Connecticut 2016 Regular Session

Connecticut House Bill HB05522 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1	1		General Assembly Raised Bill No. 5522
2	2		February Session, 2016 LCO No. 2535
3		-	_____~~HB05522INS~~__~~_031616____~~
	3	+	02535_______INS
4	4		Referred to Committee on INSURANCE AND REAL ESTATE
5	5		Introduced by:
6	6		(INS)
7	7
8	8		General Assembly
9	9
10	10		Raised Bill No. 5522
11	11
12	12		February Session, 2016
13	13
14	14		LCO No. 2535
15	15
16		-	_____~~HB05522INS~~__~~_031616____~~
	16	+	02535_______INS
17	17
18	18		Referred to Committee on INSURANCE AND REAL ESTATE
19	19
20	20		Introduced by:
21	21
22	22		(INS)
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24	24		AN ACT CONCERNING HOMEOWNERS INSURANCE POLICIES AND COVERAGE FOR THE PERIL OF COLLAPSE.
25	25
26	26		Be it enacted by the Senate and House of Representatives in General Assembly convened:
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28	28		Section 1. (NEW) (Effective from passage) Each insurance company that delivers, issues for delivery, renews, amends or endorses a homeowners insurance policy in this state on or after the effective date of this section shall provide coverage for:
29	29
30	30		(1) The peril of collapse, which shall include, but not be limited to, impairment of the structural integrity of all or part of the covered dwelling, where such impairment arises from factors including, but not limited to, (A) decay, of a building or any part of a building, that is hidden from view, or (B) defective materials or construction methods used in the construction or renovation of a building or any part of a building; and
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32	32		(2) Mitigation that is undertaken to prevent all or part of the covered dwelling from falling down or caving in.
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34	34
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37	37		This act shall take effect as follows and shall amend the following sections:
38	38		Section 1 from passage New section
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40	40		This act shall take effect as follows and shall amend the following sections:
41	41
42	42		Section 1
43	43
44	44		from passage
45	45
46	46		New section
47	47
	48	+	Statement of Purpose:
48	49
	50	+	To require homeowners insurance policies to provide coverage for the peril of collapse and mitigation undertaken to prevent all or part of the covered dwelling from falling down or caving in.
49	51
50		-	INS Joint Favorable
51		-
52		-	INS
53		-
54		-	Joint Favorable
	52	+	[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]