| Old | New | Differences | |
|---|---|---|---|
| 1 | 1 | ||
| 2 | 2 | ||
| 3 | 3 | LCO No. 2343 1 of 2 | |
| 4 | 4 | ||
| 5 | 5 | General Assembly Proposed Bill No. 6131 | |
| 6 | 6 | January Session, 2025 | |
| 7 | 7 | LCO No. 2343 | |
| 8 | 8 | ||
| 9 | 9 | ||
| 10 | 10 | Referred to Committee on INSURANCE AND REAL ESTATE | |
| 11 | 11 | ||
| 12 | 12 | ||
| 13 | 13 | Introduced by: | |
| 14 | 14 | REP. NUCCIO, 53rd Dist. | |
| 15 | 15 | SEN. DUFF, 25th Dist. | |
| 16 | 16 | ||
| 17 | 17 | ||
| 18 | 18 | ||
| 19 | 19 | ||
| 20 | 20 | AN ACT PROHIBITING DISCRIMINATION IN INSURANCE | |
| 21 | 21 | UNDERWRITING BASED ON THE BREED OF A HOMEOWNER'S | |
| 22 | 22 | DOG. | |
| 23 | 23 | Be it enacted by the Senate and House of Representatives in General | |
| 24 | 24 | Assembly convened: | |
| 25 | 25 | ||
| 26 | 26 | That the general statutes be amended to provide that: (1) No insurer 1 | |
| 27 | 27 | that delivers, issues for delivery, renews, amends or endorses a 2 | |
| 28 | 28 | homeowners or renter's insurance policy in this state shall charge an 3 | |
| 29 | 29 | increased premium for such policy or cancel, refuse to renew or refuse 4 | |
| 30 | 30 | to issue such policy on the basis of the breed of dog or mixture of breed 5 | |
| 31 | 31 | of dog owned or harbored by the insured or applicant; (2) 6 | |
| 32 | 32 | notwithstanding the provisions of subdivision (1) of this section, an 7 | |
| 33 | 33 | insurer may cancel, refuse to renew or refuse to issue any homeowners 8 | |
| 34 | 34 | or renter's insurance policy or impose a reasonably increased premium 9 | |
| 35 | 35 | for such a policy based on the designation of an individual dog of any 10 | |
| 36 | 36 | breed or mixture of breeds as a dangerous dog, as determined by 11 | |
| 37 | 37 | underwriting and actuarial principles reasonably derived from the 12 | |
| 38 | 38 | actual loss experience of such insurer with such individual dog and any 13 | |
| 39 | 39 | anticipated loss given such loss experience; and (3) the Insurance 14 Proposed Bill No. 6131 | |
| 40 | 40 | ||
| 41 | 41 | ||
| 42 | 42 | LCO No. 2343 2 of 2 | |
| 43 | 43 | ||
| 44 | 44 | Commissioner may adopt regulations to implement the provisions of 15 | |
| 45 | 45 | this section. 16 | |
| 46 | 46 | Statement of Purpose: | |
| 47 | 47 | To prohibit discrimination in insurance underwriting based on the | |
| 48 | 48 | breed of a homeowner's dog. |