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| 2 | 2 | | |
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| 3 | 3 | | LCO No. 1545 1 of 2 |
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| 4 | 4 | | |
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| 5 | 5 | | General Assembly Proposed Bill No. 500 |
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| 6 | 6 | | January Session, 2021 |
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| 7 | 7 | | LCO No. 1545 |
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| 8 | 8 | | |
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| 9 | 9 | | |
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| 10 | 10 | | Referred to Committee on INSURANCE AND REAL ESTATE |
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| 11 | 11 | | |
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| 12 | 12 | | |
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| 13 | 13 | | Introduced by: |
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| 14 | 14 | | SEN. LOONEY, 11th Dist. |
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| 15 | 15 | | |
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| 16 | 16 | | |
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| 17 | 17 | | |
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| 18 | 18 | | AN ACT CONCERNING HIGH DEDUCTIBLE HEALTH PLANS, |
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| 19 | 19 | | QUALIFIED HEALTH PLANS AND DISCRIMINATION AGAINST |
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| 20 | 20 | | PERSONS ON THE BASIS OF SEXUAL ORIENTATION AND GENDER |
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| 21 | 21 | | IDENTITY. |
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| 22 | 22 | | Be it enacted by the Senate and House of Representatives in General |
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| 23 | 23 | | Assembly convened: |
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| 24 | 24 | | |
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| 25 | 25 | | That title 38a of the general statutes be amended to: (1) Require 1 |
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| 26 | 26 | | certain high deductible health plans to apply annual deductibles on a 2 |
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| 27 | 27 | | calendar year basis; (2) require certain health care providers to promptly 3 |
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| 28 | 28 | | refund excess cost-sharing payments for covered benefits; (3) require 4 |
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| 29 | 29 | | certain qualified health plans offered through the Connecticut Health 5 |
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| 30 | 30 | | Insurance Exchange to cover certain benefits, have a minimum actuarial 6 |
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| 31 | 31 | | value of at least seventy per cent and offer a broad provider network; 7 |
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| 32 | 32 | | (4) prohibit life insurers from discriminating against persons on the 8 |
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| 33 | 33 | | basis of sexual orientation or gender identity; and (5) make changes to 9 |
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| 34 | 34 | | various provisions of the general statutes concerning high deductible 10 |
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| 35 | 35 | | health plans to more closely conform to provisions of the Internal 11 |
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| 36 | 36 | | Revenue Code concerning health savings accounts and medical savings 12 |
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| 37 | 37 | | accounts. 13 Proposed Bill No. 500 |
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| 38 | 38 | | |
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| 39 | 39 | | |
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| 40 | 40 | | LCO No. 1545 2 of 2 |
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| 41 | 41 | | |
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| 42 | 42 | | Statement of Purpose: |
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| 43 | 43 | | To: (1) Require certain high deductible health plans to apply annual |
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| 44 | 44 | | deductibles on a calendar year basis; (2) require certain health care |
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| 45 | 45 | | providers to promptly refund excess cost-sharing payments for covered |
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| 46 | 46 | | benefits; (3) require certain qualified health plans offered through the |
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| 47 | 47 | | Connecticut Health Insurance Exchange to cover certain benefits, have |
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| 48 | 48 | | a minimum actuarial value of at least seventy per cent and offer a broad |
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| 49 | 49 | | provider network; (4) prohibit life insurers from discriminating against |
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| 50 | 50 | | persons on the basis of sexual orientation or gender identity; and (5) |
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| 51 | 51 | | make changes to various provisions of the general statutes concerning |
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| 52 | 52 | | high deductible health plans to more closely conform to provisions of |
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| 53 | 53 | | the Internal Revenue Code concerning health savings accounts and |
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| 54 | 54 | | medical savings accounts. |
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