LCO No. 905 1 of 2
General Assembly Proposed Bill No. 41
January Session, 2019
LCO No. 905
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
SEN. LOONEY, 11th Dist.
AN ACT PROHIBITING DISCRETIONARY CLAUSES IN HEALTH
INSURANCE AND DISABILITY INCOME POLICIES.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
That title 38a of the general statutes be amended to prohibit each 1
insurance company, fraternal benefit society, hospital service 2
corporation, medical service corporation and health care center that 3
delivers, issues for delivery or renews an insurance policy in this state 4
from including in such policy a clause that reserves discretion to such 5
company, society, corporation or center to interpret the terms of such 6
policy in a manner that is, or to provide standards for the 7
interpretation or review of such policy that are, inconsistent with the 8
laws of this state. 9
Statement of Purpose:
To prohibit each insurance company, fraternal benefit society, hospital
service corporation, medical service corporation and health care center
that delivers, issues for delivery or renews an insurance policy in this
state from including in such policy a clause that reserves discretion to
such company, society, corporation or center to interpret the terms of
such policy in a manner that is, or to provide standards for the Proposed Bill No. 41
LCO No. 905 2 of 2
interpretation or review of such policy that are, inconsistent with the
laws of this state.