Rehabilitative and habilitative services: durable medical equipment and services.
The proposed legislation underscores the importance of providing adequate access to durable medical equipment for individuals with disabilities or those who are chronically ill. It responds to the existing deficiencies in health coverage that lead to discriminatory practices against these populations, which may include categorical exclusions and financial limitations on necessary equipment. By amending the Health and Safety Code and adding new provisions to the Insurance Code, AB 2753 aligns state law with federal nondiscrimination requirements, reinforcing protections for affected individuals under federal and state law.
Assembly Bill 2753, introduced by Assembly Member Ortega, aims to enhance access to durable medical equipment as part of rehabilitative and habilitative services under California's health coverage laws. It seeks to define durable medical equipment comprehensively, requiring that it includes devices designed for repeated use, which are crucial for the treatment and monitoring of medical conditions. The bill mandates that health care service plans and policies cover these services without imposing financial or treatment limitations, thereby expanding essential health benefits as outlined in the federal Affordable Care Act.
The bill's implications sparked significant discussion, particularly concerning the financial ramifications for insurers and potential pushback regarding mandated coverage expansions. While supporters believe that it is a crucial step towards equity in healthcare access, critics worry about the bill imposing undue burdens on health plans and the viability of coverage for additional services. Ongoing debates highlight the balance between ensuring fair access and managing healthcare costs within the insurance framework.