California 2025-2026 Regular Session

California Assembly Bill AB2280

Introduced
2/19/26  
Refer
3/19/26  
Report Pass
3/19/26  
Refer
3/23/26  
Report Pass
4/13/26  
Refer
4/14/26  
Report Pass
4/21/26  
Engrossed
4/27/26  
Refer
4/28/26  

Caption

Vehicle liens.

Impact

The passage of AB 2280 would impact the regulatory framework surrounding vehicle liens in California, particularly streamlining the process for repossession agencies. By establishing clearer guidelines for when a repossession agency can file a lien, the bill seeks to reduce ambiguity in the law and promote more efficient lien management. This change will offer repossession agencies greater clarity in their operations, which could potentially improve recovery rates for vehicles that have been towed or dismantled.

Summary

Assembly Bill 2280, introduced by Assembly Member Johnson, aims to amend the Civil Code to clarify the authority of licensed repossession agencies regarding vehicle liens. Existing laws allow individuals to place liens on registered vehicles for various reasons, including authorized towing, storage, or labor. This bill explicitly states that licensed repossession agencies are not prohibited from filing a lien if one is not already in place. Furthermore, if a lien exists and the lienholder waives their right to it, a repossession agency may file a lien on behalf of itself under certain conditions.

Sentiment

The general sentiment around AB 2280 appears to be positive among its proponents, who argue that it simplifies existing lien processes and provides clear legal backing for repossession agencies. Supporters believe that this bill will help ensure that repossession practices are conducted smoothly and legally. However, as with any bill that affects property rights, there may be some concerns from individuals or organizations that represent lienholders, who could perceive an unfair advantage being given to repossession agencies over existing lienholder rights.

Contention

Notable points of contention may arise regarding the conditions under which a lienholder can waive their rights, particularly in terms of communication and response times outlined in the bill. The mechanism requiring lienholders to respond within 30 days to a waiver request could be seen as favorable to repossession agencies but may also raise concerns about the implications for lienholder rights and protections. Advocates for lienholder rights might argue that the bill could lead to undue pressure on lienholders and create a scenario where they are at a disadvantage in the waiver process.

Companion Bills

No companion bills found.

Previously Filed As

CA AB2269

Vehicles: liens.

CA SB595

Mechanics and storage liens; vehicle data.

CA HB1494

Motor vehicle liens; enforcement and sales.

CA HB2671

VEHICLES-TOTAL LOSS SALVAGE

CA SB17

Enforcement of vehicle liens; increases property value.

CA HB1288

Enforcement of vehicle liens; increases property value.

CA H3856

Department of Motor Vehicles

CA SB1029

Vehicle lien sales: Department of Motor Vehicles: notice.

CA HB2303

Total loss vehicle; electronic signatures

CA AB630

Abandoned recreational vehicles.

Similar Bills

MI HB4890

Occupations: collection practices; references to collection agencies in 1989 PA 211; revise. Amends sec. 2 of 1989 PA 211 (MCL 445.272). TIE BAR WITH: HB 4887'25

MI HB5561

Consumer credit: collection practices; regulation of collection agencies in the occupational code; provide for exemption for certain earned wage access services. Amends sec. 901 of 1980 PA 299 (MCL 339.901). TIE BAR WITH: HB 5558'26

MI HB5563

Consumer credit: collection practices; regulation of collection practices; provide for exemption for certain earned wage access services. Amends sec. 1 of 1981 PA 70 (MCL 445.251). TIE BAR WITH: HB 5558'26

MI HB4891

Occupations: collection practices; references to collection agencies in debt management act; revise. Amends sec. 6 of 1975 PA 148 (MCL 451.416). TIE BAR WITH: HB 4887'25

IN HB1272

Collateral recovery services.

IN SB0295

Licensing of collateral recovery services.

MI HB4889

Occupations: collection practices; references to collection agencies in 1981 PA 70; revise. Amends secs. 1 & 2 of 1981 PA 70 (MCL 445.251 & 445.252). TIE BAR WITH: HB 4887'25

CA SB1338

Vehicles: repossession.