36 | 32 | | SENATE SPONSORSHIP |
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37 | 33 | | Kipp, |
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38 | 34 | | Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. |
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39 | 35 | | Capital letters or bold & italic numbers indicate new material to be added to existing law. |
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40 | 36 | | Dashes through the words or numbers indicate deletions from existing law. a claimant to prove, by a preponderance of the evidence, the claimant's |
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41 | 37 | | entitlement to medical benefits. When the dispute concerns whether the |
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42 | 38 | | medical treatment recommended by an authorized treating physician is |
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43 | 39 | | reasonable, necessary, and related to the claimant's injury, the bill shifts |
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44 | 40 | | the burden of proof from the claimant to the claimant's employer or the |
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45 | 41 | | employer's workers' compensation insurer. |
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46 | 42 | | The bill provides injured workers control over the selection of |
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47 | 43 | | their primary treating physician in workers' compensation cases, allowing |
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48 | 44 | | them to choose from any level I or level II accredited physician through |
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49 | 45 | | the division of workers' compensation. The bill creates the mechanism by |
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50 | 46 | | which an injured worker may select the treating physician and requires |
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51 | 47 | | the employer or insurer to choose the physician when an injured worker |
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52 | 48 | | is unable or unwilling to select the treating physician. |
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53 | 49 | | Be it enacted by the General Assembly of the State of Colorado:1 |
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54 | 50 | | SECTION 1. Legislative declaration. (1) The general assembly2 |
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55 | 51 | | finds that:3 |
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56 | 52 | | (a) Without workers, no products are made, no meals are served,4 |
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57 | 53 | | no goods are transported, no ski areas operate, no medical care is5 |
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58 | 54 | | provided, no fires are fought, and no highways stay safe. Workers are the6 |
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59 | 55 | | backbone of Colorado. When a worker is hurt, Colorado's backbone is7 |
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60 | 56 | | weakened.8 |
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61 | 57 | | (b) Colorado's workers' compensation act, referred to in this9 |
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62 | 58 | | section as the "workers' act", was enacted in 1915, and it opens with an10 |
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63 | 59 | | unequivocal declaration of intent that can be summarized as assuring the11 |
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64 | 60 | | quick and efficient delivery of disability and medical benefits to injured12 |
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65 | 61 | | workers at a reasonable cost, without the necessity of litigation;13 |
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66 | 62 | | (c) In 1991, Colorado Senate Bill 91-218 drastically altered the14 |
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67 | 63 | | workers' compensation system, undermining the intent of the workers' act15 |
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68 | 64 | | set forth by the general assembly in 1915. Thirty-four years after those16 |
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69 | 65 | | amendments, we still have a workers' compensation system weighted17 |
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70 | 66 | | heavily against injured workers and in favor of insurance companies, as18 |
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71 | 67 | | 1300-2- evidenced by:1 |
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72 | 68 | | (I) Injured workers in Colorado lack basic agency to choose who2 |
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73 | 69 | | treats their injuries. When a worker is hurt on the job, the employer and3 |
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74 | 70 | | its insurer have control over the primary doctor assigned. Once a primary4 |
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75 | 71 | | physician is assigned, that physician's referrals to other medical5 |
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76 | 72 | | specialists and therapists are also subject to denial by employers and their6 |
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77 | 73 | | insurers.7 |
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78 | 74 | | (II) AFTER SUFFERING AN INDUSTRIAL INJURY, A WORKER NEEDS8 |
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79 | 75 | | TO BE EDUCATED REGARDING HOW TO FILE A CLAIM AND HOW TO SEEK9 |
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80 | 76 | | TREATMENT THROUGH THE WORKERS ' COMPENSATION SYSTEM .10 |
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81 | 77 | | EMPLOYERS, AS THE FIRST LINE OF COMMUNICATION WITH AN INJURED11 |
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82 | 78 | | WORKER, ARE ENCOURAGED OR OBLIGATED TO PROVIDE THAT EDUCATION12 |
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83 | 79 | | AND INFORMATION TO EACH WORKER .13 |
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84 | 80 | | (III) Even after an employer and insurer direct a worker to seek14 |
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85 | 81 | | treatment with a specific physician or physicians, they can deny the15 |
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86 | 82 | | medical care that a physician recommends as unreasonable or16 |
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87 | 83 | | unnecessary. When such a dispute arises, it is the worker who bears the17 |
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88 | 84 | | burden of proof in court.18 |
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89 | 85 | | (IV) While employers and insurers are directed to follow the19 |
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90 | 86 | | state's utilization standards in making determinations regarding the20 |
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91 | 87 | | authorization or denial of medical care, they often fail to do so. When21 |
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92 | 88 | | they do fail, there is no expeditious recourse for workers. The division of22 |
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93 | 89 | | workers' compensation in the department of labor and employment does23 |
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94 | 90 | | not have clear authority to rule on issues surrounding an employer or their24 |
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95 | 91 | | insurer's violation of the utilization standards.25 |
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96 | 92 | | (V) MANY COLORADO EMPLOYERS USE THIRD-PARTY26 |
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97 | 93 | | ADMINISTRATORS AND INSURANCE PROVIDERS TO HANDLE THEIR27 |
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98 | 94 | | 1300 |
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99 | 95 | | -3- WORKERS' COMPENSATION CLAIMS. THE THIRD-PARTY ADMINISTRATORS1 |
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100 | 96 | | ARE OFTEN LOCATED OUTSIDE THE STATE AND ARE A STEP REMOVED FROM2 |
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101 | 97 | | AN INJURED WORKER. AS A RESULT OF THE SEPARATION, THIRD-PARTY3 |
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102 | 98 | | ADMINISTRATORS DELAY AND DENY CARE WITH MORE FREQUENCY THAN4 |
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103 | 99 | | WORKERS' COMPENSATION INSURERS. THE WORKERS' COMPENSATION5 |
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104 | 100 | | SYSTEM SHOULD TAKE ACTION TO ENSURE THAT THIRD-PARTY6 |
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105 | 101 | | ADMINISTRATORS ARE BEING HELD TO THE SAME STANDARD AS INSURERS.7 |
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106 | 102 | | (VI) Workers whose injuries are severe enough to lead to wage8 |
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107 | 103 | | loss or permanent impairment, or both, are limited in recovering their9 |
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108 | 104 | | economic losses by arbitrary benefit caps. Those caps most significantly10 |
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109 | 105 | | and wrongfully impact workers whose injuries are severe.11 |
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110 | 106 | | (VII) Benefits payable to injured workers for permanent12 |
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111 | 107 | | impairment are paid unequally. While some permanent disabilities are13 |
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112 | 108 | | paid through a holistic lens based on the permanency of the workers'14 |
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113 | 109 | | symptoms, lost income, and an inability to work or complete activities of15 |
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114 | 110 | | daily living, others are paid according to an arbitrary schedule of benefits.16 |
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115 | 111 | | The schedule of benefits almost always results in less compensation for17 |
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116 | 112 | | injured workers, even in instances of severe disability.18 |
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117 | 113 | | (VIII) Injured workers who are entitled to permanent impairment19 |
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118 | 114 | | benefits must wait months or even years to fully collect their award. By20 |
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119 | 115 | | default, employers and their insurers are allowed to pay those benefits21 |
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120 | 116 | | over time, and if a worker wants the benefit paid in full without delay,22 |
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121 | 117 | | they must pay a discount charge to the insurer.23 |
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122 | 118 | | (IX) Workers who are the most severely injured and therefore24 |
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123 | 119 | | unable to return to similar or "suitable" employment following an25 |
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124 | 120 | | industrial injury are not owed any additional monetary benefit under the26 |
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125 | 121 | | current scheme. Since the 1991 changes to the workers' act, to obtain27 |
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126 | 122 | | 1300 |
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127 | 123 | | -4- permanent total disability in Colorado, a worker must be "unable to earn1 |
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128 | 124 | | any wage". This standard has rendered permanent total disability benefits2 |
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129 | 125 | | nearly obsolete.3 |
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130 | 126 | | (X) Despite the fact that an injured worker is the first-party4 |
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131 | 127 | | insured of their employer's workers' compensation insurer, meaning that5 |
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132 | 128 | | the insurer is prohibited from the unreasonable delay or denial of benefits,6 |
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133 | 129 | | workers do not have access to the normal statutory remedies available for7 |
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134 | 130 | | the unfair claims handling practices of a workers' compensation insurer.8 |
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135 | 131 | | This emboldens Colorado workers' compensation insurers to engage in9 |
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136 | 132 | | deceptive, unfair, unreasonable, and frivolous practices in the handling10 |
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137 | 133 | | of claims.11 |
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138 | 134 | | (XI) All workers deserve the best care when injured. The state of12 |
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139 | 135 | | Colorado, as an employer, should make every effort to obtain workers'13 |
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140 | 136 | | compensation coverage with the worker experience in mind. Pinnacol is14 |
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141 | 137 | | the top-rated workers' compensation insurer by workers and is already a15 |
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142 | 138 | | quasi-state agency. The state should contract with Pinnacol for coverage,16 |
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143 | 139 | | rather than other third parties, many of which are out-of-state entities17 |
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144 | 140 | | without a connection to Colorado and are not subject to the same18 |
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145 | 141 | | transparency and financial disclosure requirements as Pinnacol.19 |
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146 | 142 | | (d) In contrast to the hardships faced by injured workers since20 |
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147 | 143 | | 1991, Colorado's workers' compensation insurers are enjoying21 |
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148 | 144 | | unprecedented economic success, posting profit margins higher than any22 |
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149 | 145 | | other type of insurance in Colorado.23 |
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150 | 146 | | (2) The general assembly declares that:24 |
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151 | 147 | | (a) The playing field must be leveled and the workers' act must be25 |
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152 | 148 | | returned to a mechanism with the functionality of its original intent; and26 |
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153 | 149 | | (b) With this act, the state of Colorado hopes to alleviate a portion27 |
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154 | 150 | | 1300 |
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155 | 151 | | -5- of the inequities set forth in this section but acknowledges that additional1 |
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156 | 152 | | change must be made in the coming years.2 |
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157 | 153 | | SECTION 2. In Colorado Revised Statutes, 8-42-101, amend3 |
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158 | 154 | | (3)(a)(I) and (5) as follows:4 |
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159 | 155 | | 8-42-101. Employer must furnish medical aid - approval of5 |
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160 | 156 | | plan - fee schedule - contracting for treatment - no recovery from6 |
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161 | 157 | | employee - medical treatment guidelines - accreditation of physicians7 |
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162 | 158 | | and other medical providers - mental health provider qualifications8 |
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163 | 159 | | - mileage reimbursement - rules - definitions - repeal.9 |
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164 | 160 | | (3) (a) (I) (A) The director shall establish a schedule fixing the fees for10 |
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165 | 161 | | which all surgical, hospital, dental, nursing, vocational rehabilitation, and11 |
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166 | 162 | | medical services, whether related to treatment or not, pertaining to injured12 |
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167 | 163 | | employees under this section shall be compensated. It is unlawful, void,13 |
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168 | 164 | | and unenforceable as a debt for any A physician, chiropractor, hospital,14 |
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169 | 165 | | person, expert witness, reviewer, evaluator, or institution to contract with,15 |
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170 | 166 | | bill, or charge any party for services, rendered in connection with injuries16 |
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171 | 167 | | coming within the purview of this article ARTICLE 42 or an applicable fee17 |
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172 | 168 | | schedule, which THAT are or may be in excess of said THE fee schedule18 |
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173 | 169 | | unless such charges are approved by the director. Fee schedules shall be19 |
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174 | 170 | | reviewed on or before July 1 of each year by the director, and appropriate20 |
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175 | 171 | | health-care practitioners shall be given a reasonable opportunity to be21 |
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176 | 172 | | heard as required pursuant to section 24-4-103 C.R.S., prior to fixing the22 |
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177 | 173 | | fees; impairment rating guidelines, which shall be based on the revised23 |
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178 | 174 | | third edition of the "American Medical Association Guides to the24 |
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179 | 175 | | Evaluation of Permanent Impairment", in effect as of July 1, 1991; and25 |
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180 | 176 | | medical treatment guidelines and utilization standards. Fee schedules26 |
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181 | 177 | | established pursuant to this subparagraph (I) SUBSECTION (3)(a)(I) shall27 |
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182 | 178 | | 1300 |
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183 | 179 | | -6- take effect on January 1. The director shall promulgate ADOPT rules1 |
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184 | 180 | | concerning reporting requirements, penalties for failure to report correctly2 |
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185 | 181 | | or in a timely manner, utilization control requirements for services3 |
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186 | 182 | | provided under this section, and the accreditation process |
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187 | 183 | | DESCRIBED in4 |
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188 | 184 | | subsection (3.6) of this section. The fee schedule shall apply |
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189 | 185 | | APPLIES to5 |
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190 | 186 | | all surgical, hospital, dental, nursing, vocational rehabilitation, and6 |
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191 | 187 | | medical services and to expert witness, expert reviewer, or expert7 |
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192 | 188 | | evaluator services, whether related to treatment or not, provided after any8 |
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193 | 189 | | final order, final admission, or full or partial settlement of the claim.9 |
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194 | 190 | | (B) A |
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195 | 191 | | N EMPLOYER OR THE EMPLOYER 'S INSURER SHALL USE THE10 |
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196 | 192 | | DIVISION'S UTILIZATION STANDARDS WHEN RESPONDING TO A REQUEST11 |
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197 | 193 | | FOR AUTHORIZATION FROM A TREATING PHYSICIAN . IF AN EMPLOYER OR12 |
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198 | 194 | | THE EMPLOYER'S INSURER FAILS TO ACT IN ACCORDANCE WITH THE13 |
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199 | 195 | | DIVISION'S UTILIZATION STANDARDS WHEN REVIEWING A REQUEST FOR14 |
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200 | 196 | | AUTHORIZATION, THE DIRECTOR MAY DEEM THE SERVICES PROVIDED BY15 |
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201 | 197 | | AN AUTHORIZED TREATING PHYSICIAN AS AUTHORIZED , REASONABLE, AND16 |
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202 | 198 | | NECESSARY AND REQUIRE PAYMENT FOR THE SERVICES BY THE EMPLOYER17 |
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203 | 199 | | OR THE EMPLOYER'S INSURER.18 |
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204 | 200 | | (5) If any party files an application for hearing on whether the |
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205 | 201 | | A19 |
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206 | 202 | | claimant is entitled to medical maintenance benefits recommended by an20 |
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207 | 203 | | authorized treating physician that are unpaid and contested, and any21 |
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208 | 204 | | requested medical maintenance benefit is admitted fewer than twenty22 |
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209 | 205 | | days before the hearing or ordered after application for hearing is filed,23 |
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210 | 206 | | the court shall award the claimant all reasonable costs incurred in24 |
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211 | 207 | | pursuing the medical benefit. Such costs do not include attorney fees.25 |
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212 | 208 | | 26 |
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213 | 209 | | SECTION 3. In Colorado Revised Statutes, 8-43-404, amend27 |
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214 | 210 | | 1300 |
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215 | 211 | | -7- (5)(a) and (10)(b) as follows:1 |
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216 | 212 | | 8-43-404. Examination - refusal - personal responsibility -2 |
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217 | 213 | | physicians to testify and furnish results - injured worker right to3 |
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218 | 214 | | select treating physician - injured worker right to third-party4 |
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219 | 215 | | communications - rules. (5) (a) (I) (A) In all cases of injury, the5 |
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220 | 216 | | employer or insurer shall provide a list of at least four physicians or four6 |
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221 | 217 | | corporate medical providers or at least two physicians and two corporate7 |
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222 | 218 | | medical providers or a combination thereof where available, in the first8 |
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223 | 219 | | instance, from which list an injured employee may select the physician9 |
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224 | 220 | | who attends the injured employee. At least one of the four designated10 |
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225 | 221 | | physicians or corporate medical providers offered must be at a distinct11 |
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226 | 222 | | location from the other three designated physicians or corporate medical12 |
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227 | 223 | | providers without common ownership. If there are not at least two13 |
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228 | 224 | | physicians or corporate medical providers at distinct locations without14 |
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229 | 225 | | common ownership within thirty miles of the employer's place of15 |
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230 | 226 | | business, then an employer may designate physicians or corporate medical16 |
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231 | 227 | | providers at the same location or with shared ownership interests. Upon17 |
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232 | 228 | | request by an interested party to the workers' compensation claim, a18 |
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233 | 229 | | designated provider on the employer's list shall provide a list of19 |
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234 | 230 | | ownership interests and employment relationships, if any, to the20 |
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235 | 231 | | requesting party within five days of the receipt of the request. If the21 |
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236 | 232 | | services of a physician are not tendered at the time of injury, the22 |
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237 | 233 | | employee shall have the right to select a physician or chiropractor. For23 |
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238 | 234 | | purposes of this section, "corporate medical provider" means a medical24 |
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239 | 235 | | organization in business as a sole proprietorship, professional25 |
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240 | 236 | | corporation, or partnership IMMEDIATELY UPON RECEIPT OF NOTICE OF AN26 |
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241 | 237 | | ON-THE-JOB INJURY FROM AN EMPLOYEE WHO IS A RESIDENT OF27 |
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242 | 238 | | 1300 |
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243 | 239 | | -8- COLORADO, BUT NOT MORE THAN SEVEN BUSINESS DAYS AFTER RECEIPT1 |
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244 | 240 | | OF NOTICE OF THE ON-THE-JOB INJURY, AN EMPLOYER OR INSURER SHALL,2 |
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245 | 241 | | IN WRITTEN VERIFIED FORM, NOTIFY THE INJURED EMPLOYEE OF THE3 |
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246 | 242 | | INJURED EMPLOYEE'S RIGHT TO DESIGNATE A TREATING PHYSICIAN AND4 |
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247 | 243 | | NOTIFY THE INJURED EMPLOYEE WHERE TO ACCESS THE DIVISION 'S LIST OF5 |
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248 | 244 | | LEVEL I AND LEVEL II ACCREDITED PHYSICIANS. THE DIRECTOR SHALL6 |
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249 | 245 | | CREATE A FORM TO IMPLEMENT THE PROCEDURE TO DESIGNATE A7 |
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250 | 246 | | PHYSICIAN. THE EMPLOYEE MAY DESIGNATE ONLY A LEVEL I OR LEVEL II8 |
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251 | 247 | | ACCREDITED PHYSICIAN LICENSED UNDER THE "COLORADO MEDICAL9 |
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252 | 248 | | P |
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253 | 249 | | RACTICE ACT", ARTICLE 240 OF TITLE 12, AS THE EMPLOYEE 'S10 |
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254 | 250 | | AUTHORIZED TREATING PHYSICIAN . |
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255 | 251 | | THE AUTHORIZED TREATING11 |
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256 | 252 | | PHYSICIAN DESIGNATED BY THE EMPLOYEE MUST BE WITHIN SEVENTY12 |
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257 | 253 | | MILES OF THE EMPLOYEE'S WORK OR HOME ADDRESS, UNLESS THERE ARE13 |
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258 | 254 | | THREE OR FEWER LEVEL I OR LEVEL II ACCREDITED PHYSICIANS WITHIN14 |
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259 | 255 | | SEVENTY MILES OF THE EMPLOYEE'S WORK OR HOME ADDRESS WHO ARE15 |
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260 | 256 | | WILLING TO TREAT THE INJURED EMPLOYEE. IF THERE ARE THREE OR16 |
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261 | 257 | | FEWER LEVEL I OR LEVEL II ACCREDITED PHYSICIANS WITHIN SEVENTY17 |
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262 | 258 | | MILES OF THE EMPLOYEE'S WORK OR HOME ADDRESS WHO ARE WILLING TO18 |
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263 | 259 | | TREAT THE INJURED EMPLOYEE, THEN THE AUTHORIZED TREATING19 |
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264 | 260 | | PHYSICIAN DESIGNATED BY THE EMPLOYEE MUST BE WITHIN ONE HUNDRED20 |
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265 | 261 | | MILES OF THE EMPLOYEE'S WORK OR HOME ADDRESS. AN ACCREDITED21 |
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266 | 262 | | PHYSICIAN IS PRESUMED WILLING TO TREAT AN INJURED WORKER UNLESS22 |
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267 | 263 | | THE PHYSICIAN INDICATES THE CONTRARY TO A PARTY. THE EMPLOYEE23 |
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268 | 264 | | MUST DESIGNATE THE TREATING PHYSICIAN IN WRITING ON THE FORM24 |
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269 | 265 | | PRESCRIBED BY THE DIRECTOR. THE EMPLOYEE MAY MAKE ONE TREATING25 |
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270 | 266 | | PHYSICIAN DESIGNATION ON THE FORM PRESCRIBED BY THE DIRECTOR ANY26 |
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271 | 267 | | TIME AFTER THE ON-THE-JOB INJURY BUT BEFORE BEING PLACED AT27 |
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272 | 268 | | 1300 |
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273 | 269 | | -9- MAXIMUM MEDICAL IMPROVEMENT . IF THE EMPLOYEE DECLINES TO1 |
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274 | 270 | | DESIGNATE A PHYSICIAN WITHIN SEVEN BUSINESS DAYS AFTER RECEIPT OF2 |
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275 | 271 | | NOTICE OF THE RIGHT TO DESIGNATE IN WRITTEN VERIFIED FORM , AN3 |
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276 | 272 | | EMPLOYER OR INSURER MAY DESIGNATE ONLY A LEVEL I OR LEVEL II4 |
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277 | 273 | | ACCREDITED PHYSICIAN LICENSED UNDER THE "COLORADO MEDICAL5 |
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278 | 274 | | P |
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279 | 275 | | RACTICE ACT", ARTICLE 240 OF TITLE 12, AS THE EMPLOYEE 'S6 |
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280 | 276 | | AUTHORIZED TREATING PHYSICIAN . THE EMPLOYEE MAY SUBSEQUENTLY7 |
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281 | 277 | | DESIGNATE A PHYSICIAN CONSISTENT WITH THIS SUBSECTION (5)(a)(I)(A).8 |
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282 | 278 | | T |
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283 | 279 | | HE PHYSICIAN DESIGNATED BY THE EMPLOYER OR INSURER AND THE9 |
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284 | 280 | | PHYSICIAN DESIGNATED BY THE EMPLOYEE SHALL COMPLY WITH10 |
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285 | 281 | | SUBSECTION (5)(a)(IV)(A) OF THIS SECTION. |
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286 | 282 | | FOR AN INJURED EMPLOYEE11 |
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287 | 283 | | WHO IS NOT A RESIDENT OF COLORADO, AS SOON AS POSSIBLE, BUT NO12 |
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288 | 284 | | LATER THAN TEN BUSINESS DAYS AFTER THE RECEIPT OF A NOTICE OF AN13 |
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289 | 285 | | ON-THE-JOB INJURY, AN EMPLOYER OR INSURER SHALL DESIGNATE A14 |
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290 | 286 | | TREATING PHYSICIAN AND NOTIFY THE EMPLOYEE OF THE DESIGNATION IN15 |
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291 | 287 | | WRITING. THE TREATING PHYSICIAN MUST BE WITHIN ONE HUNDRED MILES16 |
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292 | 288 | | OF THE EMPLOYEE'S HOME ADDRESS. IF THE EMPLOYER OR INSURER17 |
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293 | 289 | | DECLINES TO DESIGNATE A PHYSICIAN WITHIN THE TEN-BUSINESS-DAY18 |
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294 | 290 | | TIME PERIOD, THE EMPLOYEE MAY DESIGNATE A TREATING PHYSICIAN19 |
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295 | 291 | | WITHIN ONE HUNDRED MILES OF THE EMPLOYEE'S HOME ADDRESS IN20 |
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296 | 292 | | WRITING TO THE EMPLOYER OR THROUGH ATTENDANCE AT AN21 |
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297 | 293 | | APPOINTMENT WITH THE EMPLOYEE 'S DESIGNATED PHYSICIAN.22 |
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298 | 294 | | (B) If there are fewer than four physicians or corporate medical23 |
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299 | 295 | | providers within thirty miles of the employer's place of business who are24 |
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300 | 296 | | willing to treat an injured employee, the employer or insurer may instead25 |
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301 | 297 | | designate one physician or one corporate medical provider, and26 |
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302 | 298 | | subparagraphs (III) and (IV) of this paragraph (a) shall not apply. A27 |
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303 | 299 | | 1300 |
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304 | 300 | | -10- physician is presumed willing to treat injured workers unless he or she1 |
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305 | 301 | | indicates to the employer or insurer to the contrary IN AN EMERGENCY2 |
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306 | 302 | | SITUATION, AN INJURED EMPLOYEE SHALL BE TAKEN TO ANY PHYSICIAN OR3 |
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307 | 303 | | HEALTH-CARE FACILITY THAT IS ABLE TO PROVIDE THE NECESSARY CARE .4 |
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308 | 304 | | W |
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309 | 305 | | HEN EMERGENCY CARE IS NO LONGER REQUIRED , SUBSECTION5 |
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310 | 306 | | (5)(a)(I)(A) |
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311 | 307 | | OF THIS SECTION APPLIES. IMMEDIATELY UPON RECEIPT OF6 |
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312 | 308 | | NOTICE THAT EMERGENCY CARE IS NO LONGER REQUIRED , BUT NOT MORE7 |
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313 | 309 | | THAN SEVEN BUSINESS DAYS AFTER RECEIPT OF NOTICE THAT EMERGENCY8 |
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314 | 310 | | CARE IS NO LONGER REQUIRED , AN EMPLOYER OR INSURER SHALL , IN9 |
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315 | 311 | | WRITTEN VERIFIED FORM, NOTIFY THE INJURED EMPLOYEE OF THE INJURED10 |
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316 | 312 | | EMPLOYEE'S RIGHT TO DESIGNATE A TREATING PHYSICIAN AND NOTIFY THE11 |
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317 | 313 | | INJURED EMPLOYEE WHERE TO ACCESS THE DIVISION 'S LIST OF LEVEL I AND12 |
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318 | 314 | | LEVEL II ACCREDITED PHYSICIANS.13 |
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319 | 315 | | (C) If there are more than three physicians or corporate medical |
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320 | 316 | | 14 |
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321 | 317 | | providers, but fewer than nine physicians or corporate medical providers15 |
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322 | 318 | | within thirty miles of the employer's place of business who are willing to16 |
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323 | 319 | | treat an injured employee, the employer or insurer may instead designate17 |
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324 | 320 | | two physicians or two corporate medical providers or any combination18 |
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325 | 321 | | thereof. The two designated providers shall be at two distinct locations19 |
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326 | 322 | | without common ownership. If there are not two providers at two distinct20 |
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327 | 323 | | locations without common ownership within thirty miles of the21 |
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328 | 324 | | employer's place of business, then an employer may designate two22 |
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329 | 325 | | providers at the same location or with shared ownership interests. Upon23 |
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330 | 326 | | request by an interested party to the workers' compensation claim, a24 |
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331 | 327 | | designated provider on the employer's list shall provide a list of25 |
---|
332 | 328 | | ownership interests and employment relationships, if any, to the26 |
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333 | 329 | | requesting party within five days of the receipt of the request.27 |
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334 | 330 | | 1300 |
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335 | 331 | | -11- (D) Except as otherwise provided by sub-subparagraph (E) of this1 |
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336 | 332 | | subparagraph (I), any party may request an expedited hearing on the issue2 |
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337 | 333 | | of whether the employer or insurer provided a list in compliance with this3 |
---|
338 | 334 | | subsection (5) if the application for expedited hearing is filed within4 |
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339 | 335 | | forty-five days after the claimant provides notice of the injury to the5 |
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340 | 336 | | employer.6 |
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341 | 337 | | (E) If the insurer or self-insured employer admits liability for the7 |
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342 | 338 | | claim, any party may request an expedited hearing on the issue of whether8 |
---|
343 | 339 | | the employer or insurer provided a list in compliance with this subsection9 |
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344 | 340 | | (5) if the application for expedited hearing is filed within forty-five days10 |
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345 | 341 | | after the initial admission of liability for the claim. The director shall set11 |
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346 | 342 | | any expedited matter for hearing within sixty days after the date of the12 |
---|
347 | 343 | | application. The time schedule for an expedited hearing is subject to the13 |
---|
348 | 344 | | extensions set forth in section 8-43-209. If the party elects not to request14 |
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349 | 345 | | an expedited hearing under this subsection (5), the time schedule for15 |
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350 | 346 | | hearing the matter is as set forth in section 8-43-209.16 |
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351 | 347 | | (II) (A) If the employer is a health-care provider or a17 |
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352 | 348 | | governmental entity that currently has its own occupational health-care18 |
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353 | 349 | | provider system, the employer may designate health-care providers from19 |
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354 | 350 | | within its own system and is not required to provide an alternative20 |
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355 | 351 | | physician or corporate medical provider from outside its own system.21 |
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356 | 352 | | (B) If the employer has its own on-site health-care facility, the22 |
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357 | 353 | | employer may designate such on-site health-care facility as the authorized23 |
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358 | 354 | | treating physician, but the employer shall comply with subparagraph (III)24 |
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359 | 355 | | of this paragraph (a). For purposes of this sub-subparagraph (B), "on-site25 |
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360 | 356 | | health-care facility" means an entity that meets all applicable state26 |
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361 | 357 | | requirements to provide health-care services on the employer's premises.27 |
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362 | 358 | | 1300 |
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363 | 359 | | -12- (III) (II) An employee may obtain a one-time change in the1 |
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364 | 360 | | designated authorized treating physician under this section by providing2 |
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365 | 361 | | notice that meets the following requirements:3 |
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366 | 362 | | (A) The notice is provided within ninety ONE HUNDRED TWENTY4 |
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367 | 363 | | days after the date of the injury EMPLOYEE'S FIRST PHYSICIAN5 |
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368 | 364 | | DESIGNATION, but before the injured worker EMPLOYEE reaches maximum6 |
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369 | 365 | | medical improvement;7 |
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370 | 366 | | (B) The notice is in writing and submitted on a form designated8 |
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371 | 367 | | by the director. The notice provided in this subparagraph (III) shall9 |
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372 | 368 | | SUBSECTION (5)(a)(II) MUST also simultaneously serve as a request and10 |
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373 | 369 | | authorization to the initially authorized treating physician to release all11 |
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374 | 370 | | relevant medical records to the newly authorized treating physician.12 |
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375 | 371 | | (C) The notice is directed to the insurance carrier INSURER or to13 |
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376 | 372 | | the employer's authorized representative, if self-insured, and to the14 |
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377 | 373 | | initially authorized treating physician and is deposited in the United States15 |
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378 | 374 | | mail or hand-delivered to the employer, who shall notify the insurance16 |
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379 | 375 | | carrier INSURER, if necessary, and the initially authorized treating17 |
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380 | 376 | | physician;18 |
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381 | 377 | | (D) The new physician is on the employer's designated list or19 |
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382 | 378 | | provides medical services for a designated corporate medical provider on20 |
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383 | 379 | | the list A LEVEL I OR LEVEL II ACCREDITED PHYSICIAN LICENSED UNDER21 |
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384 | 380 | | THE "COLORADO MEDICAL PRACTICE ACT", ARTICLE 240 OF TITLE 12;22 |
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385 | 381 | | AND23 |
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386 | 382 | | (E) The transfer of medical care does not pose a threat to the24 |
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387 | 383 | | health or safety of the injured employee.25 |
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388 | 384 | | (F) (III) An insurance carrier INSURER, or an employer's26 |
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389 | 385 | | authorized representative if the employer is self-insured, shall track how27 |
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390 | 386 | | 1300 |
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391 | 387 | | -13- often injured employees change their authorized treating physician1 |
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392 | 388 | | pursuant to this subparagraph (III) SUBSECTION (5)(a)(II) OF THIS SECTION2 |
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393 | 389 | | and shall report such information to the division upon request.3 |
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394 | 390 | | (IV) (A) When an injured employee changes his or her THEIR4 |
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395 | 391 | | designated authorized treating physician, the newly authorized treating5 |
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396 | 392 | | physician shall make a reasonable effort to avoid any unnecessary6 |
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397 | 393 | | duplication of medical services.7 |
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398 | 394 | | (B) The originally authorized treating physician shall send all8 |
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399 | 395 | | medical records in his or her THEIR possession pertaining to the injured9 |
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400 | 396 | | employee to the newly authorized treating physician within seven10 |
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401 | 397 | | calendar days after receiving a request for medical records from the newly11 |
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402 | 398 | | authorized treating physician.12 |
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403 | 399 | | (C) The originally authorized treating physician shall continue as13 |
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404 | 400 | | the authorized treating physician for the injured employee until the14 |
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405 | 401 | | injured employee's initial visit with the newly authorized treating15 |
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406 | 402 | | physician, at which time the treatment relationship with the initially16 |
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407 | 403 | | authorized treating physician shall terminate TERMINATES.17 |
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408 | 404 | | (D) The opinion of the originally authorized treating physician18 |
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409 | 405 | | regarding work restrictions and return to work shall control CONTROLS19 |
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410 | 406 | | unless and until such opinion is expressly modified by the newly20 |
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411 | 407 | | authorized treating physician.21 |
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412 | 408 | | (E) The newly authorized treating physician shall be presumed to22 |
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413 | 409 | | have consented to treat the injured employee unless the newly authorized23 |
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414 | 410 | | treating physician expressly refuses in writing within five days after the24 |
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415 | 411 | | date of the notice to change authorized treating physicians. If the newly25 |
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416 | 412 | | authorized treating physician refuses to treat the injured employee, the26 |
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417 | 413 | | employee may return to the employer to request an alternative authorized27 |
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418 | 414 | | 1300 |
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419 | 415 | | -14- treating physician If the employer does not provide an alternative1 |
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420 | 416 | | authorized treating physician within five days after the employee's2 |
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421 | 417 | | request, rules established by the division shall control WHO IS A LEVEL I3 |
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422 | 418 | | OR LEVEL II ACCREDITED PHYSICIAN LICENSED UNDER THE "COLORADO4 |
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423 | 419 | | M |
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424 | 420 | | EDICAL PRACTICE ACT", ARTICLE 240 OF TITLE 12.5 |
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425 | 421 | | (V) If the |
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426 | 422 | | AN authorized treating physician moves from one6 |
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427 | 423 | | facility to another, or from one corporate medical provider to another, an7 |
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428 | 424 | | injured employee may continue care with the authorized treating8 |
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429 | 425 | | physician, and the original facility or corporate medical provider shall9 |
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430 | 426 | | provide the injured employee's medical records to the authorized treating10 |
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431 | 427 | | physician within seven days after receipt of a request for medical records11 |
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432 | 428 | | from the authorized treating physician.12 |
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433 | 429 | | (VI) (A) In addition to the one-time change of physician allowed13 |
---|
434 | 430 | | in subparagraph (III) of this paragraph (a) SUBSECTION (5)(a)(II) OF THIS14 |
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435 | 431 | | SECTION, upon written request to the insurance carrier INSURER or to the15 |
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436 | 432 | | employer's authorized representative if |
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437 | 433 | | THE EMPLOYER IS self-insured, an16 |
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438 | 434 | | injured employee may procure written permission to have a personal17 |
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439 | 435 | | physician or chiropractor treat the employee. The |
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440 | 436 | | EMPLOYEE MUST18 |
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441 | 437 | | COMPLETE THE written request must be completed |
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442 | 438 | | on a form that is19 |
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443 | 439 | | prescribed by the director. If permission is neither granted nor refused20 |
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444 | 440 | | THE EMPLOYER OR INSURER NEITHER GRANTS NOR REFUSES THE21 |
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445 | 441 | | PERMISSION REQUEST within twenty days after the date of the certificate22 |
---|
446 | 442 | | of service of the request form, the employer or insurance carrier shall be23 |
---|
447 | 443 | | INSURER IS deemed to have waived any objection to the employee's24 |
---|
448 | 444 | | request. I |
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449 | 445 | | F THE EMPLOYER OR INSURER OBJECTS TO THE REQUEST , THE25 |
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450 | 446 | | EMPLOYER OR INSURER SHALL MAKE THE objection shall be |
---|
451 | 447 | | in writing on26 |
---|
452 | 448 | | a form prescribed by the director and shall be served SERVE THE WRITTEN27 |
---|
453 | 449 | | 1300 |
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454 | 450 | | -15- OBJECTION on the employee or, if represented, the employee's authorized1 |
---|
455 | 451 | | representative within twenty days after the date of the certificate of2 |
---|
456 | 452 | | service of the request form. An insurance carrier INSURER, or an3 |
---|
457 | 453 | | employer's authorized representative if |
---|
458 | 454 | | THE EMPLOYER IS self-insured,4 |
---|
459 | 455 | | shall track how often an injured employee requests to change his or her |
---|
460 | 456 | | 5 |
---|
461 | 457 | | THE EMPLOYEE'S physician and how often such change is granted or6 |
---|
462 | 458 | | denied and shall report such information to the division upon request.7 |
---|
463 | 459 | | Upon the proper showing to the division, the employee may procure the8 |
---|
464 | 460 | | division's permission at any time to have a physician of the employee's9 |
---|
465 | 461 | | selection treat the employee, and in any nonsurgical case the employee,10 |
---|
466 | 462 | | with such permission, in lieu of medical aid, may procure any nonmedical11 |
---|
467 | 463 | | treatment recognized by the laws of this state as legal. The practitioner12 |
---|
468 | 464 | | administering the treatment shall receive fees under the medical13 |
---|
469 | 465 | | provisions of articles 40 to 47 of this title TITLE 8 as specified by the14 |
---|
470 | 466 | | division.15 |
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471 | 467 | | (B) If an injured employee is permitted to change physicians16 |
---|
472 | 468 | | under sub-subparagraph (A) of this subparagraph (VI) SUBSECTION17 |
---|
473 | 469 | | (5)(a)(VI)(A) |
---|
474 | 470 | | OF THIS SECTION resulting in a new authorized treating18 |
---|
475 | 471 | | physician who will provide primary care for the injury, then the19 |
---|
476 | 472 | | previously authorized treating physician providing primary care shall20 |
---|
477 | 473 | | continue as the authorized treating physician providing primary care for21 |
---|
478 | 474 | | the injured employee until the injured employee's initial visit with the22 |
---|
479 | 475 | | newly authorized treating physician, at which time the treatment23 |
---|
480 | 476 | | relationship with the previously authorized treating physician providing24 |
---|
481 | 477 | | primary care is terminated.25 |
---|
482 | 478 | | (C) Nothing in this subparagraph (VI) |
---|
483 | 479 | | SUBSECTION (5)(a)(VI)26 |
---|
484 | 480 | | precludes any former authorized treating physician from performing an27 |
---|
485 | 481 | | 1300 |
---|
486 | 482 | | -16- examination under subsection (1) of this section.1 |
---|
487 | 483 | | (D) If an injured employee is permitted to change physicians2 |
---|
488 | 484 | | pursuant to sub-subparagraph (A) of this subparagraph (VI) SUBSECTION3 |
---|
489 | 485 | | (5)(a)(VI)(A) |
---|
490 | 486 | | OF THIS SECTION resulting in a new authorized treating4 |
---|
491 | 487 | | physician who will provide primary care for the injury, then the opinion5 |
---|
492 | 488 | | of the previously authorized treating physician providing primary care6 |
---|
493 | 489 | | regarding work restrictions and return to work controls unless that7 |
---|
494 | 490 | | opinion is expressly modified by the newly authorized treating physician.8 (VII) AN ATTORNEY REPRESENTING AN INJURED EMPLOYEE SHALL9 |
---|
495 | 491 | | NOT REFER THE INJURED EMPLOYEE TO AN AUTHORIZED TREATING10 |
---|
496 | 492 | | PHYSICIAN OR PHYSICIAN PRACTICE IN WHICH THE ATTORNEY HAS AN11 |
---|
497 | 493 | | OWNERSHIP INTEREST OR OTHER FINANCIAL INTEREST .12 |
---|
498 | 494 | | (10) (b) If the AN insurer or self-insured employer receives written13 |
---|
499 | 495 | | notice pursuant to paragraph (a) of this subsection (10) SUBSECTION14 |
---|
500 | 496 | | (10)(a) |
---|
501 | 497 | | OF THIS SECTION, or if the insurer or self-insured employer and the15 |
---|
502 | 498 | | authorized treating physician receive written notice by certified mail,16 |
---|
503 | 499 | | return receipt requested, from the |
---|
504 | 500 | | AN injured employee or the injured17 |
---|
505 | 501 | | employee's legal representative that an authorized physician refused to18 |
---|
506 | 502 | | provide medical treatment to the injured employee or discharged the19 |
---|
507 | 503 | | injured employee from medical care for nonmedical reasons when such20 |
---|
508 | 504 | | THE injured employee requires medical treatment to cure or relieve the21 |
---|
509 | 505 | | effects of the work injury, and there is no other authorized physician22 |
---|
510 | 506 | | willing to provide medical treatment, then the insurer or self-insured23 |
---|
511 | 507 | | employer shall, within fifteen calendar days from AFTER receiving the24 |
---|
512 | 508 | | written notice, designate a new authorized physician willing to provide25 |
---|
513 | 509 | | medical treatment. If the insurer or self-insured employer fails to26 |
---|
514 | 510 | | designate a new physician pursuant to this paragraph (b), then the injured27 |
---|
515 | 511 | | 1300 |
---|
516 | 512 | | -17- employee may select the physician who attends to the injured employee1 |
---|
517 | 513 | | ADVISE THE INJURED EMPLOYEE IN WRITING THAT THE INJURED EMPLOYEE2 |
---|
518 | 514 | | MAY DESIGNATE A NEW LEVEL I OR LEVEL II ACCREDITED PHYSICIAN3 |
---|
519 | 515 | | LICENSED UNDER THE "COLORADO MEDICAL PRACTICE ACT", ARTICLE 2404 |
---|
520 | 516 | | OF TITLE 12, AS THE EMPLOYEE'S NEW AUTHORIZED TREATING PHYSICIAN .5 |
---|
521 | 517 | | T |
---|
522 | 518 | | HE EMPLOYEE MUST DESIGNATE THE NEW TREATING PHYSICIAN IN6 |
---|
523 | 519 | | WRITING ON THE FORM PRESCRIBED BY THE DIRECTOR .7 |
---|
524 | 520 | | SECTION |
---|
525 | 521 | | 4. Act subject to petition - effective date -8 |
---|
526 | 522 | | applicability. (1) This act takes effect January 1, 2026; except that, if a9 |
---|
527 | 523 | | referendum petition is filed pursuant to section 1 (3) of article V of the10 |
---|
528 | 524 | | state constitution against this act or an item, section, or part of this act11 |
---|
529 | 525 | | within the ninety-day period after final adjournment of the general12 |
---|
530 | 526 | | assembly, then the act, item, section, or part will not take effect unless13 |
---|
531 | 527 | | approved by the people at the general election to be held in November14 |
---|
532 | 528 | | 2026 and, in such case, will take effect on the date of the official15 |
---|
533 | 529 | | declaration of the vote thereon by the governor.16 |
---|
534 | 530 | | (2) This act applies to workers' compensation claims filed on or17 |
---|
535 | 531 | | after the applicable effective date of this act.18 |
---|
536 | 532 | | 1300 |
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537 | 533 | | -18- |
---|