonance imaging means a diagnostic tool that uses a powerful magnetic field, radio waves, and a computer to produce detailed pictures of the structures within the breast.
131130
132131 (2) Breast ultrasound means a noninvasive diagnostic tool that uses high-frequency sound.
133132
134133 (3) Cost-sharing means a deductible, coinsurance, or copayment, and any maximum limitation on the application of that deductible, coinsurance, or copayment, or a similar out-of-pocket expense.
135134
136135 (4) Diagnostic breast examination means a medically necessary and appropriate examination of the breast, including an examination using diagnostic mammography, breast magnetic resonance imaging, or breast ultrasound that is either of the following:
137136
138137 (A) Used to evaluate an abnormality seen or suspected from a screening examination for breast cancer.
139138
140139 (B) Necessary based on personal or family medical history or additional factors, including known genetic mutations, that may increase the individuals risk of breast cancer.
141140
142141 (5) Diagnostic mammography means a diagnostic tool that uses x-ray and is designed to evaluate an abnormality in the breast.
143142
144143 (6) Supplemental breast examination means a medically necessary and appropriate examination of the breast, including an examination using breast magnetic resonance imaging or breast ultrasound that is either of the following:
145144
146145 (A) Used to screen for breast cancer when an abnormality is not seen or suspected.
147146
148147 (B) Necessary based on personal or family medical history or additional factors that may increase the individuals risk of breast cancer.
149148
150149 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
151150
152151 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
153152
154153 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
155154
156155 ### SEC. 4.