An Act Concerning Insurance Coverage For Perishable Food Donated By Certain Food Establishments.
Impact
The bill modifies existing state law to include specific provisions for the coverage of perishable food donations. It allows food establishments classified as class III or IV to donate such food without fearing liability from potential spoilage during emergencies, provided that the food is not deemed unsafe or unfit for consumption by health authorities. This change aims to encourage more food establishments to participate in donation programs, particularly during crises, thus enhancing food security for vulnerable populations.
Summary
House Bill 5143, enacted as Public Act No. 12-123, addresses insurance coverage for perishable food donated by certain food establishments during a state of emergency. The bill mandates that insurers provide coverage for donated perishable food to temporary emergency shelters when a state of emergency is declared by the Governor. This coverage is applicable when an electrical outage is forecasted to last longer than the safe handling period for such food, ensuring that food donations can be made without the risk of liability regarding spoilage during emergencies.
Sentiment
Overall sentiment towards HB 5143 appears to be favorable, especially among stakeholders focused on food security and emergency response. Advocates argue that the bill is a necessary step to facilitate food donations and ensure that food resources are utilized effectively during crises. However, some concerns may arise related to the enforcement of guidelines surrounding food safety and the potential for misuse of the provisions if food establishments do not adhere to health regulations.
Contention
Potential points of contention surrounding the bill may involve the adequacy of the safeguards in place to ensure food safety and the responsibility of food establishments in the donation process. Questions might arise about how well the bill protects against the donation of unsafe food and whether it adequately addresses the concerns of health authorities. Additionally, while the bill encourages food donations, it also contains stipulations that could prevent some food establishments from donating if there are concerns about the food's condition.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.