31 | 28 | | HOUSE |
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32 | 29 | | 3rd Reading Unamended |
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33 | 30 | | March 26, 2025 |
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34 | 31 | | HOUSE |
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35 | 32 | | Amended 2nd Reading |
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36 | 33 | | March 20, 2025 |
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37 | 34 | | HOUSE SPONSORSHIP |
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38 | 35 | | Lindsay and Zokaie, Boesenecker, Brown, Froelich, Garcia, Mabrey, Ricks, Rutinel, |
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39 | 36 | | Sirota, Story, Velasco |
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40 | 37 | | SENATE SPONSORSHIP |
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41 | 38 | | Weissman and Jodeh, |
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42 | 39 | | Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. |
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43 | 40 | | Capital letters or bold & italic numbers indicate new material to be added to existing law. |
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44 | 41 | | Dashes through the words or numbers indicate deletions from existing law. consumer reporting agency or third-party website. |
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45 | 42 | | Current law prohibits a landlord from inquiring into a prospective |
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46 | 43 | | tenant's adverse credit event. The bill defines "adverse credit event" as an |
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47 | 44 | | event that can be reflected in a consumer credit report or might negatively |
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48 | 45 | | affect a person's credit score, including past due delinquent rent payments |
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49 | 46 | | and collections. |
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50 | 47 | | The bill allows a landlord receiving a portable tenant screening |
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51 | 48 | | report to require that the screening report was completed within the |
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52 | 49 | | previous 60 days, which time period is increased from 30 days. |
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53 | 50 | | Be it enacted by the General Assembly of the State of Colorado:1 |
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54 | 51 | | SECTION 1. In Colorado Revised Statutes, 38-12-902, amend2 |
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55 | 52 | | (2.5)(e)(I) as follows:3 |
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56 | 53 | | 38-12-902. Definitions. As used in this part 9, unless the context4 |
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57 | 54 | | otherwise requires:5 |
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58 | 55 | | (2.5) "Portable tenant screening report" or "screening report"6 |
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59 | 56 | | means a consumer report prepared at the request of a prospective tenant7 |
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60 | 57 | | that includes information provided by a consumer reporting agency,8 |
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61 | 58 | | which report includes the following information about a prospective9 |
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62 | 59 | | tenant and the date through which the information contained in the report10 |
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63 | 60 | | is current:11 |
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64 | 61 | | (e) For each jurisdiction indicated in the consumer report as a12 |
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65 | 62 | | prior residence of the prospective tenant, regardless of whether the13 |
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66 | 63 | | residence is reported by the prospective tenant or by the consumer14 |
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67 | 64 | | reporting agency preparing the consumer report:15 |
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68 | 65 | | (I) A rental and credit history report for the prospective tenant that16 |
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69 | 66 | | complies with section 38-12-904 (1)(a) |
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70 | 67 | | concerning a landlord's17 |
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71 | 68 | | consideration of a prospective tenant's rental history; |
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72 | 69 | | EXCEPT THAT A18 |
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73 | | - | CREDIT HISTORY REPORT, A CREDIT SCORE, OR AN ADVERSE CREDIT EVENT |
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74 | | - | 19 |
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75 | | - | IS NOT REQUIRED TO BE INCLUDED IN A PORTABLE TENANT SCREENING20 |
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76 | | - | 1236-2- REPORT CONCERNING A PROSPECTIVE TENANT WHO IS SEEKING TO RENT1 |
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77 | | - | WITH THE ASSISTANCE OF A HOUSING SUBSIDY ; and2 |
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78 | | - | SECTION 2. In Colorado Revised Statutes, 38-12-904, 3 |
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79 | | - | repeal (1.5)(b)(II) as follows:4 |
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80 | | - | 38-12-904. Consideration of rental applications - limitations5 |
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81 | | - | - portable tenant screening report - notice to prospective tenants -6 |
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82 | | - | denial notice. (1.5) (b) A landlord receiving a portable tenant screening7 |
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83 | | - | report may require:8 |
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84 | | - | 9 |
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85 | | - | (II) That the screening report is made directly available to the10 |
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86 | | - | landlord by the consumer reporting agency for use in the rental11 |
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87 | | - | application process or provided through a third-party website that12 |
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88 | | - | regularly engages in the business of providing consumer reports and13 |
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89 | | - | complies with all state and federal laws pertaining to use and disclosure14 |
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90 | | - | of information contained in a consumer report by a consumer reporting15 |
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91 | | - | agency;16 |
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92 | | - | SECTION 3. Act subject to petition - effective date -17 |
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93 | | - | applicability. (1) This act takes effect January 1, 2026; except that, if a18 |
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94 | | - | referendum petition is filed pursuant to section 1 (3) of article V of the19 |
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95 | | - | state constitution against this act or an item, section, or part of this act20 |
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96 | | - | within the ninety-day period after final adjournment of the general21 |
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97 | | - | assembly, then the act, item, section, or part will not take effect unless22 |
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98 | | - | approved by the people at the general election to be held in November23 |
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99 | | - | 2026 and, in such case, will take effect on the date of the official24 |
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100 | | - | declaration of the vote thereon by the governor.25 |
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101 | | - | (2) This act applies to rental applications submitted on or after the26 |
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102 | | - | applicable effective date of this act.27 |
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| 70 | + | CREDIT HISTORY REPORT, A CREDIT SCORE, OR AN ADVERSE CREDIT EVENT,19 |
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| 71 | + | AS DEFINED IN SECTION 38-12-904 (1)(c)(II), IS NOT REQUIRED TO BE20 |
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| 72 | + | 1236-2- INCLUDED IN A PORTABLE TENANT SCREENING REPORT CONCERNING A1 |
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| 73 | + | PROSPECTIVE TENANT WHO IS SEEKING TO RENT WITH THE ASSISTANCE OF2 |
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| 74 | + | A HOUSING SUBSIDY; and3 |
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| 75 | + | SECTION 2. In Colorado Revised Statutes, 38-12-904, amend4 |
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| 76 | + | (1)(c)(II) and (1.5)(b)(I); and repeal (1.5)(b)(II) as follows:5 |
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| 77 | + | 38-12-904. Consideration of rental applications - limitations6 |
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| 78 | + | - portable tenant screening report - notice to prospective tenants -7 |
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| 79 | + | denial notice. (1) (c) If a landlord uses financial information, including8 |
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| 80 | + | rental history or credit history, as a criterion in consideration of a rental9 |
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| 81 | + | application from a prospective tenant who is seeking to rent with the10 |
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| 82 | + | assistance of a housing subsidy, the landlord shall not consider or inquire11 |
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| 83 | + | about the prospective tenant's:12 |
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| 84 | + | (II) Credit score, adverse credit event, or lack of credit score13 |
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| 85 | + | unless the landlord is required by federal law to consider a credit score or14 |
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| 86 | + | a lack of a credit score. A |
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| 87 | + | S USED IN THIS SUBSECTION (1)(c)(II), "ADVERSE15 |
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| 88 | + | CREDIT EVENT" MEANS AN EVENT THAT CAN BE REFLECTED IN A16 |
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| 89 | + | CONSUMER CREDIT REPORT |
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| 90 | + | AND MIGHT NEGATIVELY AFFECT A PERSON 'S17 |
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| 91 | + | CREDIT SCORE, INCLUDING PAST DUE DELINQUENT RENT PAYMENTS AND18 |
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| 92 | + | COLLECTIONS.19 |
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| 93 | + | (1.5) (b) A landlord receiving a portable tenant screening report20 |
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| 94 | + | may require:21 |
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| 95 | + | (I) That the screening report was completed within the previous22 |
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| 96 | + | thirty SIXTY days;23 |
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| 97 | + | (II) That the screening report is made directly available to the24 |
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| 98 | + | landlord by the consumer reporting agency for use in the rental25 |
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| 99 | + | application process or provided through a third-party website that26 |
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| 100 | + | regularly engages in the business of providing consumer reports and27 |
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104 | | - | -3- |
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| 102 | + | -3- complies with all state and federal laws pertaining to use and disclosure1 |
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| 103 | + | of information contained in a consumer report by a consumer reporting2 |
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| 104 | + | agency;3 |
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| 105 | + | SECTION 3. Act subject to petition - effective date -4 |
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| 106 | + | applicability. (1) This act takes effect at 12:01 a.m. on the day following5 |
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| 107 | + | the expiration of the ninety-day period after final adjournment of the6 |
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| 108 | + | general assembly; except that, if a referendum petition is filed pursuant7 |
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| 109 | + | to section 1 (3) of article V of the state constitution against this act or an8 |
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| 110 | + | item, section, or part of this act within such period, then the act, item,9 |
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| 111 | + | section, or part will not take effect unless approved by the people at the10 |
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| 112 | + | general election to be held in November 2026 and, in such case, will take11 |
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| 113 | + | effect on the date of the official declaration of the vote thereon by the12 |
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| 114 | + | governor.13 |
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| 115 | + | (2) This act applies to rental applications submitted on or after the14 |
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| 116 | + | applicable effective date of this act.15 |
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| 117 | + | 1236 |
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| 118 | + | -4- |
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