Connecticut House Bill HB05111

Connecticut 2021 Regular Session

• Introduced: 1/12/21
• Refer: 1/12/21

Caption

An Act Authorizing The Use Of Miller Trusts To Obtain Medicaid Eligibility.

Impact

If passed, HB 05111 would significantly impact the way low-income individuals qualify for Medicaid in the state, particularly those who have income that exceeds typical eligibility thresholds. By permitting the establishment of a Miller Trust, applicants could effectively manage their income and assets to meet Medicaid requirements, which could enhance their access to necessary healthcare services. This initiative could alleviate some financial burdens on families needing long-term care and related services, thereby expanding healthcare accessibility.

Summary

House Bill 05111 aims to facilitate access to Medicaid for applicants by allowing the use of a Miller Trust, otherwise known as a qualifying income trust. This legislative move seeks to amend Title 17b of the general statutes, specifically to require the Commissioner of Social Services to pursue federal approval for a state plan amendment that would enable the establishment of Medicaid eligibility through this trust mechanism. The intention behind this bill is to provide a pathway for individuals who may otherwise exceed income limits for Medicaid to still qualify for assistance by allocating certain income into the trust.

Contention

While the bill has potential benefits, there may be concerns regarding its implementation and the possible implications for state funding. Opponents might argue that authorizing Miller Trusts could lead to unintended consequences, such as the perception of individuals 'hiding' income to qualify for Medicaid, or challenges in accurately monitoring and regulating the trusts. Furthermore, the requirement for federal approval for the Medicaid state plan amendment may introduce uncertainties about its feasibility and potential delays in implementation.