California 2025-2026 Regular Session

California Assembly Bill AB488 Compare Versions

Only one version of the bill is available at this time.

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1	1	CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 488Introduced by Assembly Member TangipaFebruary 10, 2025 An act to amend Section 10095.5 of, and to repeal Section 10094.5 of, the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 488, as introduced, Tangipa. Insurance: the California FAIR Plan Association.Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state. This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 10094.5 of the Insurance Code is repealed.10094.5.Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.SEC. 2. Section 10095.5 of the Insurance Code is amended to read:10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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3	3	CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 488Introduced by Assembly Member TangipaFebruary 10, 2025 An act to amend Section 10095.5 of, and to repeal Section 10094.5 of, the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 488, as introduced, Tangipa. Insurance: the California FAIR Plan Association.Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state. This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO
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9	9	CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION
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11	11	Assembly Bill
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13	13	No. 488
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15	15	Introduced by Assembly Member TangipaFebruary 10, 2025
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17	17	Introduced by Assembly Member Tangipa
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20	20	An act to amend Section 10095.5 of, and to repeal Section 10094.5 of, the Insurance Code, relating to insurance.
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22	22	LEGISLATIVE COUNSEL'S DIGEST
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24	24	## LEGISLATIVE COUNSEL'S DIGEST
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26	26	AB 488, as introduced, Tangipa. Insurance: the California FAIR Plan Association.
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28	28	Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state. This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.
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30	30	Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state.
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32	32	This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.
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34	34	## Digest Key
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36	36	## Bill Text
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38	38	The people of the State of California do enact as follows:SECTION 1. Section 10094.5 of the Insurance Code is repealed.10094.5.Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.SEC. 2. Section 10095.5 of the Insurance Code is amended to read:10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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40	40	The people of the State of California do enact as follows:
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42	42	## The people of the State of California do enact as follows:
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44	44	SECTION 1. Section 10094.5 of the Insurance Code is repealed.10094.5.Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.
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46	46	SECTION 1. Section 10094.5 of the Insurance Code is repealed.
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48	48	### SECTION 1.
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50	50	10094.5.Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.
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54	54	Within 90 days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (c) of Section 10091.
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58	58	SEC. 2. Section 10095.5 of the Insurance Code is amended to read:10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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60	60	SEC. 2. Section 10095.5 of the Insurance Code is amended to read:
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62	62	### SEC. 2.
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64	64	10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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66	66	10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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68	68	10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:(1) Making an application for insurance through the plan by submitting an application at the persons request.(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.
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72	72	10095.5. (a) The association shall establish and maintain an Internet Web site internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall cause the toll-free telephone number to be published in all general distribution telephone directories in the state and shall include the toll-free telephone number and Internet Web site internet website address on all communications with an applicant or insured.
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74	74	(b) An insurance agent or broker transacting basic property insurance shall assist a person seeking his or her their help in obtaining basic property insurance coverage by any one of the following methods:
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76	76	(1) Making an application for insurance through the plan by submitting an application at the persons request.
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78	78	(2) Providing the person with the California FAIR Plans Internet Web site internet website address and the toll-free telephone number.
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80	80	(3) Making an application for insurance, at the persons request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.