Connecticut House Bill HB05257

Connecticut 2020 Regular Session

• Introduced: 2/20/20
• Refer: 2/20/20
• Report Pass: 3/10/20

Caption

An Act Requiring Health Insurance Coverage For Prescription Eyeglasses For Covered Dependent Children Who Are Younger Than Nineteen Years Of Age.

Impact

The implementation of this bill will necessitate amendments to existing health insurance policies to comply with the new coverage requirements. Specifically, policies delivered, issued for delivery, or renewed after January 1, 2021, will be obligated to include this eyeglasses coverage for all dependent children under the specified age. The bill aims to enhance the overall health and well-being of children by improving access to necessary optical care, which is crucial for their development and educational performance.

Summary

House Bill 05257 mandates that health insurance policies in the state provide coverage for prescription eyeglasses for dependent children who are under the age of nineteen. This legislation aims to ensure that the health insurance policies cover at least one pair of prescription eyeglasses, which includes lenses and frames, during each policy year. Furthermore, the bill allows for one additional pair in cases where the first pair is lost within the same policy year. This provision is designed to alleviate the financial burden on families when it comes to providing necessary vision correction for their children.

Contention

While the intent behind HB 05257 is largely seen as beneficial, there may be discussions surrounding the financial implications for insurance providers and whether the requirement could lead to increased premiums. Opponents may argue that mandating such coverage could overload health insurers with additional costs, which might be passed on to consumers. Supporters would counter that the investment in children's eye health is essential and justifies any potential cost increases due to the long-term benefits of ensuring children's vision needs are met.