An Act Expanding Required Health Insurance Coverage For Mental Or Nervous Conditions.
Impact
If enacted, this bill would significantly alter current insurance policies related to mental health care. This new requirement would provide individuals with greater autonomy in selecting their healthcare providers, potentially improving the quality of care they receive. Moreover, by expanding coverage for long-term hospitalization, the bill addresses a critical gap in mental health care services, which may lead to better health outcomes for individuals requiring extended treatment.
Summary
House Bill 05520, introduced by Representative Kupchick, proposes to expand the required health insurance coverage specifically for mental or nervous conditions. The bill aims to amend chapter 700c of the general statutes to ensure that individuals have access to mental healthcare providers of their choice. Additionally, it seeks to broaden the scope of coverage for long-term hospitalization for those with mental health issues.
Contention
However, the bill may face contention from various stakeholders, including insurance companies concerned about the increased costs associated with mandatory coverage expansion. There may also be debates regarding the implications of such coverage on overall premium prices and the financial sustainability of health insurance plans. Additionally, some critics might argue that while the intent is positive, the bill may not adequately address access-related issues, such as the availability of mental health services in underserved areas.
An Act Prohibiting Certain Health Carriers From Requiring Step Therapy For Prescription Drugs Used To Treat A Mental Or Behavioral Health Condition Or A Chronic, Disabling Or Life-threatening Condition.