1 | 1 | | First Regular Session |
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2 | 2 | | Seventy-fifth General Assembly |
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3 | 3 | | STATE OF COLORADO |
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4 | 4 | | INTRODUCED |
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5 | 5 | | |
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6 | 6 | | |
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7 | 7 | | LLS NO. 25-0769.01 Anna Petrini x5497 |
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8 | 8 | | HOUSE BILL 25-1233 |
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9 | 9 | | House Committees Senate Committees |
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10 | 10 | | State, Civic, Military, & Veterans Affairs |
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11 | 11 | | A BILL FOR AN ACT |
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12 | 12 | | C |
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13 | 13 | | ONCERNING PERSONS WHO PROV IDE ASSISTANCE WITH VETERANS '101 |
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14 | 14 | | BENEFITS CLAIMS , AND, IN CONNECTION THEREWITH ,102 |
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15 | 15 | | ESTABLISHING THAT CERTAIN ACT IONS BY SUCH PERSONS ARE103 |
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16 | 16 | | DECEPTIVE TRADE PRACTICES UNDER THE "COLORADO104 |
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17 | 17 | | C |
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18 | 18 | | ONSUMER PROTECTION ACT".105 |
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19 | 19 | | Bill Summary |
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20 | 20 | | (Note: This summary applies to this bill as introduced and does |
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21 | 21 | | not reflect any amendments that may be subsequently adopted. If this bill |
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22 | 22 | | passes third reading in the house of introduction, a bill summary that |
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23 | 23 | | applies to the reengrossed version of this bill will be available at |
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24 | 24 | | http://leg.colorado.gov |
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25 | 25 | | .) |
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26 | 26 | | The bill makes it a deceptive trade practice under the "Colorado |
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27 | 27 | | Consumer Protection Act" for a person who advises, assists, or consults |
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28 | 28 | | HOUSE SPONSORSHIP |
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29 | 29 | | Richardson and Carter, Armagost, Keltie |
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30 | 30 | | SENATE SPONSORSHIP |
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31 | 31 | | Hinrichsen, Sullivan |
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32 | 32 | | Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. |
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33 | 33 | | Capital letters or bold & italic numbers indicate new material to be added to existing law. |
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34 | 34 | | Dashes through the words or numbers indicate deletions from existing law. a veteran, in connection with a claim for veterans' benefits (veterans' |
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35 | 35 | | benefits matter), to: |
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36 | 36 | | ! Receive compensation in excess of $12,500 for the service, |
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37 | 37 | | subject to additional limitations linking permissible |
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38 | 38 | | compensation to results delivered; |
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39 | 39 | | ! Receive compensation for referring a veteran to a third |
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40 | 40 | | party; |
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41 | 41 | | ! Collect compensation on behalf of a third party engaged to |
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42 | 42 | | assist with any aspect of a veterans' benefits matter; |
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43 | 43 | | ! Receive compensation in connection with a claim filed |
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44 | 44 | | within the one-year period following a veteran's release |
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45 | 45 | | from active duty without a signed waiver from the veteran; |
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46 | 46 | | ! Fail to provide a veteran the option of an interest-free |
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47 | 47 | | payment plan; |
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48 | 48 | | ! Guarantee a successful outcome in a veterans' benefits |
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49 | 49 | | matter or engage in certain direct advertising; |
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50 | 50 | | ! Fail to memorialize the payment terms and certain |
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51 | 51 | | disclosures in a written, signed business agreement; |
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52 | 52 | | ! Fail to take various security measures related to veterans' |
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53 | 53 | | personal information; or |
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54 | 54 | | ! Fail to remain a member in good standing of a national |
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55 | 55 | | veterans' benefit trade organization that holds members to |
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56 | 56 | | ethics and certification standards. |
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57 | 57 | | The bill requires the attorney general or district attorney to transmit any |
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58 | 58 | | civil penalty collected for a violation of the veterans' benefits matter |
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59 | 59 | | provisions to the state treasurer for deposit in the Colorado state veterans |
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60 | 60 | | trust fund. |
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61 | 61 | | Be it enacted by the General Assembly of the State of Colorado:1 |
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62 | 62 | | SECTION 1. Legislative declaration. (1) The general assembly2 |
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63 | 63 | | finds and declares that:3 |
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64 | 64 | | (a) Veterans embody courage and sacrifice, defending our4 |
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65 | 65 | | freedoms. Ensuring they receive the benefits they have earned is a moral5 |
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66 | 66 | | obligation shared by all. Supporting veterans honors their service and6 |
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67 | 67 | | ensures they thrive in civilian life while reflecting our values and7 |
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68 | 68 | | fulfilling our commitment to those who have safeguarded our nation.8 |
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69 | 69 | | (b) According to 2023 data from the United States department of9 |
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70 | 70 | | veterans affairs, Colorado is home to an estimated 369,000 veterans. The10 |
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71 | 71 | | HB25-1233-2- $2.7 billion in service-connected compensation Colorado's veterans and1 |
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72 | 72 | | veterans' survivors receive each year undeniably improves their quality of2 |
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73 | 73 | | life and has a significant impact on the state's economy.3 |
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74 | 74 | | (c) As of mid-January 2025, the United States veterans4 |
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75 | 75 | | administration reports 969,748 pending benefit claims, including5 |
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76 | 76 | | disability compensation and pension claims that normally require a rating6 |
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77 | 77 | | decision. Over a quarter of the pending benefit claims have been active7 |
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78 | 78 | | for 125 days or longer and are considered backlogged. Colorado's8 |
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79 | 79 | | veterans have 17,433 pending claims, and 4,235 of them are backlogged.9 |
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80 | 80 | | The average processing time for a Colorado veteran's claim is 135 days.10 |
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81 | 81 | | (d) By assisting with the preparation of a veteran's benefit claim,11 |
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82 | 82 | | professional, trained, and ethical individuals can help reduce the time that12 |
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83 | 83 | | the veterans administration requires to process the claim once it is13 |
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84 | 84 | | submitted;14 |
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85 | 85 | | (e) State and local veterans service officers and veterans15 |
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86 | 86 | | associations, including the veterans of foreign wars, American legion, and16 |
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87 | 87 | | disabled American veterans, as well as attorneys and agents accredited by17 |
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88 | 88 | | the United States department of veterans affairs, continue to provide free18 |
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89 | 89 | | claims preparation services that hold great value for veterans and deserve19 |
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90 | 90 | | our support. However, the large volume of benefit claims exceeds the20 |
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91 | 91 | | combined capacity of these organizations and individuals.21 |
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92 | 92 | | (f) The private sector, which includes non-accredited consultants22 |
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93 | 93 | | that are not acting as agents or attorneys, has stepped forward to assist23 |
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94 | 94 | | and offer options for those who choose to forego the free services of24 |
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95 | 95 | | veterans service officers and veterans associations. While the majority of25 |
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96 | 96 | | for-profit service providers deliver quality services in a transparent and26 |
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97 | 97 | | ethical manner, there will always be some that prey on veterans who are27 |
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98 | 98 | | HB25-1233 |
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99 | 99 | | -3- unsuspecting or simply desperate for help.1 |
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100 | 100 | | (g) Because of the predatory practices of some providers of claims2 |
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101 | 101 | | preparation services, consumer protections are necessary to safeguard3 |
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102 | 102 | | Colorado's veterans and ensure that only legitimate for-profit entities4 |
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103 | 103 | | operate in the state to provide choice and capacity in the preparation of5 |
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104 | 104 | | veterans' benefits claims.6 |
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105 | 105 | | SECTION 2. In Colorado Revised Statutes, 6-1-112, amend7 |
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106 | 106 | | (1)(a), (1)(b), and (1)(c); and add (4) as follows:8 |
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107 | 107 | | 6-1-112. Civil penalties - definition. (1) The attorney general or9 |
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108 | 108 | | a district attorney may bring a civil action on behalf of the state to seek10 |
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109 | 109 | | the imposition of civil penalties as follows:11 |
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110 | 110 | | (a) Except as provided in subsection (3) SUBSECTIONS (3) AND (4)12 |
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111 | 111 | | of this section, any person who violates or causes another to violate any13 |
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112 | 112 | | provision of this article 1 shall forfeit and pay to the general fund of this14 |
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113 | 113 | | state a civil penalty of not more than twenty thousand dollars for each15 |
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114 | 114 | | such violation. For purposes of this subsection (1)(a), a violation of any16 |
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115 | 115 | | provision shall constitute a separate violation with respect to each17 |
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116 | 116 | | consumer or transaction involved.18 |
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117 | 117 | | (b) Except as provided in subsection (3) SUBSECTIONS (3) AND (4)19 |
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118 | 118 | | of this section, any person who violates or causes another to violate any20 |
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119 | 119 | | court order or injunction issued pursuant to this article 1 shall forfeit and21 |
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120 | 120 | | pay to the general fund of this state a civil penalty of not more than ten22 |
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121 | 121 | | thousand dollars for each such violation. For the purposes of this section,23 |
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122 | 122 | | the court issuing the order or injunction shall retain RETAINS jurisdiction,24 |
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123 | 123 | | and the cause shall be IS continued. Upon violation, the attorney general25 |
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124 | 124 | | or a district attorney may petition the court for the recovery of the civil26 |
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125 | 125 | | penalty. Such civil penalty shall be IS in addition to any other penalty or27 |
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126 | 126 | | HB25-1233 |
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127 | 127 | | -4- remedy available for the enforcement of the provisions of this article 11 |
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128 | 128 | | and any court order or injunction.2 |
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129 | 129 | | (c) Except as provided in subsection (3) SUBSECTIONS (3) AND (4)3 |
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130 | 130 | | of this section, any person who violates or causes another to violate any4 |
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131 | 131 | | provision of this article 1, where IN WHICH such violation was committed5 |
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132 | 132 | | against an elderly person, shall forfeit and pay to the general fund of the6 |
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133 | 133 | | state a civil penalty of not more than fifty thousand dollars for each such7 |
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134 | 134 | | violation. For purposes of this subsection (1)(c), a violation of any8 |
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135 | 135 | | provision of this article 1 is a separate violation with respect to each9 |
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136 | 136 | | elderly person involved.10 |
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137 | 137 | | (4) T |
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138 | 138 | | HE ATTORNEY GENERAL OR DISTRICT ATTORNEY SHALL11 |
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139 | 139 | | TRANSMIT ANY CIVIL PENALTY COLLECTED IN ACCORDANCE WITH THIS12 |
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140 | 140 | | SECTION FOR A VIOLATION DESCRIBED IN SECTION 6-1-105 (1)(iiii) TO THE13 |
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141 | 141 | | STATE TREASURER FOR DEPOSIT IN THE COLORADO STATE VETERANS14 |
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142 | 142 | | TRUST FUND CREATED IN SECTION 28-5-709.15 |
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143 | 143 | | SECTION 3. In Colorado Revised Statutes, add 6-1-737 as16 |
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144 | 144 | | follows:17 |
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145 | 145 | | 6-1-737. Veterans' benefits matters - compensation for18 |
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146 | 146 | | services - written agreements - advertising - disclosures - deceptive19 |
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147 | 147 | | trade practice - definitions. (1) A |
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148 | 148 | | S USED IN THIS SECTION, UNLESS THE20 |
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149 | 149 | | CONTEXT OTHERWISE REQUIRES :21 |
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150 | 150 | | (a) "C |
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151 | 151 | | OMPENSATION" MEANS ANY MONEY, THING OF VALUE, OR22 |
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152 | 152 | | ECONOMIC BENEFIT CONFERRED ON OR RECEIVED BY A PERSON IN RETURN23 |
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153 | 153 | | FOR SERVICES RENDERED OR TO BE RENDERED BY THE PERSON OR24 |
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154 | 154 | | ANOTHER.25 |
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155 | 155 | | (b) "P |
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156 | 156 | | ERSON" HAS THE MEANING SET FORTH IN SECTION 6-1-102.26 |
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157 | 157 | | (c) "V |
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158 | 158 | | ETERAN" MEANS A PERSON WHO SERVED IN THE ACTIVE27 |
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159 | 159 | | HB25-1233 |
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160 | 160 | | -5- MILITARY, NAVAL, OR AIR FORCE SERVICE OF THE UNITED STATES AND1 |
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161 | 161 | | WHO WAS DISCHARGED OR RELEASED UNDER CONDITIONS OTHER THAN2 |
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162 | 162 | | DISHONORABLE, IN ACCORDANCE WITH U.S.C. TITLE 38. "VETERAN"3 |
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163 | 163 | | INCLUDES AN ELIGIBLE MEMBER OF THE RESERVES OR NATIONAL GUARD ,4 |
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164 | 164 | | A VETERAN'S DEPENDENT, A VETERAN'S SURVIVOR, OR ANOTHER5 |
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165 | 165 | | INDIVIDUAL ELIGIBLE FOR A BENEFIT PURSUANT TO THE LAWS AND6 |
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166 | 166 | | REGULATIONS ADMINISTERED BY THE UNITED STATES DEPARTMENT OF7 |
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167 | 167 | | VETERANS AFFAIRS OR THE COLORADO DEPARTMENT OF MILITARY AND8 |
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168 | 168 | | VETERANS AFFAIRS.9 |
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169 | 169 | | (d) "V |
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170 | 170 | | ETERANS' BENEFITS MATTER" MEANS THE PREPARATION ,10 |
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171 | 171 | | PRESENTATION, OR PROSECUTION OF A CLAIM AFFECTING A VETERAN WHO11 |
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172 | 172 | | HAS FILED OR EXPRESSED AN INTENT TO FILE A CLAIM FOR A BENEFIT ,12 |
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173 | 173 | | PROGRAM, SERVICE, COMMODITY, FUNCTION, STATUS, OR ENTITLEMENT13 |
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174 | 174 | | FOR WHICH THE VETERAN MAY BE ELIGIBLE PURSUANT TO THE LAWS AND14 |
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175 | 175 | | REGULATIONS ADMINISTERED BY THE UNITED STATES DEPARTMENT OF15 |
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176 | 176 | | VETERANS AFFAIRS OR THE COLORADO DEPARTMENT OF MILITARY AND16 |
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177 | 177 | | VETERANS AFFAIRS.17 |
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178 | 178 | | (2) (a) A |
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179 | 179 | | PERSON MAY ONLY BE COMPENSATED FOR ADVISING ,18 |
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180 | 180 | | ASSISTING, OR CONSULTING A VETERAN ON A VETERANS ' BENEFITS MATTER19 |
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181 | 181 | | IF THE PERSON SECURES AN INCREASE IN THE BENEFITS AWARDED .20 |
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182 | 182 | | C |
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183 | 183 | | OMPENSATION FOR ADVISING, ASSISTING, OR CONSULTING A VETERAN ON21 |
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184 | 184 | | A FEDERAL VETERANS' ADMINISTRATION DISABILITY CLAIM MUST NOT22 |
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185 | 185 | | EXCEED FIVE TIMES THE AMOUNT OF ANY INCREASE IN MONTHLY BENEFITS23 |
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186 | 186 | | AWARDED AS A RESULT OF THE PERSON 'S ADVICE, ASSISTANCE, OR24 |
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187 | 187 | | CONSULTATION.25 |
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188 | 188 | | (b) T |
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189 | 189 | | HE COMPENSATION CALCULATED PURSUANT TO SUBSECTION26 |
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190 | 190 | | (2)(a) |
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191 | 191 | | OF THIS SECTION MUST NOT EXCEED TWELVE THOUSAND FIVE27 |
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192 | 192 | | HB25-1233 |
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193 | 193 | | -6- HUNDRED DOLLARS.1 |
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194 | 194 | | (c) A |
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195 | 195 | | PERSON SHALL NOT RECEIVE ANY COMPENSATION FOR2 |
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196 | 196 | | ADVISING, ASSISTING, OR CONSULTING A VETERAN ON A VETERANS '3 |
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197 | 197 | | BENEFITS MATTER BEYOND THE COMPENSATION CALCULATED PURSUANT4 |
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198 | 198 | | TO SUBSECTIONS (2)(a) AND (2)(b) OF THIS SECTION. THE PROHIBITION ON5 |
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199 | 199 | | ADDITIONAL COMPENSATION EXTENDS TO , BUT IS NOT LIMITED TO:6 |
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200 | 200 | | (I) A |
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201 | 201 | | N INITIAL OR NONREFUNDABLE FEE;7 |
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202 | 202 | | (II) C |
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203 | 203 | | OMPENSATION RECEIVED ON BEHALF OF A THIRD PERSON8 |
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204 | 204 | | ENGAGED TO ADVISE, ASSIST, OR CONSULT ON AN ASPECT OF A VETERANS'9 |
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205 | 205 | | BENEFITS MATTER; OR10 |
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206 | 206 | | (III) C |
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207 | 207 | | OMPENSATION FOR REFERRING A VETERAN TO A THIRD11 |
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208 | 208 | | PERSON TO ADVISE, ASSIST, OR CONSULT ON A VETERANS ' BENEFITS12 |
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209 | 209 | | MATTER.13 |
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210 | 210 | | (3) A |
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211 | 211 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A14 |
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212 | 212 | | VETERANS' BENEFITS MATTER SHALL NOT RECEIVE COMPENSATION FOR15 |
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213 | 213 | | SERVICES RENDERED IN CONNECTION WITH A CLAIM FILED WITHIN THE16 |
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214 | 214 | | ONE-YEAR PERIOD FOLLOWING A VETERAN 'S RELEASE FROM ACTIVE DUTY17 |
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215 | 215 | | DURING WHICH THE UNITED STATES DEPARTMENT OF VETERANS AFFAIRS18 |
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216 | 216 | | PRESUMES CERTAIN DISABLING CONDITIONS ARE SERVICE -CONNECTED,19 |
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217 | 217 | | UNLESS THE VETERAN ACKNOWLEDGES BY SIGNING A WAIVER THAT THE20 |
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218 | 218 | | VETERAN IS WITHIN THE ONE-YEAR PERIOD AND CHOOSES TO DECLINE FREE21 |
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219 | 219 | | SERVICES THAT ARE AVAILABLE.22 |
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220 | 220 | | (4) A |
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221 | 221 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A23 |
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222 | 222 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL PROVIDE A24 |
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223 | 223 | | VETERAN THE OPTION OF AN INTEREST -FREE PAYMENT PLAN OF NOT25 |
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224 | 224 | | LONGER THAN ONE YEAR.26 |
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225 | 225 | | (5) A |
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226 | 226 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A27 |
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227 | 227 | | HB25-1233 |
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228 | 228 | | -7- VETERANS' BENEFITS MATTER SHALL NOT GUARANTEE , EITHER DIRECTLY1 |
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229 | 229 | | OR BY IMPLICATION, A SUCCESSFUL OUTCOME IN A VETERANS ' BENEFITS2 |
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230 | 230 | | MATTER, INCLUDING THAT A VETERAN IS CERTAIN TO RECEIVE SPECIFIC3 |
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231 | 231 | | VETERANS' BENEFITS OR THAT A VETERAN IS CERTAIN TO RECEIVE A4 |
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232 | 232 | | SPECIFIC LEVEL, PERCENTAGE, OR AMOUNT OF VETERANS' BENEFITS.5 |
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233 | 233 | | (6) A |
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234 | 234 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A6 |
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235 | 235 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL NOT DIRECTLY7 |
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236 | 236 | | ADVERTISE OR MARKET TO AN INDIVIDUALLY IDENTIFIED VETERAN ,8 |
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237 | 237 | | RESIDENCE, OR BUSINESS LOCATION . THE PROHIBITION ON DIRECT9 |
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238 | 238 | | ADVERTISING AND MARKETING DOES NOT INCLUDE COMMUNICATING VIA10 |
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239 | 239 | | TELEPHONE, MAIL, OR ELECTRONIC COMMUNICATION , IF INITIATED BY A11 |
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240 | 240 | | VETERAN.12 |
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241 | 241 | | (7) A |
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242 | 242 | | PERSON SEEKING COMPENSATION FOR ADVISING , ASSISTING,13 |
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243 | 243 | | OR CONSULTING ON A VETERANS ' BENEFITS MATTER SHALL , BEFORE14 |
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244 | 244 | | RENDERING ANY SERVICES, MEMORIALIZE THE SPECIFIC TERMS UNDER15 |
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245 | 245 | | WHICH THE AMOUNT OF COMPENSATION WILL BE DETERMINED AND PAID16 |
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246 | 246 | | IN A WRITTEN BUSINESS AGREEMENT SIGNED BY BOTH PARTIES .17 |
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247 | 247 | | (8) (a) A |
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248 | 248 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A18 |
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249 | 249 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL PROVIDE THE19 |
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250 | 250 | | FOLLOWING DISCLOSURE IN THE WRITTEN BUSINESS AGREEMENT REQUIRED20 |
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251 | 251 | | PURSUANT TO SUBSECTION (7) OF THIS SECTION:21 |
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252 | 252 | | T |
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253 | 253 | | HIS BUSINESS IS NOT SPONSORED BY OR AFFILIATED WITH22 |
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254 | 254 | | THE UNITED STATES DEPARTMENT OF VETERANS AFFAIRS23 |
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255 | 255 | | OR THE COLORADO DEPARTMENT OF MILITARY AND24 |
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256 | 256 | | V |
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257 | 257 | | ETERANS AFFAIRS, OR ANY OTHER FEDERALLY CHARTERED25 |
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258 | 258 | | VETERANS' SERVICE ORGANIZATION . OTHER26 |
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259 | 259 | | ORGANIZATIONS, INCLUDING, BUT NOT LIMITED TO, THE27 |
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260 | 260 | | HB25-1233 |
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261 | 261 | | -8- COLORADO DEPARTMENT OF MILITARY AND VETERANS1 |
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262 | 262 | | A |
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263 | 263 | | FFAIRS, A LOCAL VETERANS' SERVICE ORGANIZATION AND2 |
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264 | 264 | | OTHER FEDERALLY CHARTERED VETERANS ' SERVICE3 |
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265 | 265 | | ORGANIZATIONS, MAY PROVIDE THIS SERVICE FREE OF4 |
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266 | 266 | | CHARGE OR MIGHT NOT ENDORSE THIS SERVICE . YOU MAY5 |
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267 | 267 | | QUALIFY FOR OTHER VETERANS ' BENEFITS OUTSIDE THE6 |
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268 | 268 | | SCOPE OF THIS BUSINESS AGREEMENT .7 |
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269 | 269 | | (b) I |
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270 | 270 | | F A PERSON, OR AN EMPLOYEE , CONTRACTOR, OR8 |
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271 | 271 | | SUBCONTRACTOR OF THE PERSON , WHO IS ADVISING, ASSISTING, OR9 |
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272 | 272 | | CONSULTING ON A VETERANS ' BENEFITS MATTER FOR COMPENSATION IS10 |
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273 | 273 | | NOT ACCREDITED BY THE UNITED STATES VETERANS ADMINISTRATION11 |
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274 | 274 | | PURSUANT TO THE REQUIREMENTS OF 38 CFR 14.629, THE PERSON SHALL12 |
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275 | 275 | | DISCLOSE THE LACK OF ACCREDITATION ALONG WITH A CLEAR13 |
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276 | 276 | | EXPLANATION OF WHAT IT MEANS TO LACK ACCREDITATION . A PERSON14 |
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277 | 277 | | ADVISING, ASSISTING, OR CONSULTING ON A VETERANS' BENEFITS MATTER15 |
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278 | 278 | | FOR COMPENSATION SHALL PROVIDE THE ACCREDITATION DISCLOSURE16 |
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279 | 279 | | REQUIRED PURSUANT TO THIS SUBSECTION (8)(b) IN THE WRITTEN17 |
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280 | 280 | | AGREEMENT REQUIRED PURSUANT TO SUBSECTION (7) OF THIS SECTION, IN18 |
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281 | 281 | | A CONSPICUOUS LOCATION ON THE PERSON 'S WEBSITE, AND IN A19 |
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282 | 282 | | CONSPICUOUS LOCATION AT THE PERSON 'S PHYSICAL ADDRESS , IF20 |
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283 | 283 | | APPLICABLE.21 |
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284 | 284 | | (9) T |
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285 | 285 | | HE DISCLOSURES REQUIRED PURSUANT TO SUBSECTION (8) OF22 |
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286 | 286 | | THIS SECTION MUST APPEAR IN BOLD -FACED FONT IN AT LEAST23 |
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287 | 287 | | TWELVE-POINT TYPE IN AN EASILY IDENTIFIABLE PLACE IN THE BUSINESS24 |
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288 | 288 | | AGREEMENT. THE VETERAN SHALL SIGN THE PAGE ON WHICH EACH25 |
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289 | 289 | | DISCLOSURE APPEARS TO REPRESENT AN UNDERSTANDING OF ITS TERMS .26 |
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290 | 290 | | T |
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291 | 291 | | HE PERSON ADVISING, ASSISTING, OR CONSULTING ON A VETERANS '27 |
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292 | 292 | | HB25-1233 |
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293 | 293 | | -9- BENEFITS MATTER FOR COMPENSATION SHALL RETAIN A COPY OF THE1 |
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294 | 294 | | WRITTEN BUSINESS AGREEMENT CONTAINING THE DISCLOSURE FOR AT2 |
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295 | 295 | | LEAST ONE YEAR AFTER THE DATE ON WHICH THE SERVICE RELATIONSHIP3 |
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296 | 296 | | WITH THE VETERAN TERMINATES .4 |
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297 | 297 | | (10) (a) A |
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298 | 298 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A5 |
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299 | 299 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL NOT :6 |
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300 | 300 | | (I) U |
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301 | 301 | | SE INTERNATIONAL CALL CENTERS OR DATA CENTERS FOR7 |
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302 | 302 | | PROCESSING VETERANS' PERSONAL INFORMATION;8 |
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303 | 303 | | (II) U |
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304 | 304 | | SE A VETERAN'S PERSONAL LOG-IN CREDENTIALS TO ACCESS9 |
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305 | 305 | | THE VETERAN'S MEDICAL, FINANCIAL, OR GOVERNMENT BENEFITS10 |
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306 | 306 | | INFORMATION; OR11 |
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307 | 307 | | (III) D |
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308 | 308 | | ISCLOSE PERSONAL DATA OBTAINED IN CONNECTION WITH A12 |
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309 | 309 | | VETERANS' BENEFITS MATTER TO A THIRD PERSON , UNLESS THE13 |
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310 | 310 | | DISCLOSURE IS MADE PURSUANT TO A COURT ORDER .14 |
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311 | 311 | | (b) A |
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312 | 312 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A15 |
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313 | 313 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL :16 |
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314 | 314 | | (I) C |
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315 | 315 | | OMPLETE A CRIMINAL BACKGROUND CHECK OF A PERSON17 |
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316 | 316 | | PRIOR TO PERMITTING THE PERSON TO ACCESS A VETERAN 'S MEDICAL,18 |
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317 | 317 | | FINANCIAL, OR GOVERNMENT BENEFITS INFORMATION . THE BACKGROUND19 |
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318 | 318 | | CHECK MUST BE CONDUCTED BY A REPUTABLE SOURCE AND INCLUDE20 |
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319 | 319 | | IDENTITY VERIFICATION AND A CRIMINAL HISTORY RECORD CHECK .21 |
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320 | 320 | | (II) S |
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321 | 321 | | AFEGUARD A VETERAN'S MEDICAL DATA IN COMPLIANCE WITH22 |
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322 | 322 | | FEDERAL AND STATE PRIVACY LAWS , INCLUDING THE FEDERAL "HEALTH23 |
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323 | 323 | | I |
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324 | 324 | | NSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996", 42 U.S.C.24 |
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325 | 325 | | SEC. 1320d TO 1320d-9.25 |
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326 | 326 | | (11) A |
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327 | 327 | | PERSON ADVISING, ASSISTING, OR CONSULTING ON A26 |
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328 | 328 | | VETERANS' BENEFITS MATTER FOR COMPENSATION SHALL REMAIN A27 |
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329 | 329 | | HB25-1233 |
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330 | 330 | | -10- MEMBER IN GOOD STANDING OF THE NATI ONAL ASSOCIATION FOR VETERAN1 |
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331 | 331 | | RIGHTS OR A NATIONAL VETERANS ' BENEFIT TRADE ORGANIZATION THAT2 |
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332 | 332 | | HAS ESTABLISHED FOR EMPLOYEES, CONTRACTORS, AND SUBCONTRACTORS3 |
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333 | 333 | | OF THE ORGANIZATION 'S MEMBERS BOTH A CODE OF ETHICS AND4 |
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334 | 334 | | TECHNICAL CERTIFICATION STANDARDS EQUIVALENT TO THE CODE OF5 |
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335 | 335 | | ETHICS AND TECHNICAL CERTIFICATION STANDARDS THAT APPLY TO A6 |
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336 | 336 | | VETERANS SERVICE OFFICER CERTIFIED BY THE UNITED STATES7 |
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337 | 337 | | DEPARTMENT OF VETERANS AFFAIRS AND EQUIVALENT TO THE CODE OF8 |
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338 | 338 | | ETHICS AND TECHNICAL CERTIFICATION STANDARDS OF THE NATIONAL9 |
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339 | 339 | | ASSOCIATION FOR VETERAN RIGHTS .10 |
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340 | 340 | | (12) A |
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341 | 341 | | PERSON WHO VIOLATES A PROVISION OF THIS SECTION11 |
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342 | 342 | | ENGAGES IN A DECEPTIVE TRADE PRACTICE .12 |
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343 | 343 | | (13) T |
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344 | 344 | | HIS SECTION DOES NOT APPLY TO, LIMIT, OR EXPAND THE13 |
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345 | 345 | | REQUIREMENTS IMPOSED ON AGENTS , ATTORNEYS, OR OTHER14 |
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346 | 346 | | REPRESENTATIVES ACCREDITED BY THE UNITED STATES DEPARTMENT OF15 |
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347 | 347 | | VETERANS AFFAIRS AND REGULATED BY THAT AGENCY .16 |
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348 | 348 | | SECTION 4. In Colorado Revised Statutes, 6-1-105, add (1)(iiii)17 |
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349 | 349 | | as follows:18 |
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350 | 350 | | 6-1-105. Unfair or deceptive trade practices - definitions. (1) A19 |
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351 | 351 | | person engages in a deceptive trade practice when, in the course of the20 |
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352 | 352 | | person's business, vocation, or occupation, the person:21 |
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353 | 353 | | (iiii) V |
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354 | 354 | | IOLATES A PROVISION OF SECTION 6-1-737.22 |
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355 | 355 | | SECTION 5. Act subject to petition - effective date -23 |
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356 | 356 | | applicability. (1) This act takes effect January 1, 2026; except that, if a24 |
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357 | 357 | | referendum petition is filed pursuant to section 1 (3) of article V of the25 |
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358 | 358 | | state constitution against this act or an item, section, or part of this act26 |
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359 | 359 | | within the ninety-day period after final adjournment of the general27 |
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360 | 360 | | HB25-1233 |
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361 | 361 | | -11- assembly, then the act, item, section, or part will not take effect unless1 |
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362 | 362 | | approved by the people at the general election to be held in November2 |
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363 | 363 | | 2026 and, in such case, will take effect on the date of the official3 |
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364 | 364 | | declaration of the vote thereon by the governor.4 |
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365 | 365 | | (2) This act applies to violations on or after the applicable5 |
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366 | 366 | | effective date of this act.6 |
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367 | 367 | | HB25-1233 |
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368 | 368 | | -12- |
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