An Act Concerning Required Health Insurance Coverage For Infertility Treatment And Requiring The Insurance Commissioner To Study Coverage Barriers Posed To Individuals With Iatrogenic Infertility.
Impact
If enacted, SB00975 will significantly affect existing statutes and insurance policies regarding infertility treatments in the state. By repealing prior limits based on age and refining the criteria for eligibility, the bill seeks to provide broader and more inclusive coverage options. This would mean that more individuals seeking infertility services, particularly those diagnosed with iatrogenic infertility, would likely receive the necessary support, thereby impacting overall reproductive health outcomes in the community.
Summary
Senate Bill 00975 addresses mandated health insurance coverage for infertility treatments, proposing key changes to ensure that individuals struggling with infertility have access to necessary medical assistance. The bill aims to eliminate existing age restrictions for receiving coverage, expand the definition of who qualifies for treatment, and limit coverage on certain fertility methods to specific cycles. These measures are intended to modernize and ensure equitable access to infertility treatments, reflecting advances in medical understanding and societal needs.
Contention
Notably, there may be contention surrounding the practical implementation of these changes, particularly related to the insurance industry's capacity to adapt to these expanded requirements. Stakeholders might argue about the financial implications for insurance providers and the potential for increased premiums as a result of these mandated coverages. Moreover, debates may arise regarding the effectiveness of limiting cycles for specific treatments, as such restrictions could pose barriers for those in unique medical circumstances.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.
Requires individual and group health insurance policies that provide pregnancy-related benefits to cover medically necessary expenses for diagnosis and treatment of infertility and standard fertility-preservation services.