An Act Requiring Health Insurance Coverage For Service Animals.
Impact
If passed, SB00493 would amend Title 38a of the general statutes. This amendment would require that individuals with service animals have insurance coverage specifically for those animals, potentially including veterinary care, routine check-ups, and emergency services. This measure is anticipated to enhance accessibility for individuals who depend on these service animals to navigate daily life, particularly for disabled veterans or individuals with mobility or psychiatric challenges.
Summary
SB00493 is an act that mandates health insurance coverage for service animals that are registered or certified with the state or local municipalities. The proposed legislation aims to provide financial assistance in managing the healthcare costs associated with service animals. By making health insurance coverage mandatory, the bill intends to alleviate some of the financial burdens faced by individuals who rely on service animals for assistance due to physical or mental disabilities.
Contention
The bill has sparked discussion regarding the financial implications for insurance companies and the overall healthcare system. Supporters argue that providing health insurance for service animals is a necessary step towards recognizing the important roles these animals play in assisting their handlers. Critics, however, may voice concerns about the cost implications for insurance plans and whether this could lead to higher premiums for consumers. The discussion may also touch on the definitions of service animals and how they differ from emotional support animals, which are not typically covered under such legislation.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.