Connecticut House Bill HB05548

Connecticut 2019 Regular Session

• Introduced: 1/17/19
• Refer: 1/17/19

Caption

An Act Requiring Data Reporting To Ensure Compliance With Federal Law Concerning Parity Of Benefits For Physical And Mental Health Care Services.

Impact

If enacted, HB 5548 would amend Title 38a of the general statutes to incorporate data reporting requirements, which are intended to enforce compliance with the parity regulations outlined in federal law. By mandating that health insurance carriers disclose this data, the bill seeks to promote transparency regarding the way health plans are managing the benefits for mental health services in comparison to physical health services. The expected outcome is a more uniform application of insurance benefits that aligns with the federal parity standards, ensuring that individuals with mental health needs are treated equitably in the same way as those with physical health needs.

Summary

House Bill 5548 is proposed legislation aimed at enhancing the compliance of health plans with federal laws that mandate parity between mental and physical health benefits. The core objective of the bill is to require that health insurance plans do not impose any dollar limits on mental health benefits that are less favorable than the limits applied to medical benefits. This bill is significant in its attempt to ensure that individuals receive equitable treatment under health insurance plans regardless of whether they are seeking care for physical or mental health issues.

Contention

Debate surrounding HB 5548 may stem from divergent views on the implications of such regulations for health plans and providers. Proponents of the bill argue that it is essential for protecting the rights of those requiring mental health services and ensuring they have access to necessary care without financial obstacles. Opponents, however, may raise concerns about the potential burdens that strict data reporting requirements impose on health plans, possibly affecting their operational efficiencies and costs, which could, in turn, influence premiums for consumers.