An Act Concerning Copayments For Ultrasound Breast Cancer Screenings.
Impact
If enacted, this bill would amend the existing statutes under sections 38a-503 and 38a-530, effectively removing the financial barrier of copayments for specific ultrasound screenings. This legislative change is crucial, considering that women with dense breast tissue are at an increased risk for breast cancer and may require additional screenings beyond standard mammograms. Eliminating copays could encourage more women to seek these potentially lifesaving screenings, thereby impacting public health positively.
Summary
House Bill 05628 aims to prohibit certain health insurance policies in Connecticut from imposing copayments for ultrasound breast cancer screenings specifically for women with dense breast tissue. The bill is intended to enhance access to necessary medical screenings that can significantly aid in the early detection of breast cancer, thereby improving health outcomes for women affected by dense breast tissue, which can complicate standard mammography readings.
Contention
While the bill has clear benefits, there may be potential points of contention among insurance providers regarding the financial implications of eliminating copayments. Insurers may argue that this could increase overall healthcare costs, potentially leading to higher premiums for policyholders. However, proponents posit that the long-term savings from early cancer detection and treatment would outweigh these costs, aiming for a balance between patient access and insurance sustainability.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.