Colorado 2025 Regular Session

Colorado House Bill HB1207 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1	1		First Regular Session
2	2		Seventy-fifth General Assembly
3	3		STATE OF COLORADO
4		-	~~REENGROSSED~~
5		-	This Version Includes All Amendments
6		-	~~Adopted~~ in the House of Introduction
	4	+	ENGROSSED
	5	+	This Version Includes All Amendments Adopted
	6	+	on Second Reading in the House of Introduction
7	7		LLS NO. 25-0387.01 Jery Payne x2157
8	8		HOUSE BILL 25-1207
9	9		House Committees Senate Committees
10	10		Transportation, Housing & Local Government
11	11		A BILL FOR AN ACT
12	12		C
13	13		ONCERNING MEASURES TO ADDRESS B ARRIERS TO PET OWNERSHIP IN101
14	14		CONNECTION WITH RESIDING IN A RESIDENTIAL STRUCTURE .102
15	15		Bill Summary
16	16		(Note: This summary applies to this bill as introduced and does
17	17		not reflect any amendments that may be subsequently adopted. If this bill
18	18		passes third reading in the house of introduction, a bill summary that
19	19		applies to the reengrossed version of this bill will be available at
20	20		http://leg.colorado.gov
21	21		.)
22	22		Current law prohibits an insurer from refusing to insure or
23	23		increasing a premium for a homeowners insurance policy or a dwelling
24	24		fire insurance policy based on the breed or mixture of breeds of a dog that
25	25		is kept at a dwelling unless the dog is known to be dangerous or has been
26	26		declared to be dangerous. Section 1 of the bill defines the term
27	27		"homeowners insurance" to clarify that this provision applies to all
28	28		HOUSE
29		-	3rd Reading Unamended
30		-	April 1, 2025
31		-	HOUSE
32	29		Amended 2nd Reading
33	30		March 31, 2025
34	31		HOUSE SPONSORSHIP
35		-	Mabrey and Duran, Bacon, Bird, Froelich, Garcia, Jackson, Joseph, Lindsay, McCormick,
36		-	Rutinel, Rydin, Sirota, Valdez, Velasco, Woodrow, Zokaie
	32	+	Mabrey and Duran,
37	33		SENATE SPONSORSHIP
38	34		Winter F. and Exum,
39	35		Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment.
40	36		Capital letters or bold & italic numbers indicate new material to be added to existing law.
41	37		Dashes through the words or numbers indicate deletions from existing law. residential structures used for a residence and occupied by an owner or
42	38		renter.
43	39		The "Colorado Housing Act of 1970" provides financing for
44	40		building or rehabilitating affordable housing. Section 2 requires each
45	41		housing development that receives financing to authorize tenants of the
46	42		affordable housing to own or keep one or more pet animals, subject to
47	43		reasonable conditions.
48	44		Current law authorizes a tax credit for affordable housing. Section
49	45		3 requires the person claiming the tax credit to allow tenants to own or
50	46		keep one or more pet animals at the unit that the tenant resides in, subject
51	47		to reasonable conditions.
52	48		Be it enacted by the General Assembly of the State of Colorado:1
53	49		SECTION 1. In Colorado Revised Statutes, 10-4-110.8, amend2
54	50		(16)(a) and (16)(b) as follows:3
55	51		10-4-110.8. Homeowners insurance - prohibited and required4
56	52		practices - estimates of replacement value - additional living expense5
57	53		coverage - copies of policies - personal property contents coverage -6
58	54		inventory of personal property - requirements concerning total loss7
59	55		scenarios resulting from wildlife disasters - definitions - rules.8
60	56		(16) (a) An insurer shall not refuse to issue, cancel, refuse to renew, or9
61	57		increase a premium or rate for a homeowner's HOMEOWNERS insurance10
62	58		policy, or a dwelling fire insurance policy, A COMMERCIAL POLICY FOR11
63	59		MULTIFAMILY UNITS, OR A POLICY TO COVER THE CONTENTS OF A12
64	60		STRUCTURE USED FOR A RESIDENCE AND OCCUPIED BY AN OWNER OR13
65	61		RENTER based on the breed or mixture of breeds of a dog that is kept at14
66	62		the dwelling, MULTIFAMILY UNIT, OR STRUCTURE USED AS A RESIDENCE.15
67	63		(b) This subsection (16) does not prohibit an insurer from refusing16
68	64		to issue, cancelling CANCELING, refusing to renew, or imposing a17
69	65		reasonable increase to a premium or rate for a homeowner's18
70	66		HOMEOWNERS insurance policy, or a dwelling fire insurance policy, A19
71	67		1207-2- COMMERCIAL POLICY FOR MULTIFAMILY UNITS, OR A POLICY TO COVER1
72	68		THE CONTENTS OF A STRUCTURE USED FOR A RESIDENCE AND OCCUPIED BY2
73	69		AN OWNER OR RENTER based on sound underwriting and actuarial3
74	70		principles on the basis that a particular dog kept at the dwelling,4
75	71		MULTIFAMILY UNIT, OR STRUCTURE USED AS A RESIDENCE is known to be5
76	72		dangerous or has been declared to be dangerous in accordance with6
77	73		section 18-9-204.5.7
78	74		SECTION 2. In Colorado Revised Statutes, add 24-32-735 as8
79	75		follows:9
80	76		24-32-735. Pet-inclusive publicly financed housing - definitions10
81	77		- rules. (1) A
82	78		S USED IN THIS SECTION, UNLESS THE CONTEXT OTHERWISE11
83	79		REQUIRES:12
84	80		(a) "L
85	81		ANDLORD" HAS THE MEANING SET FORTH IN SECTION13
86	82		38-12-502
87	83		(5).14
88	84		(b) "P
89	85		ET ANIMAL" MEANS A
90	86		DOG OR CAT THAT IS COMMONLY KEPT15
91	87		IN THE HOME FOR COMPANIONSHIP RATHER THAN FOR COMMERCIAL16
92	88		PURPOSES.17
93	89		(c) (I) "R
94	90		EASONABLE CONDITIONS" MAY INCLUDE:18
95	91		(A) P
96	92		ROHIBITIONS ON OWNERSHIP OF A DANGEROUS DOG IN19
97	93		VIOLATION OF SECTION 18-9-204.5;20
98	94		(B) P
99	95		OLICIES ON NUISANCE BEHAVIORS;21
100	96		(C) L
101	97		EASHING
102	98		REQUIREMENTS AND WASTE REMOVAL ;22
103	99		(D) R
104	100		EQUIREMENTS THAT A TENANT HAVE LIABILITY INSURANCE ;23 24
105	101		(E) L
106	102		IMITATIONS
107	103		ON HAVING MORE THAN TWO PET ANIMALS OR ON25
108	104		THE NUMBER OF PET ANIMALS PERMITTED IN A SINGLE UNIT DETERMINED26
109	105		BY THE SIZE OF THE UNIT; OR27
110	106		1207
111	107		-3- (F) REQUIREMENTS FOR PET SECURITY DEPOSITS AND PET RENT,1
112	108		SUBJECT TO SECTION 38-12-106.2
113	109		(II) "R
114	110		EASONABLE CONDITIONS" DOES NOT
115	111		INCLUDE:3
116	112		(A) A PROHIBITION ON HAVING UP TO TWO PET ANIMALS ; OR4
117	113		(B) PROHIBITIONS ON PET ANIMAL BREEDS OR WEIGHT5
118	114		RESTRICTIONS OF A PET ANIMAL.6
119	115		(2) T
120	116		HE DIVISION SHALL REQUIRE EACH HOUSING DEVELOPMENT7
121	117		THAT RECEIVES FINANCING
122	118		FROM THE DIVISION ON OR AFTER JANUARY 1,8
123	119		2026,
124	120		PURSUANT TO THIS ARTICLE 32, TO AUTHORIZE TENANTS OF THE9
125	121		AFFORDABLE HOUSING TO OWN OR KEEP
126	122		UP TO TWO PET ANIMALS, SUBJECT10
127	123		TO REASONABLE CONDITIONS AND APPLICABLE STATE AND LOCAL LAWS11
128	124		GOVERNING PUBLIC HEALTH , ANIMAL CONTROL , AND ANIMAL12
129	125		ANTI-CRUELTY, AND THE REASONABLE AND APPLICABLE RULES ADOPTED13
130	126		BY THE DIVISION OR THE DEPARTMENT OF LOCAL AFFAIRS .14
131	127		(3) T
132	128		HIS SECTION DOES NOT LIMIT OR AFFECT OTHER LAWS THAT15
133	129		REQUIRE REASONABLE ACCOMMODATIONS TO BE MADE FOR AN16
134	130		INDIVIDUAL WITH A DISABILITY WHO MAINTAINS AN ANIMAL TO PROVIDE17
135	131		ASSISTANCE, SERVICE, OR SUPPORT.18 19
136	132		SECTION 3. Act subject to petition - effective date -20
137	133		applicability. (1) This act takes effect at 12:01 a.m. on the day following21
138	134		the expiration of the ninety-day period after final adjournment of the22
139	135		general assembly; except that, if a referendum petition is filed pursuant23
140	136		to section 1 (3) of article V of the state constitution against this act or an24
141	137		item, section, or part of this act within such period, then the act, item,25
142	138		section, or part will not take effect unless approved by the people at the26
143	139		general election to be held in November 2026 and, in such case, will take27
144	140		1207
145	141		-4- effect on the date of the official declaration of the vote thereon by the1
146	142		governor.2
147	143		(2) Section 1 of this act applies to insurance policies issued or3
148	144		renewed on or after the applicable effective date of this act.4
149	145		1207
150	146		-5-