First Regular Session Seventy-fifth General Assembly STATE OF COLORADO INTRODUCED LLS NO. 25-0053.01 Shelby Ross x4510 SENATE BILL 25-048 Senate Committees House Committees Health & Human Services A BILL FOR AN ACT C ONCERNING THE "DIABETES PREVENTION AND OBESITY TREATMENT101 A CT".102 Bill Summary (Note: This summary applies to this bill as introduced and does not reflect any amendments that may be subsequently adopted. If this bill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://leg.colorado.gov .) The bill requires private insurance companies to provide coverage for the treatment of the chronic disease of obesity and the treatment of pre-diabetes, including coverage for the national diabetes prevention program, medical nutrition therapy, intensive behavioral or lifestyle therapy, metabolic and bariatric surgery, and FDA-approved anti-obesity medication. SENATE SPONSORSHIP Michaelson Jenet, HOUSE SPONSORSHIP Brown and Mabrey, Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. Capital letters or bold & italic numbers indicate new material to be added to existing law. Dashes through the words or numbers indicate deletions from existing law. The bill requires the department of health care policy and financing (department) to seek federal authorization to provide treatment for the chronic disease of obesity and the treatment of pre-diabetes. Within existing appropriations and upon receiving federal authorization, the department is required to notify medicaid members in writing about the availability of the treatment. Be it enacted by the General Assembly of the State of Colorado:1 SECTION 1. Short title. The short title of this act is the2 "Diabetes Prevention and Obesity Treatment Act".3 SECTION 2. Legislative declaration. (1) The general assembly4 finds and declares that:5 (a) In Colorado, the prevalence of the chronic disease of obesity6 is staggering. Obesity affects over 24% of Colorado adults, with7 disproportionately high rates in communities of color: 33.4% and 31% of8 Black and Latino Coloradans experience obesity, respectively. More than9 one in 4 youth ages 10 to 17 are either overweight or experiencing10 obesity, and 24.3% of children enrolled in the federal special11 supplemental nutrition program for women, infants, and children in 202012 were overweight or experiencing obesity.13 (b) The American Medical Association and the American14 Academy of Pediatrics declared obesity a chronic disease in 2013, and the15 American Diabetes Association has recognized obesity as a complex,16 progressive, serious, relapsing, and costly chronic disease. Obesity serves17 as a major risk factor for developing comorbid conditions, including heart18 disease, stroke, type 2 diabetes, renal disease, non-alcoholic19 steatohepatitis, and 13 types of cancer. Research shows that obesity and20 diabetes increase the risk of more severe coronavirus infection and21 hospitalization. Obesity also contributes to many chronic and costly22 SB25-048-2- conditions and increases risk of physical injury, including falls, sprains,1 strains, lower extremity fractures, and joint dislocation.2 (c) Strong and consistent evidence shows that effective weight3 management can delay the progression from pre-diabetes to type 24 diabetes and is highly beneficial in treating type 2 diabetes. In people with5 type 2 diabetes who are also overweight or experiencing obesity, modest6 weight management clinically improves health, including reducing7 glycemia levels and reducing the need for glucose-lowering medications.8 Greater weight management substantially reduces A1C and fasting9 glucose levels and has been shown to support sustained diabetes10 remission for at least 2 years.11 (d) The 2023 American Academy of Pediatrics obesity guidelines12 recommend that comprehensive, evidence-based obesity treatment for13 youth should include timely initiation of intensive behavioral or lifestyle14 therapy, anti-obesity medications, and bariatric surgery, and that these15 treatment options are safe and effective. Eight out of 10 adolescents with16 obesity will continue to have obesity as adults. Treatment significantly17 improves an individual's health and quality of life and has the potential to18 significantly reduce health-care costs by preventing the development and19 progression of obesity-related complications, including diabetes.20 SECTION 3. In Colorado Revised Statutes, 10-16-104, add (29)21 as follows:22 10-16-104. Mandatory coverage provisions - applicability -23 rules - definitions. (29) Anti-obesity medications. (a) A LL INDIVIDUAL24 AND GROUP HEALTH BENEFIT PLANS ISSUED OR RENEWED IN THIS STATE25 MUST PROVIDE COVERAGE FOR THE TREATMENT OF THE CHRONIC DISEASE26 OF OBESITY AND THE TREATMENT OF PRE -DIABETES, INCLUDING27 SB25-048 -3- COVERAGE FOR THE NATIONAL DIABETES PREVENTION PROGRAM , MEDICAL1 NUTRITION THERAPY, INTENSIVE BEHAVIORAL OR LIFESTYLE THERAPY ,2 METABOLIC AND BARIATRIC SURGERY , AND FDA-APPROVED ANTI-OBESITY3 MEDICATION.4 (b) T HE COVERAGE CRITERIA FOR FDA-APPROVED ANTI-OBESITY5 MEDICATION MUST NOT BE MORE RESTRICTIVE THAN FDA-APPROVED6 INDICATIONS FOR THE MEDICATION.7 (c) T HE COVERAGE REQUIRED PURSUANT TO THIS SUBSECTION (29)8 MUST NOT BE DIFFERENT OR SEPARATE FROM COVERAGE FOR ANY OTHER9 ILLNESS, CONDITION, OR DISORDER FOR PURPOSES OF DETERMINING10 COPAYMENTS, DEDUCTIBLES, COINSURANCE, OR ANNUAL MAXIMUM11 BENEFIT.12 (d) T HIS SUBSECTION (29) DOES NOT PROHIBIT A PLAN FROM13 APPLYING UTILIZATION MANAGEMENT TO D ETERMINE MEDICAL NECESSITY14 AND APPROPRIATENESS FOR TREATMENT OF THE CHRONIC DISEASE OF15 OBESITY AND THE TREATMENT OF PRE-DIABETES IF THE DETERMINATIONS16 ARE MADE IN THE SAME MANNER AS DETERMINATIONS MADE FOR THE17 TREATMENT OF ANY OTHER ILLNESS , CONDITION, OR DISORDER COVERED18 BY THE PLAN.19 (e) T HIS SUBSECTION (29) DOES NOT APPLY TO A SPECIALIZED20 HEALTH-CARE SERVICE PLAN OR CONTRACT THAT COVERS ONLY DENTAL21 OR VISION BENEFITS OR TO A MEDICARE SUPPLEMENTAL CONTRACT .22 (f) (I) T HE COMMISSIONER SHALL SUBMIT TO THE FEDERAL23 DEPARTMENT OF HEALTH AND HUMAN SERVICES :24 (A) A DETERMINATION AS TO WHETHER THE BENEFIT SPECIFIED IN25 THIS SUBSECTION (29) IS IN ADDITION TO ESSENTIAL HEALTH BENEFITS AND26 WOULD BE SUBJECT TO DEFRAYAL BY THE STATE PURSUANT TO 42 U.S.C.27 SB25-048 -4- SEC. 18031 (d)(3)(B); AND1 (B) A REQUEST THAT THE FEDERAL DEPARTMENT OF HEALTH AND2 HUMAN SERVICES CONFIRM THE DIVISION'S DETERMINATION WITHIN SIXTY3 DAYS AFTER RECEIPT OF THE DIVISION'S REQUEST AND SUBMISSION OF ITS4 DETERMINATION.5 (II) T HIS SUBSECTION (29) APPLIES TO LARGE EMPLOYER POLICIES6 OR CONTRACTS ISSUED OR RENEWED ON OR AFTER JANUARY 1, 2026, AND7 TO INDIVIDUAL AND SMALL GROUP POLICIES AND CONTRACTS ISSUED ON8 OR AFTER JANUARY 1, 2027, AND THE COMMISSIONER SHALL IMPLEMENT9 THE REQUIREMENTS OF THIS SUBSECTION (29) ONLY IF:10 (A) T HE DIVISION RECEIVES CONFIRMATION FROM THE FEDERAL11 DEPARTMENT OF HEALTH AND HUMAN SERVICES THAT THE COVERAGE12 SPECIFIED IN THIS SUBSECTION (29) DOES NOT CONSTITUTE AN ADDITIONAL13 BENEFIT THAT REQUIRES DEFRAYAL BY THE STATE PURS UANT TO 42 U.S.C.14 SEC. 18031 (d)(3)(B);15 (B) T HE FEDERAL DEPARTMENT OF HEALTH AND HUMAN SERVICES16 HAS OTHERWISE INFORMED THE DIVISION THAT THE COVERAGE DOES NOT17 REQUIRE STATE DEFRAYAL PURSUANT TO 42 U.S.C. SEC. 18031 (d)(3)(B);18 OR19 (C) M ORE THAN THREE HUNDRED SIXTY -FIVE DAYS HAVE PASSED20 SINCE THE DIVISION SUBMITTED ITS DETERMINATION AND REQUEST FOR21 CONFIRMATION THAT THE COVERAGE SPECIFIED IN THIS SUBSECTION (29)22 IS NOT AN ADDITIONAL BENEFIT THAT REQUIRES STATE DEFRAYAL23 PURSUANT TO 42 U.S.C. SEC. 18031 (d)(3)(B) AND THE FEDERAL24 DEPARTMENT OF HEALTH AND HUMAN SERVICES HAS FAILED TO RESPOND25 TO THE REQUEST WITHIN THAT PERIOD , IN WHICH CASE THE DIVISION26 SHALL CONSIDER THE FEDERAL DEPARTMENT OF HEALTH AND HUMAN27 SB25-048 -5- SERVICES' UNREASONABLE DELAY A PRECLUSION FROM REQUIRING1 DEFRAYAL BY THE STATE.2 (g) T HE COMMISSIONER SHALL ADOPT RULES CONSISTENT WITH3 AND AS ARE NECESSARY TO IMPLEMENT THIS SUBSECTION (29).4 (h) A HEALTH-CARE PROVIDER SHALL FOLLOW CLINICAL5 GUIDELINES WHEN PRESCRIBING AN FDA-APPROVED ANTI-OBESITY6 MEDICATION.7 (i) A S USED IN THIS SUBSECTION (29):8 (I) "FDA- APPROVED ANTI-OBESITY MEDICATION" MEANS A9 MEDICATION APPROVED BY THE FEDERAL FOOD AND DRUG10 ADMINISTRATION WITH AN INDICATION FOR WEIGHT MANAGEMENT IN11 PATIENTS WITH CHRONIC OBESITY.12 (II) "I NTENSIVE BEHAVIORAL OR LIFESTYLE THERAPY " MEANS AN13 EVIDENCE-BASED, MULTI-COMPONENT BEHAVIORAL OR LIFESTYLE14 MODIFICATION INTERVENTION DESIGNED TO SUPPORT HEALTHY WEIGHT15 MANAGEMENT AS RECOMMENDED BY CURRENT CLINICAL STANDARDS OF16 CARE. INTERVENTIONS INCLUDE OBESITY SCREENING , DIETARY17 ASSESSMENT, AND BEHAVIORAL COUNSELING AND THERAPY AIMED AT18 WEIGHT LOSS THROUGH LIFESTYLE MODIFICATIONS SUCH AS CHANGES IN19 DIET AND INCREASED PHYSICAL ACTIVITY. THERAPY FOR OBESITY MUST BE20 CONSISTENT WITH THE UNITED STATES PREVENTIVE SERVICES TASK21 F ORCE'S 5-A BEHAVIORAL COUNSELING FRAMEWORK : ASK, ADVISE,22 ASSESS, ASSIST, AND ARRANGE. INTERVENTIONS MAY BE PROVIDED23 IN-OFFICE, VIRTUALLY THROUGH TELEHEALTH , OR IN COMMUNITY-BASED24 SETTINGS TO SUPPORT PATIENT ACCESS AND NEEDS .25 (III) "M EDICAL NUTRITION THERAPY " MEANS THE FOLLOWING26 NUTRITION CARE SERVICES THAT PREVENT , MANAGE, OR TREAT DISEASES27 SB25-048 -6- OR MEDICAL CONDITIONS, WHICH SERVICES MAY BE PROVIDED IN-OFFICE1 OR VIRTUALLY THROUGH TELEHEALTH :2 (A) N UTRITION ASSESSMENT;3 (B) N UTRITION DIAGNOSIS;4 (C) N UTRITION INTERVENTION; AND5 (D) N UTRITION MONITORING AND EVALUATION .6 (IV) "M ETABOLIC AND BARIATRIC SURGERY " MEANS METABOLIC7 AND BARIATRIC SURGERY RECOMMENDED ACCORDING TO THE GUIDELINES8 PUBLISHED IN THE 2022 AMERICAN SOCIETY FOR METABOLIC AND9 B ARIATRIC SURGERY AND INTERNATIONAL FEDERATION FOR THE10 S URGERY OF OBESITY AND METABOLIC DISORDERS: INDICATIONS FOR11 M ETABOLIC AND BARIATRIC SURGERY.12 (V) "N ATIONAL DIABETES PREVENTION PROGRAM " MEANS A13 STRUCTURED, EVIDENCE-BASED LIFESTYLE MODIFICATION PROGRAM14 DESIGNED TO PREVENT OR DELAY THE ONSET OF DIABETES IN INDIVIDUALS15 AT HIGH RISK IN ACCORDANCE WITH 42 U.S.C. SEC. 280g-14. THE16 PROGRAM FOLLOWS A STANDARDIZED CURRICULUM AND IS FOCUSED ON17 PROMOTING HEALTHY LIFESTYLE CHANGES , INCLUDING WEIGHT LOSS,18 INCREASED PHYSICAL ACTIVITY , AND HEALTHIER EATING HABITS ,19 THROUGH INDIVIDUAL AND GROUP INTERVENTION .20 SECTION 4. In Colorado Revised Statutes, add 25.5-5-340 as21 follows: 22 25.5-5-340. Diabetes prevention and obesity treatment -23 anti-obesity medication - federal authorization - utilization24 management - report - definitions. (1) T HE STATE DEPARTMENT SHALL25 SEEK FEDERAL AUTHORIZATION TO PROVIDE COVERAGE FOR TREATMENT26 FOR THE CHRONIC DISEASE OF OBESITY AND THE TREATMENT OF27 SB25-048 -7- PRE-DIABETES, INCLUDING THE NATIONAL DIABETES PREVENTION1 PROGRAM, MEDICAL NUTRITION THERAPY , INTENSIVE BEHAVIORAL OR2 LIFESTYLE THERAPY, METABOLIC AND BARIATRIC SURGERY , AND3 FDA- APPROVED ANTI-OBESITY MEDICATION.4 (2) W ITHIN EXISTING APPROPRIATIONS AND UPON RECEIVING5 FEDERAL AUTHORIZATION , THE STATE DEPARTMENT SHALL IMPLEMENT6 THIS SECTION AND NOTIFY MEMBERS IN WRITING ABOUT THE AVAILABILITY7 OF TREATMENT FOR THE CHRONIC DISEASE OF OBESITY AND THE8 TREATMENT OF PRE-DIABETES PROVIDED PURSUANT TO THIS SECTION .9 (3) T HIS SECTION DOES NOT PROHIBIT THE STATE DEPARTMENT10 FROM CONDUCTING UTILIZATION MANAGE MENT TO DETERMINE MEDICAL11 NECESSITY FOR TREATMENT OF THE CHRONIC DISEASE OF OBESITY AND12 THE TREATMENT OF PRE-DIABETES PROVIDED PURSUANT TO THIS SECTION .13 (4) B EGINNING IN THE 2027 LEGISLATIVE SESSION, AND EACH YEAR14 THEREAFTER, THE STATE DEPARTMENT SHALL INCLUDE AS PART OF ITS15 PRESENTATION DURING ITS "SMART ACT" HEARING REQUIRED BY16 SECTION 2-7-203 INFORMATION CONCERNING THE EFFORTS TO REDUCE17 AND MANAGE THE CHRONIC DISEASE OF OBESITY AND THE TREATMENT OF18 PRE-DIABETES, INCLUDING:19 (a) T HE PREVALENCE AND DIAGNOSIS RATES OF OBESITY ; AND20 (b) U TILIZATION OF OBESITY INTERVENTION SERVICES AND21 HEALTH IMPROVEMENTS , INCLUDING DIABETES PREVENTION AND22 MANAGEMENT AND IMPROVEMENTS TO CARDIOVASCULAR HEALTH .23 (5) A HEALTH-CARE PROVIDER SHALL FOLLOW CLINICAL24 GUIDELINES WHEN PRESCRIBING AN FDA-APPROVED ANTI-OBESITY25 MEDICATION.26 (6) A S USED IN THIS SECTION:27 SB25-048 -8- (a) "FDA-APPROVED ANTI-OBESITY MEDICATION" MEANS A1 MEDICATION APPROVED BY THE FEDERAL FOOD AND DRUG2 ADMINISTRATION WITH AN INDICATION FOR WEIGHT MANAGEMENT IN3 PATIENTS WITH CHRONIC OBESITY.4 (b) "I NTENSIVE BEHAVIORAL OR LIFESTYLE THERAPY " MEANS AN5 EVIDENCE-BASED, MULTI-COMPONENT BEHAVIORAL OR LIFESTYLE6 MODIFICATION INTERVENTION DESIGNED TO SUPPORT HEALTHY WEIGHT7 MANAGEMENT AS RECOMMENDED BY CURRENT CLINICAL STANDARDS OF8 CARE. INTERVENTIONS INCLUDE OBESITY SCREENING , DIETARY9 ASSESSMENT, AND BEHAVIORAL COUNSELING AND THERAPY AIMED AT10 WEIGHT LOSS THROUGH LIFESTYLE MODIFICATIONS SUCH AS CHANGES IN11 DIET AND INCREASED PHYSICAL ACTIVITY. THERAPY FOR OBESITY MUST BE12 CONSISTENT WITH THE UNITED STATES PREVENTIVE SERVICES TASK13 F ORCE'S 5-A BEHAVIORAL COUNSELING FRAMEWORK : ASK, ADVISE,14 ASSESS, ASSIST, AND ARRANGE. INTERVENTIONS MAY BE PROVIDED15 IN-OFFICE, VIRTUALLY THROUGH TELEHEALTH , OR IN COMMUNITY-BASED16 SETTINGS TO SUPPORT PATIENT ACCESS AND NEEDS .17 (c) "M EDICAL NUTRITION THERAPY " MEANS THE FOLLOWING18 NUTRITION CARE SERVICES THAT PREVENT , MANAGE, OR TREAT DISEASES19 OR MEDICAL CONDITIONS, WHICH SERVICES MAY BE PROVIDED IN-OFFICE20 OR VIRTUALLY THROUGH TELEHEALTH :21 (I) N UTRITION ASSESSMENT;22 (II) N UTRITION DIAGNOSIS;23 (III) N UTRITION INTERVENTION; AND24 (IV) N UTRITION MONITORING AND EVALUATION .25 (d) "M ETABOLIC AND BARIATRIC SURGERY " MEANS METABOLIC26 AND BARIATRIC SURGERY RECOMMENDED ACCORDING TO THE GUIDELINES27 SB25-048 -9- PUBLISHED IN THE 2022 AMERICAN SOCIETY FOR METABOLIC AND1 B ARIATRIC SURGERY AND INTERNATIONAL FEDERATION FOR THE2 S URGERY OF OBESITY AND METABOLIC DISORDERS: INDICATIONS FOR3 M ETABOLIC AND BARIATRIC SURGERY.4 (e) "N ATIONAL DIABETES PREVENTION PROGRAM " MEANS A5 STRUCTURED, EVIDENCE-BASED LIFESTYLE MODIFICATION PROGRAM6 DESIGNED TO PREVENT OR DELAY THE ONSET OF DIABETES IN INDIVIDUALS7 AT HIGH RISK IN ACCORDANCE WITH 42 U.S.C. SEC. 280g-14. THE8 PROGRAM FOLLOWS A STANDARDIZED CURRICULUM AND IS FOCUSED ON9 PROMOTING HEALTHY LIFESTYLE CHANGES , INCLUDING WEIGHT LOSS,10 INCREASED PHYSICAL ACTIVITY , AND HEALTHIER EATING HABITS ,11 THROUGH INDIVIDUAL AND GROUP INTERVENTION .12 SECTION 5. Act subject to petition - effective date. This act13 takes effect at 12:01 a.m. on the day following the expiration of the14 ninety-day period after final adjournment of the general assembly; except15 that, if a referendum petition is filed pursuant to section 1 (3) of article V16 of the state constitution against this act or an item, section, or part of this17 act within such period, then the act, item, section, or part will not take18 effect unless approved by the people at the general election to be held in19 November 2026 and, in such case, will take effect on the date of the20 official declaration of the vote thereon by the governor.21 SB25-048 -10-