An Act Concerning Liability For Physical Harm Caused By Firearms And Requiring Liability Insurance Prior To The Purchase Of A Firearm.
Impact
If enacted, HB 5143 would amend the existing Title 29 of the general statutes concerning firearms. This amendment would have significant implications for gun ownership in the state, as it would require owners to obtain liability insurance prior to the acquisition of a firearm. This requirement could lead to a greater emphasis on firearm safety and responsible ownership, as potential buyers would need to demonstrate financial responsibility through insurance before they can purchase firearms, thus impacting how firearms are bought and owned in the state.
Summary
House Bill 5143, introduced by Representative Denning, addresses liability associated with firearms by imposing civil liability on firearm owners for physical harm resulting from the use of their firearms in criminal acts or accidents. The bill explicitly states that owners would be liable even if their firearm was stolen, emphasizing the need for responsible ownership and secure storage practices. The proposed legislation aims to reduce gun-related incidents by holding individuals accountable for damages caused by their firearms and thereby encouraging more conscientious handling of such weapons.
Contention
The introduction of HB 5143 has sparked debate among legislators and stakeholders. Proponents argue that the bill is a necessary step toward enhancing public safety and ensuring that gun owners are accountable for the firearms they possess, particularly in preventing accidental discharges and crimes committed with stolen firearms. However, opponents raise concerns about the potential burden placed on law-abiding citizens seeking to purchase firearms, arguing that the insurance requirement could create barriers to legal gun ownership and may unduly penalize responsible gun owners for incidents beyond their control. The discussions surrounding this bill highlight the ongoing national conversation about gun control and safety measures.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.