An Act Concerning Dental Insurance Coverage For Children, Stepchildren And Other Dependent Children.
Impact
If passed, SB00030 would significantly impact state laws related to dental insurance for dependents. Currently, many young adults lose their dental coverage once they reach the age of majority or are no longer considered dependents, which can lead to gaps in healthcare for this demographic. By extending coverage up to age twenty-six, the bill aligns with similar provisions in health insurance and promotes continued access to dental care for young adults, which is crucial for their overall health and well-being.
Summary
SB00030, titled 'An Act Concerning Dental Insurance Coverage For Children, Stepchildren And Other Dependent Children', aims to amend sections of the general statutes regarding dental insurance coverage for young individuals. The primary objective of this bill is to allow children, stepchildren, and other dependent children to continue their dental insurance coverage under their parents' policies until they reach the age of twenty-six. Alternatively, the bill allows these dependents to retain coverage if they secure insurance through their employers.
Contention
One notable point of contention surrounding SB00030 may revolve around the fiscal implications of extending such coverage. Opponents could argue that this might increase costs for insurance providers and, consequently, for policyholders. However, proponents would emphasize the importance of dental health and preventative care for children and young adults, arguing that ensuring access to dental insurance can prevent higher health costs in the long run by addressing dental issues early.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.