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5 | 5 | | LCO No. 1249 1 of 14 |
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6 | 6 | | |
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7 | 7 | | General Assembly Raised Bill No. 5150 |
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8 | 8 | | February Session, 2022 |
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9 | 9 | | LCO No. 1249 |
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10 | 10 | | |
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11 | 11 | | |
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12 | 12 | | Referred to Committee on GENERAL LAW |
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13 | 13 | | |
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14 | 14 | | |
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15 | 15 | | Introduced by: |
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16 | 16 | | (GL) |
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17 | 17 | | |
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18 | 18 | | |
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19 | 19 | | |
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20 | 20 | | |
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21 | 21 | | AN ACT CONCERNING THE DEPARTMENT OF CONSUMER |
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22 | 22 | | PROTECTION’S RECOMMENDATIONS REGARDING CONSUMERS, |
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23 | 23 | | RETAILERS AND CREDIT TRANSACTIONS. |
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24 | 24 | | Be it enacted by the Senate and House of Representatives in General |
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25 | 25 | | Assembly convened: |
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26 | 26 | | |
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27 | 27 | | Section 1. Section 21a-79 of the general statutes is repealed and the 1 |
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28 | 28 | | following is substituted in lieu thereof (Effective October 1, 2022): 2 |
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29 | 29 | | (a) For the purposes of this section: [(1) "consumer commodity" and 3 |
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30 | 30 | | "unit of a consumer commodity" have] 4 |
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31 | 31 | | (1) "Alcoholic liquor" has the same meaning as provided in section 5 |
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32 | 32 | | 30-1; 6 |
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33 | 33 | | (2) "Carbonated soft drink container" means an individual, separate 7 |
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34 | 34 | | sealed glass, metal or plastic bottle, can, carton or jar containing a 8 |
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35 | 35 | | carbonated liquid soft drink that is sold separately or in packages of not 9 |
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36 | 36 | | more than twenty-four individual containers; 10 |
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37 | 37 | | (3) "Consumer commodity" has the same meaning as provided in 11 |
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38 | 38 | | section 21a-73, except that consumer commodity does not include 12 Raised Bill No. 5150 |
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39 | 39 | | |
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40 | 40 | | |
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41 | 41 | | |
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42 | 42 | | LCO No. 1249 2 of 14 |
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43 | 43 | | |
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44 | 44 | | alcoholic liquor [, as defined in subdivision (3) of section 30-1,] or a 13 |
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45 | 45 | | carbonated soft drink container; [(2) "carbonated soft drink container" 14 |
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46 | 46 | | means an individual, separate, sealed glass, metal or plastic bottle, can, 15 |
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47 | 47 | | jar or carton containing a carbonated liquid soft drink sold separately or 16 |
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48 | 48 | | in packages of not more than twenty-four individual containers; (3) 17 |
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49 | 49 | | "universal product coding"] 18 |
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50 | 50 | | (4) "Electronic pricing system" means a system that utilizes, by means 19 |
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51 | 51 | | of a scanner, universal product coding bar codes in combination with a 20 |
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52 | 52 | | cash register to record and total a consumer's purchases; 21 |
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53 | 53 | | (5) "Electronic shelf labeling system" means an electronic system that 22 |
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54 | 54 | | utilizes an electronic device which (A) is attached to a shelf, or at any 23 |
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55 | 55 | | other point of sale, immediately above or below an item, (B) clearly and 24 |
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56 | 56 | | conspicuously displays to consumers the price and unit price of a 25 |
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57 | 57 | | consumer commodity, and (C) reads the same data as an electronic cash 26 |
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58 | 58 | | register scanning system; 27 |
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59 | 59 | | (6) "End cap display" means a location in a retail sales area that is at 28 |
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60 | 60 | | the immediate end of an aisle; 29 |
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61 | 61 | | (7) "Unit of a consumer commodity" has the same meaning as 30 |
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62 | 62 | | provided in section 21a-73; and 31 |
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63 | 63 | | (8) "Universal product coding" means any system of coding that 32 |
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64 | 64 | | entails electronic pricing. [; (4) an electronic shelf labeling system is an 33 |
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65 | 65 | | electronic system that utilizes an electronic device attached to the shelf 34 |
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66 | 66 | | or at any other point of sale, immediately below or above the item, that 35 |
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67 | 67 | | conspicuously and clearly displays to the consumer the unit price and 36 |
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68 | 68 | | the price of the consumer commodity. Such electronic shelf labeling 37 |
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69 | 69 | | system reads the exact same data as the electronic cash register scanning 38 |
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70 | 70 | | system; and (5) an electronic pricing system is a system that utilizes the 39 |
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71 | 71 | | universal product coding bar code by means of a scanner in combination 40 |
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72 | 72 | | with the cash register to record and total a customer's purchases.] 41 |
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73 | 73 | | (b) (1) (A) Any person who, or association, corporation, firm [,] or 42 |
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74 | 74 | | partnership [, association or corporation] that, [utilizes] uses universal 43 Raised Bill No. 5150 |
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75 | 75 | | |
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76 | 76 | | |
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77 | 77 | | |
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78 | 78 | | LCO No. 1249 3 of 14 |
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79 | 79 | | |
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80 | 80 | | product coding [in totaling] to total a retail [customer's] consumer's 44 |
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81 | 81 | | purchases shall mark, or cause to be marked, each consumer commodity 45 |
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82 | 82 | | that bears a [Universal Product Code] universal product code with [its] 46 |
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83 | 83 | | such consumer commodity's retail price. 47 |
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84 | 84 | | (B) Any person who, or association, corporation, firm [,] or 48 |
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85 | 85 | | partnership [, association or corporation] that, [utilizes] uses an 49 |
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86 | 86 | | electronic pricing system [in totaling] to total a retail consumer's 50 |
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87 | 87 | | purchases shall provide [each] to such consumer [with] an item-by-item 51 |
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88 | 88 | | digital display, plainly visible to [the] such consumer as each universal 52 |
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89 | 89 | | [pricing] product code is scanned, of the price of each carbonated soft 53 |
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90 | 90 | | drink container or consumer commodity, [or carbonated soft drink 54 |
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91 | 91 | | container,] or both, which such consumer has selected for purchase [by 55 |
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92 | 92 | | such consumer prior to accepting] before such person, association, 56 |
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93 | 93 | | corporation, firm or partnership accepts payment from such consumer 57 |
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94 | 94 | | for such carbonated soft drink container or consumer commodity, or 58 |
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95 | 95 | | [container] both. The provisions of this subparagraph [do] shall not be 59 |
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96 | 96 | | construed to apply to any person who, or association, corporation, firm 60 |
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97 | 97 | | [,] or partnership [, association or corporation] that, is operating in a 61 |
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98 | 98 | | retail sales area of not more than ten thousand square feet. 62 |
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99 | 99 | | (2) The provisions of subparagraph (A) of subdivision (1) of this 63 |
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100 | 100 | | subsection shall not apply if [:] (A) [The] the Commissioner of Consumer 64 |
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101 | 101 | | Protection, by regulation, allows for the [utilization] use of electronic 65 |
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102 | 102 | | shelf labeling systems, [;] (B) [a retailer] the commissioner grants to a 66 |
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103 | 103 | | person, association, corporation, firm or partnership [is granted] 67 |
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104 | 104 | | approval to [utilize] use an electronic shelf labeling system, [by the 68 |
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105 | 105 | | commissioner;] (C) [the retailer has demonstrated] the person, 69 |
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106 | 106 | | association, corporation, firm or partnership demonstrates, to the 70 |
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107 | 107 | | commissioner's satisfaction, [of the commissioner] that such electronic 71 |
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108 | 108 | | shelf labeling system is supported by an electronic pricing system that 72 |
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109 | 109 | | [utilizes] uses universal product coding [in totaling] to total a retail 73 |
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110 | 110 | | [customer's] consumer's purchases, [;] and (D) [the retailer] such person, 74 |
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111 | 111 | | association, corporation, firm or partnership has received the 75 |
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112 | 112 | | commissioner's approval for such an electronic pricing system. [by the 76 |
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113 | 113 | | commissioner.] 77 Raised Bill No. 5150 |
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114 | 114 | | |
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115 | 115 | | |
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116 | 116 | | |
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117 | 117 | | LCO No. 1249 4 of 14 |
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118 | 118 | | |
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119 | 119 | | (3) The provisions of subparagraph (A) of subdivision (1) of this 78 |
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120 | 120 | | subsection shall not apply to a person, association, corporation, firm or 79 |
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121 | 121 | | partnership if [:] (A) [The retailer has met] the conditions [of] established 80 |
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122 | 122 | | in subdivision (2) of this subsection have been satisfied, [;] and (B) the 81 |
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123 | 123 | | [retailer] person, association, corporation, firm or partnership has 82 |
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124 | 124 | | received the Commissioner of Consumer Protection's permission [by the 83 |
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125 | 125 | | commissioner] to suspend implementation of the electronic pricing 84 |
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126 | 126 | | system for a period, not to exceed thirty days, [in order to allow the 85 |
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127 | 127 | | retailer] to enable such person, association, corporation, firm or 86 |
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128 | 128 | | partnership, or an agent acting on behalf of [the retailer] such person, 87 |
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129 | 129 | | association, corporation, firm or partnership, to [reset,] remodel, repair, 88 |
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130 | 130 | | reset or otherwise modify such electronic pricing system at the retail 89 |
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131 | 131 | | establishment. 90 |
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132 | 132 | | (4) The provisions of subparagraph (A) of subdivision (1) of this 91 |
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133 | 133 | | subsection shall not apply to a person, association, corporation, firm or 92 |
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134 | 134 | | partnership if [:] (A) [The retailer] the person, association, corporation, 93 |
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135 | 135 | | firm or partnership applies for, and [is approved for] the Commissioner 94 |
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136 | 136 | | of Consumer Protection approves, an exemption [by the Commissioner 95 |
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137 | 137 | | of Consumer Protection] for such person, association, corporation, firm 96 |
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138 | 138 | | or partnership, (B) [the retailer] such person, association, corporation, 97 |
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139 | 139 | | firm or partnership demonstrates, to the commissioner's satisfaction, [of 98 |
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140 | 140 | | the commissioner] that [the retailer] such person, association, 99 |
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141 | 141 | | corporation, firm or partnership has achieved price scanner accuracy of 100 |
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142 | 142 | | at least ninety-eight per cent, as determined by the latest version of the 101 |
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143 | 143 | | National Institute of Standards and Technology Handbook 130, 102 |
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144 | 144 | | "Examination Procedures for Price Verification", as adopted by The 103 |
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145 | 145 | | National Conference on Weights and Measures, [",] (C) [the retailer] 104 |
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146 | 146 | | such person, association, corporation, firm or partnership pays an 105 |
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147 | 147 | | application fee, to be used to offset annual inspection costs, of three 106 |
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148 | 148 | | hundred fifteen dollars, if the premises consists of less than twenty 107 |
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149 | 149 | | thousand square feet of retail space, [and] or six hundred twenty-five 108 |
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150 | 150 | | dollars, if the premises consists of at least twenty thousand square feet 109 |
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151 | 151 | | [or more] of retail space, (D) [the retailer] such person, association, 110 |
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152 | 152 | | corporation, firm or partnership makes available a consumer price test 111 Raised Bill No. 5150 |
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153 | 153 | | |
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154 | 154 | | |
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155 | 155 | | |
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156 | 156 | | LCO No. 1249 5 of 14 |
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157 | 157 | | |
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158 | 158 | | scanner that is approved by the commissioner and located prominently 112 |
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159 | 159 | | in an easily accessible location for each twelve thousand square feet of 113 |
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160 | 160 | | retail floor space, or fraction thereof, and (E) price accuracy inspections 114 |
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161 | 161 | | resulting in less than ninety-eight per cent price scanner accuracy are 115 |
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162 | 162 | | reinspected, without penalty, and [the retailer] such person, association, 116 |
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163 | 163 | | corporation, firm or partnership pays a two-hundred-fifty-dollar 117 |
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164 | 164 | | reinspection fee. 118 |
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165 | 165 | | (5) Notwithstanding any provision of this subsection, consumer 119 |
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166 | 166 | | commodities that are offered for sale and [that are] located on an end 120 |
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167 | 167 | | cap display within the retail sales area [are] shall not be subject to the 121 |
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168 | 168 | | requirements [specified under] established in this subsection, provided 122 |
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169 | 169 | | any information that would otherwise have been made available to a 123 |
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170 | 170 | | consumer pursuant to this section is clearly and conspicuously posted 124 |
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171 | 171 | | on or adjacent to such end cap. [For purposes of this subdivision, "end 125 |
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172 | 172 | | cap display" means the location in the retail sales area that is at the 126 |
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173 | 173 | | immediate end of an aisle.] 127 |
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174 | 174 | | (6) Consumer commodities that are advertised in a publicly 128 |
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175 | 175 | | circulated printed form as being offered for sale at a reduced retail price 129 |
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176 | 176 | | for a minimum seven-day period need not be individually marked at 130 |
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177 | 177 | | such reduced retail price, provided such consumer commodities are 131 |
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178 | 178 | | individually marked with their regular retail price and a conspicuous 132 |
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179 | 179 | | sign [is] adjacent to such consumer commodities [, which sign] discloses 133 |
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180 | 180 | | [:] (A) [The] such reduced retail price and [its] the unit price [;] of such 134 |
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181 | 181 | | consumer commodities, and (B) a statement disclosing that [the item] 135 |
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182 | 182 | | the cashier will [be] electronically [priced] price such consumer 136 |
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183 | 183 | | commodities at [the] such reduced price. [by the cashier.] 137 |
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184 | 184 | | (7) (A) [If] Except as provided in subparagraph (B) of this 138 |
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185 | 185 | | subdivision, if a consumer commodity is offered for sale and [its] the 139 |
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186 | 186 | | consumer commodity's electronic price is higher than the posted price, 140 |
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187 | 187 | | then one item of such consumer commodity, up to a value of twenty 141 |
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188 | 188 | | dollars, shall be given to the consumer at no cost to the consumer. A 142 |
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189 | 189 | | conspicuous sign shall adequately disclose to the consumer that in the 143 |
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190 | 190 | | event the electronic price is higher than the posted retail price, one item 144 Raised Bill No. 5150 |
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191 | 191 | | |
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192 | 192 | | |
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193 | 193 | | |
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194 | 194 | | LCO No. 1249 6 of 14 |
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195 | 195 | | |
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196 | 196 | | of such consumer commodity shall be given to the [customer] consumer 145 |
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197 | 197 | | at no cost to the consumer. 146 |
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198 | 198 | | (B) The provisions of subparagraph (A) of this subdivision shall not 147 |
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199 | 199 | | apply to a person, association, corporation, firm or partnership in cases 148 |
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200 | 200 | | where the person, association, corporation, firm or partnership (i) 149 |
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201 | 201 | | improperly fails to redeem a digital or paper coupon which, if properly 150 |
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202 | 202 | | redeemed, would reduce the price of a consumer commodity, or (ii) fails 151 |
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203 | 203 | | to remove a sign adjoining a consumer commodity and disclosing a 152 |
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204 | 204 | | time-limited reduced price for the consumer commodity after the time 153 |
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205 | 205 | | period specified for such reduced price has expired. 154 |
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206 | 206 | | (8) If a consumer presents a digital or paper coupon which, if 155 |
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207 | 207 | | properly redeemed, would reduce the price of a consumer commodity 156 |
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208 | 208 | | and the person, association, corporation, firm or partnership fails to 157 |
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209 | 209 | | properly redeem such coupon, such person, association, corporation, 158 |
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210 | 210 | | firm or partnership shall provide to the consumer a refund in an amount 159 |
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211 | 211 | | that is equal to the value of such coupon. If a person, association, 160 |
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212 | 212 | | corporation, firm or partnership offers a consumer commodity for sale 161 |
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213 | 213 | | at a reduced price for a specified time period, and a sign disclosing such 162 |
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214 | 214 | | reduced price remains adjacent to the consumer commodity following 163 |
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215 | 215 | | expiration of such time period, the person, association, corporation, firm 164 |
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216 | 216 | | or partnership shall only require a consumer to pay the reduced price 165 |
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217 | 217 | | disclosed in such sign for such consumer commodity. 166 |
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218 | 218 | | (c) (1) The Commissioner of Consumer Protection may adopt 167 |
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219 | 219 | | regulations, in accordance with the provisions of chapter 54, concerning 168 |
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220 | 220 | | the marking of prices, and use of universal product coding, on each unit 169 |
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221 | 221 | | of a consumer commodity. 170 |
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222 | 222 | | (2) The Commissioner of Consumer Protection may adopt 171 |
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223 | 223 | | regulations, in accordance with the provisions of chapter 54, designating 172 |
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224 | 224 | | not more than twelve consumer commodities that need not be marked 173 |
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225 | 225 | | in accordance with the provisions of subdivision (1) of subsection (b) of 174 |
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226 | 226 | | this section and specifying the method of providing adequate disclosure 175 |
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227 | 227 | | to consumers to [insure] ensure that the electronic pricing of the 176 Raised Bill No. 5150 |
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228 | 228 | | |
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229 | 229 | | |
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230 | 230 | | |
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231 | 231 | | LCO No. 1249 7 of 14 |
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232 | 232 | | |
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233 | 233 | | designated consumer commodities is accurate. The commissioner may 177 |
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234 | 234 | | also establish, by regulation, methods to protect consumers against 178 |
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235 | 235 | | electronic pricing errors of such designated consumer commodities and 179 |
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236 | 236 | | to [insure] ensure that the electronic prices of such designated consumer 180 |
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237 | 237 | | commodities are accurate. Among the methods that the commissioner 181 |
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238 | 238 | | may consider are conditions similar to those set forth in subdivision (5) 182 |
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239 | 239 | | of subsection (b) of this section. 183 |
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240 | 240 | | (d) The Commissioner of Consumer Protection, after providing 184 |
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241 | 241 | | notice and conducting a hearing in accordance with the provisions of 185 |
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242 | 242 | | chapter 54, may issue a warning citation to, or impose a civil penalty of 186 |
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243 | 243 | | not more than one hundred dollars for the first offense and not more 187 |
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244 | 244 | | than five hundred dollars for each subsequent offense on, any person [,] 188 |
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245 | 245 | | who, or association, corporation, firm [,] or partnership [, association or 189 |
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246 | 246 | | corporation] that, violates any provision of subsection (b) of this section, 190 |
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247 | 247 | | or any regulation adopted pursuant to subsection (c) of this section. Any 191 |
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248 | 248 | | person who, or association, corporation, firm [,] or partnership [, 192 |
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249 | 249 | | association or corporation] that, violates any provision of subsection (b) 193 |
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250 | 250 | | of this section, or any regulation adopted pursuant to subsection (c) of 194 |
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251 | 251 | | this section, shall be fined not more than two hundred dollars for the 195 |
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252 | 252 | | first offense and not more than one thousand dollars for each 196 |
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253 | 253 | | subsequent offense. Each violation with respect to all units of a 197 |
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254 | 254 | | particular consumer commodity on any single day shall be deemed a 198 |
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255 | 255 | | single offense. 199 |
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256 | 256 | | Sec. 2. Section 21a-79b of the general statutes is repealed and the 200 |
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257 | 257 | | following is substituted in lieu thereof (Effective October 1, 2022): 201 |
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258 | 258 | | (a) For the purposes of this section, "consumer commodity" has the 202 |
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259 | 259 | | same meaning as provided in section [21a-73, except that "consumer 203 |
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260 | 260 | | commodity" does not include alcoholic liquor, as defined in subdivision 204 |
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261 | 261 | | (3) of section 30-1, or a carbonated soft drink container] 21a-79, as 205 |
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262 | 262 | | amended by this act. 206 |
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263 | 263 | | (b) (1) Notwithstanding the provisions of section 21a-79, as amended 207 |
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264 | 264 | | by this act, and except as provided in subdivision (2) of this subsection, 208 Raised Bill No. 5150 |
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265 | 265 | | |
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266 | 266 | | |
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267 | 267 | | |
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268 | 268 | | LCO No. 1249 8 of 14 |
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269 | 269 | | |
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270 | 270 | | if a retailer offers to a consumer a consumer commodity, including, but 209 |
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271 | 271 | | not limited to, [fruits] any fruit or [vegetables] vegetable weighed at the 210 |
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272 | 272 | | point of sale, [is offered for sale by a retailer] and [its] the price of the 211 |
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273 | 273 | | consumer commodity to the consumer at the point of sale is [higher] 212 |
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274 | 274 | | greater than the [posted or] advertised or posted retail price for such 213 |
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275 | 275 | | consumer commodity, [then] such retailer shall give such consumer 214 |
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276 | 276 | | commodity [, up to a value of twenty dollars, shall be given] to [the] 215 |
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277 | 277 | | such consumer, at no cost to such consumer, if the value of such 216 |
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278 | 278 | | consumer commodity is not more than twenty dollars. [A conspicuous] 217 |
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279 | 279 | | Retailers shall post a sign, [shall] in a conspicuous location, which 218 |
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280 | 280 | | adequately [disclose] discloses to [the consumer] consumers that in the 219 |
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281 | 281 | | event [such] the retail price of a consumer commodity is [higher] greater 220 |
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282 | 282 | | than the [posted or] advertised or posted retail price [,] for the consumer 221 |
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283 | 283 | | commodity, the retailer shall give such consumer commodity [shall be 222 |
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284 | 284 | | given] to the [customer] consumer at no cost to the consumer. 223 |
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285 | 285 | | (2) The provisions of subdivision (1) of this subsection shall not apply 224 |
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286 | 286 | | to a retailer if the retailer (A) improperly fails to redeem a digital or 225 |
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287 | 287 | | paper coupon which, if properly redeemed, would reduce the price of a 226 |
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288 | 288 | | consumer commodity, or (B) fails to remove a sign adjoining a consumer 227 |
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289 | 289 | | commodity and disclosing a time-limited reduced price for the 228 |
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290 | 290 | | consumer commodity after the time period specified for such reduced 229 |
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291 | 291 | | price has expired. 230 |
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292 | 292 | | (c) Notwithstanding the provisions of section 21-79 and except as 231 |
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293 | 293 | | provided in subsection (b) of this section, if a consumer presents a 232 |
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294 | 294 | | digital or paper coupon which, if properly redeemed, would reduce the 233 |
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295 | 295 | | price of a consumer commodity, including, but not limited to, any fruit 234 |
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296 | 296 | | or vegetable weighed at the point of sale, and the retailer fails to 235 |
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297 | 297 | | properly redeem such coupon, such retailer shall provide to the 236 |
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298 | 298 | | consumer a refund in an amount that is equal to the value of such 237 |
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299 | 299 | | coupon. If a retailer offers a consumer commodity, including, but not 238 |
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300 | 300 | | limited to, any fruit or vegetable weighed at the point of sale, for sale at 239 |
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301 | 301 | | a reduced price for a specified time period, and a sign disclosing such 240 |
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302 | 302 | | reduced price remains adjacent to the consumer commodity after 241 |
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303 | 303 | | expiration of such time period, the retailer shall only require a consumer 242 Raised Bill No. 5150 |
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304 | 304 | | |
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305 | 305 | | |
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306 | 306 | | |
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307 | 307 | | LCO No. 1249 9 of 14 |
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308 | 308 | | |
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309 | 309 | | to pay the reduced price disclosed in such sign for such consumer 243 |
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310 | 310 | | commodity. 244 |
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311 | 311 | | [(c)] (d) The Commissioner of Consumer Protection, after providing 245 |
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312 | 312 | | notice and conducting a hearing in accordance with the provisions of 246 |
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313 | 313 | | chapter 54, may issue a warning citation to, or impose a civil penalty of 247 |
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314 | 314 | | not more than one hundred dollars for the first offense and not more 248 |
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315 | 315 | | than five hundred dollars for each subsequent offense on, any person 249 |
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316 | 316 | | who, or association, corporation, firm [,] or partnership [, association or 250 |
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317 | 317 | | corporation] that, violates any provision of subsection (b) or (c) of this 251 |
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318 | 318 | | section. Each violation with respect to all units of a particular consumer 252 |
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319 | 319 | | commodity on any single day shall be deemed a single offense. 253 |
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320 | 320 | | [(d)] (e) The provisions of this section do not apply to any person, 254 |
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321 | 321 | | association, corporation, firm [,] or partnership [, association or 255 |
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322 | 322 | | corporation] operating in a retail sales area of not more than ten 256 |
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323 | 323 | | thousand square feet. 257 |
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324 | 324 | | Sec. 3. Section 42-133ff of the general statutes is repealed and the 258 |
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325 | 325 | | following is substituted in lieu thereof (Effective October 1, 2022): 259 |
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326 | 326 | | (a) For the purposes of this section: 260 |
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327 | 327 | | (1) (A) "Agent" (i) means any person who (I) arranges for the 261 |
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328 | 328 | | distribution of services by another person, or (II) leases, rents or sells 262 |
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329 | 329 | | tangible or intangible personal, real or mixed property, or any other 263 |
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330 | 330 | | article, commodity or thing of value, on behalf of another person, and 264 |
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331 | 331 | | (ii) includes, but is not limited to, (I) any person who is duly appointed 265 |
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332 | 332 | | as an agent by a common carrier, (II) any person who sells 266 |
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333 | 333 | | transportation, travel or vacation arrangements on behalf of another 267 |
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334 | 334 | | person who is engaged in the business of furnishing transportation, 268 |
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335 | 335 | | travel or vacation services, and (III) any member of a cruise line 269 |
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336 | 336 | | association that operates exclusively as an agent for cruise lines to sell 270 |
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337 | 337 | | cruise travel products or services. 271 |
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338 | 338 | | (B) "Agent" does not mean (i) a common carrier, (ii) an employee of a 272 |
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339 | 339 | | common carrier, or (iii) any person engaged in the business of 273 Raised Bill No. 5150 |
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340 | 340 | | |
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341 | 341 | | |
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342 | 342 | | |
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343 | 343 | | LCO No. 1249 10 of 14 |
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344 | 344 | | |
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345 | 345 | | furnishing transportation, travel or vacation services. 274 |
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346 | 346 | | (2) "Charge card" (A) means any card, device or instrument that (i) is 275 |
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347 | 347 | | issued, with or without a fee, to a holder and requires the holder to pay 276 |
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348 | 348 | | the full outstanding balance due on such card, device or instrument at 277 |
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349 | 349 | | the end of each standard billing cycle established by the issuer of such 278 |
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350 | 350 | | card, device or instrument, and (ii) may be used by the holder in a 279 |
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351 | 351 | | transaction to receive services or lease, purchase or rent tangible or 280 |
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352 | 352 | | intangible personal, real or mixed property, or any other article, 281 |
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353 | 353 | | commodity or thing of value, and (B) includes, but is not limited to, any 282 |
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354 | 354 | | software application that (i) is used to store a digital form of such card, 283 |
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355 | 355 | | device or instrument, and (ii) may be used in a transaction to receive 284 |
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356 | 356 | | such services or lease, purchase or rent any such property, article, 285 |
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357 | 357 | | commodity or thing. 286 |
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358 | 358 | | (3) "Credit card" (A) means any card, device or instrument that (i) is 287 |
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359 | 359 | | issued, with or without a fee, to a holder, and (ii) may be used by the 288 |
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360 | 360 | | holder in a transaction to receive services or lease, purchase or rent 289 |
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361 | 361 | | tangible or intangible personal, real or mixed property, or any other 290 |
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362 | 362 | | article, commodity or thing of value on credit, regardless of whether 291 |
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363 | 363 | | such card, device or instrument is known as a credit card, credit plate or 292 |
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364 | 364 | | by any other name, and (B) includes, but is not limited to, any software 293 |
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365 | 365 | | application that (i) is used to store a digital form of such card, device or 294 |
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366 | 366 | | instrument, and (ii) may be used in a transaction to receive such services 295 |
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367 | 367 | | or lease, purchase or rent any such property, article, commodity or thing 296 |
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368 | 368 | | on credit. 297 |
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369 | 369 | | (4) (A) "Debit card" (i) means any card, code, device or other means 298 |
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370 | 370 | | of access, or any combination thereof, that (I) is authorized or issued for 299 |
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371 | 371 | | use to debit an asset account held, directly or indirectly, by a financial 300 |
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372 | 372 | | institution, and (II) may be used in a transaction to receive services or 301 |
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373 | 373 | | lease, purchase or rent tangible or intangible personal, real or mixed 302 |
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374 | 374 | | property, or any other article, commodity or thing of value regardless of 303 |
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375 | 375 | | whether such card, code, device, means or combination is known as a 304 |
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376 | 376 | | debit card, and (ii) includes, but is not limited to, (I) any software 305 |
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377 | 377 | | application that is used to store a digital form of such card, code, device 306 Raised Bill No. 5150 |
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378 | 378 | | |
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379 | 379 | | |
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380 | 380 | | |
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381 | 381 | | LCO No. 1249 11 of 14 |
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382 | 382 | | |
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383 | 383 | | or other means of access, or any combination thereof, that may be used 307 |
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384 | 384 | | in a transaction to receive such services or lease, purchase or rent any 308 |
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385 | 385 | | such property, article, commodity or thing, and (II) any cards, codes, 309 |
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386 | 386 | | devices or other means of access, or any combination thereof, commonly 310 |
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387 | 387 | | known as automated teller machine cards and payroll cards. 311 |
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388 | 388 | | (B) "Debit card" does not mean (i) a check, draft or similar paper 312 |
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389 | 389 | | instrument, or (ii) any electronic representation of such check, draft or 313 |
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390 | 390 | | instrument. 314 |
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391 | 391 | | (5) "Person" means any individual, corporation, incorporated or 315 |
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392 | 392 | | unincorporated association, limited liability company, partnership, 316 |
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393 | 393 | | trust or other legal entity. 317 |
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394 | 394 | | (6) "Surcharge" means any additional charge or fee that increases the 318 |
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395 | 395 | | total amount of a transaction for the privilege of using a particular form 319 |
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396 | 396 | | of payment. 320 |
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397 | 397 | | (7) (A) "Transaction" means distribution by one person to another 321 |
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398 | 398 | | person of any service, or the lease, rental or sale by one person of any 322 |
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399 | 399 | | tangible or intangible personal, real or mixed property, or any other 323 |
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400 | 400 | | article, commodity or thing of value to another person, for a certain 324 |
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401 | 401 | | price. 325 |
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402 | 402 | | (B) "Transaction" does not mean payment of any (i) fees, costs, fines 326 |
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403 | 403 | | or other charges to a state agency authorized by the Secretary of the 327 |
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404 | 404 | | Office of Policy and Management under section 1-1j, (ii) taxes, penalties, 328 |
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405 | 405 | | interest and fees allowed by the Commissioner of Revenue Services in 329 |
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406 | 406 | | accordance with section 12-39r, (iii) taxes, penalties, interest and fees, or 330 |
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407 | 407 | | other charges, to a municipality in accordance with section 12-141a, (iv) 331 |
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408 | 408 | | fees, costs, fines or other charges to the Judicial Branch in accordance 332 |
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409 | 409 | | with section 51-193b, or (v) sum pursuant to any other provision of the 333 |
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410 | 410 | | general statutes or regulation of Connecticut state agencies. 334 |
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411 | 411 | | [(a)] (b) No [seller] person may impose a surcharge [on a buyer who 335 |
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412 | 412 | | elects to use any method of payment, including, but not limited to, cash, 336 |
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413 | 413 | | check, credit card or electronic means, in] on any [sales] transaction. 337 Raised Bill No. 5150 |
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414 | 414 | | |
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415 | 415 | | |
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416 | 416 | | |
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417 | 417 | | LCO No. 1249 12 of 14 |
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418 | 418 | | |
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419 | 419 | | [(b) Any seller who accepts or offers to accept a bank credit card 338 |
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420 | 420 | | bearing a trade name as a means of payment shall accept any bank credit 339 |
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421 | 421 | | card bearing such trade name presented by a cardholder, 340 |
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422 | 422 | | notwithstanding the identity of the card issuer. For the purposes of this 341 |
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423 | 423 | | subsection, "bank credit card" means any credit card issued by a bank, 342 |
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424 | 424 | | savings bank, savings and loan association or credit union.] 343 |
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425 | 425 | | (c) (1) Nothing in this section shall prohibit any [seller] person from 344 |
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426 | 426 | | offering a discount [to a buyer] on any transaction to induce [such buyer 345 |
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427 | 427 | | to pay] payment by cash, check, debit card [, check] or similar means 346 |
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428 | 428 | | rather than by charge card or credit card. No person may offer any such 347 |
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429 | 429 | | discount unless such person posts a notice disclosing such discount. 348 |
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430 | 430 | | Such person shall clearly and conspicuously (A) post such notice on 349 |
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431 | 431 | | such person's premises if such person conducts transactions in-person, 350 |
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432 | 432 | | (B) display such notice on the Internet web site or digital payment 351 |
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433 | 433 | | application before completing any online transaction or transaction that 352 |
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434 | 434 | | is processed by way of such digital payment application, and (C) 353 |
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435 | 435 | | verbally provide such notice before completing any oral transaction, 354 |
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436 | 436 | | including, but not limited to, any telephonic transaction. 355 |
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437 | 437 | | (2) In furtherance of the legislative findings contained in section 42-356 |
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438 | 438 | | 133j, no existing or future agreement or contract [or agreement] shall 357 |
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439 | 439 | | prohibit a gasoline distributor or retailer [or distributor] from offering a 358 |
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440 | 440 | | discount to a buyer based upon the method [of payment by] such buyer 359 |
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441 | 441 | | uses to pay for such gasoline. Any provision in such [contract or] 360 |
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442 | 442 | | agreement or contract prohibiting such [retailer or] distributor or 361 |
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443 | 443 | | retailer from offering such discount is void and without effect [as] 362 |
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444 | 444 | | because such provision is contrary to public policy. 363 |
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445 | 445 | | [(d) Nothing in this section shall prohibit any seller from conditioning 364 |
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446 | 446 | | acceptance of a credit card on a buyer's minimum purchase. Each seller 365 |
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447 | 447 | | shall disclose any such minimum purchase policy orally or in writing at 366 |
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448 | 448 | | the point of purchase. For the purposes of this subsection, "at the point 367 |
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449 | 449 | | of purchase" includes, but is not limited to, at or on a cash register and 368 |
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450 | 450 | | in an advertisement or menu. 369 Raised Bill No. 5150 |
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451 | 451 | | |
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452 | 452 | | |
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453 | 453 | | |
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454 | 454 | | LCO No. 1249 13 of 14 |
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455 | 455 | | |
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456 | 456 | | (e) No provider of travel services may impose a surcharge on or 370 |
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457 | 457 | | reduce the commission paid to a travel agent who acts as an agent for 371 |
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458 | 458 | | such provider if the buyer uses a credit card to purchase such provider's 372 |
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459 | 459 | | travel services. A violation of any provision of this subsection shall be 373 |
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460 | 460 | | deemed an unfair or deceptive trade practice under subsection (a) of 374 |
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461 | 461 | | section 42-110b. As used in this subsection, "provider of travel services" 375 |
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462 | 462 | | means a person, firm or corporation engaged in the business of 376 |
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463 | 463 | | furnishing travel, transportation or vacation services, but does not 377 |
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464 | 464 | | include a travel agent, and "travel agent" means a person, firm, 378 |
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465 | 465 | | corporation or other entity that (1) is (A) a duly appointed agent of a 379 |
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466 | 466 | | common carrier, or (B) a member of a cruise line association and 380 |
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467 | 467 | | operates exclusively as an agent for cruise lines in the sale of cruise 381 |
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468 | 468 | | travel products or services, and (2) offers or sells travel, transportation 382 |
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469 | 469 | | or vacation arrangements as an agent for a provider of travel services, 383 |
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470 | 470 | | but does not include a common carrier or an employee of a common 384 |
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471 | 471 | | carrier.] 385 |
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472 | 472 | | (d) No person shall condition acceptance of a charge card or credit 386 |
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473 | 473 | | card for a transaction on a requirement that the transaction be in a 387 |
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474 | 474 | | minimum amount unless such person discloses such requirement. Such 388 |
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475 | 475 | | person shall clearly and conspicuously (1) post such notice on such 389 |
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476 | 476 | | person's premises if such person conducts transactions in-person, (2) 390 |
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477 | 477 | | display such notice on the Internet web site or digital payment 391 |
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478 | 478 | | application before completing any online transaction or transaction 392 |
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479 | 479 | | processed by way of such digital payment application, and (3) verbally 393 |
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480 | 480 | | provide such notice before completing any oral transaction, including, 394 |
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481 | 481 | | but not limited to, any telephonic transaction. 395 |
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482 | 482 | | (e) No person may reduce the amount of any commission paid to an 396 |
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483 | 483 | | agent for such person in a transaction because a charge card or credit 397 |
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484 | 484 | | card was used to provide payment as part of such transaction. 398 |
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485 | 485 | | (f) A violation of any provision of this section shall be deemed an 399 |
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486 | 486 | | unfair or deceptive trade practice under subsection (a) of section 42-400 |
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487 | 487 | | 110b. The Commissioner of Consumer Protection may impose a n 401 |
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488 | 488 | | additional civil penalty for any violation of this section. The amount of 402 Raised Bill No. 5150 |
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489 | 489 | | |
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490 | 490 | | |
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491 | 491 | | |
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492 | 492 | | LCO No. 1249 14 of 14 |
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493 | 493 | | |
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494 | 494 | | such additional civil penalty shall not exceed five hundred dollars per 403 |
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495 | 495 | | violation. Payments of such additional civil penalty shall be deposited 404 |
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496 | 496 | | in the consumer protection enforcement account established in section 405 |
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497 | 497 | | 21a-8a. 406 |
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498 | 498 | | (g) The Commissioner of Consumer Protection may adopt 407 |
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499 | 499 | | regulations, in accordance with the provisions of chapter 54, to 408 |
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500 | 500 | | implement the provisions of this section. 409 |
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501 | 501 | | This act shall take effect as follows and shall amend the following |
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502 | 502 | | sections: |
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503 | 503 | | |
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504 | 504 | | Section 1 October 1, 2022 21a-79 |
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505 | 505 | | Sec. 2 October 1, 2022 21a-79b |
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506 | 506 | | Sec. 3 October 1, 2022 42-133ff |
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507 | 507 | | |
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508 | 508 | | Statement of Purpose: |
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509 | 509 | | To: (1) Provide that a retailer who fails to timely remove a promotional |
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510 | 510 | | sale sign, or properly redeem a coupon, shall not be required to provide |
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511 | 511 | | a commodity to a consumer free of charge, but shall instead sell the |
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512 | 512 | | commodity to the consumer at the improperly posted price or issue a |
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513 | 513 | | refund to the consumer for the value of the improperly redeemed |
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514 | 514 | | coupon; (2) modify certain provisions concerning charge card, credit |
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515 | 515 | | card and debit card transaction surcharges; and (3) make conforming, |
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516 | 516 | | minor and technical changes to the consumer protection and related |
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517 | 517 | | statutes. |
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518 | 518 | | [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except |
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519 | 519 | | that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not |
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520 | 520 | | underlined.] |
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521 | 521 | | |
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