Connecticut Senate Bill SB00211

Connecticut 2021 Regular Session

• Introduced: 1/22/21
• Refer: 1/22/21

Caption

An Act Requiring Certain Health Insurers To Offer And Sell A Qualified Health Plan Through The Connecticut Health Insurance Exchange.

Impact

The enactment of SB00211 is expected to have a significant impact on existing state insurance regulations, particularly those governing health plans and exchanges. By compelling insurers to participate in the Connecticut Health Insurance Exchange, the bill seeks to address issues related to coverage availability and make it easier for residents to obtain essential health services. Advocates of the bill argue that increased insurer participation can lead to improved plan offerings and more competitive pricing, ultimately benefiting consumers who often face rising healthcare costs.

Summary

SB00211, titled 'An Act Requiring Certain Health Insurers To Offer And Sell A Qualified Health Plan Through The Connecticut Health Insurance Exchange', mandates that health insurers operating within Connecticut must provide at least one qualified health plan through the state's health insurance exchange. The bill aims to ensure that consumers have access to a range of health insurance options, thereby enhancing competition and affordability in the marketplace. This initiative aligns with broader goals to bolster public access to health care and facilitate a more inclusive insurance landscape in Connecticut.

Contention

Notably, while supporters of SB00211 emphasize the potential benefits of expanding health plan availability, there may be concerns regarding the implications for smaller insurers or the operational burden it could place on them. Critics could argue that such requirements might disincentivize some providers from operating in the exchange or limit options in areas where certain insurers cannot feasibly offer plans. Thus, balancing regulation with ensuring a thriving insurance marketplace remains a pivotal aspect of discussions surrounding the bill.