CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 75Introduced by Assembly Member CalderonDecember 16, 2024 An act to add Section 2035 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 75, as introduced, Calderon. Residential property insurance images. Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images of the insured property, as specified, unless a claim has been submitted or is pending on the property. The bill would require the insurer to provide the images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 75Introduced by Assembly Member CalderonDecember 16, 2024 An act to add Section 2035 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 75, as introduced, Calderon. Residential property insurance images. Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images of the insured property, as specified, unless a claim has been submitted or is pending on the property. The bill would require the insurer to provide the images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO
CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION
Assembly Bill
No. 75
Introduced by Assembly Member CalderonDecember 16, 2024
Introduced by Assembly Member Calderon
December 16, 2024
An act to add Section 2035 to the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
AB 75, as introduced, Calderon. Residential property insurance images.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images of the insured property, as specified, unless a claim has been submitted or is pending on the property. The bill would require the insurer to provide the images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.
This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images of the insured property, as specified, unless a claim has been submitted or is pending on the property. The bill would require the insurer to provide the images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
SECTION 1. Section 2035 is added to the Insurance Code, to read:
### SECTION 1.
2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.(b) This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
2035. (a) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property.
(1) The notice shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The insurer may additionally provide notice to the policyholder via electronic mail.
(2) The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice shall include instructions regarding how a policyholder may make that request for images.
(b) This section does not apply if a claim has been submitted or is pending on the property.
(c) For purposes of this section:
(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.
(2) Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.