Connecticut 2025 Regular Session

Connecticut House Bill HB06434 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
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3		-	LCO 3569 1 of 4
	3	+	LCO No. 3569 1 of 4
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5	5		General Assembly Raised Bill No. 6434
6	6		January Session, 2025
7	7		LCO No. 3569
8	8
9	9
10	10		Referred to Committee on INSURANCE AND REAL ESTATE
11	11
12	12
13	13		Introduced by:
14	14		(INS)
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18	19		AN ACT CONCERNING THE LEGISLATIVE COMMISSIONERS'
19	20		RECOMMENDATIONS FOR TECHNICAL REVISIONS TO THE
20	21		INSURANCE-RELATED STATUTES.
21	22		Be it enacted by the Senate and House of Representatives in General
22	23		Assembly convened:
23	24
24	25		Section 1. Subsection (a) of section 38a-16 of the general statutes is 1
25	26		repealed and the following is substituted in lieu thereof (Effective from 2
26	27		passage): 3
27	28		(a) (1) The Insurance Commissioner or the commissioner's authorized 4
28	29		representative may, as often as the commissioner deems necessary, 5
29	30		conduct investigations and hearings in aid of any investigation on any 6
30	31		matter under the provisions of this title. Pursuant to any such 7
31	32		investigation or hearing, the commissioner or the commissioner's 8
32	33		authorized representative may issue data calls [,] and subpoenas, 9
33	34		administer oaths, compel testimony, order the production of books, 10
34	35		records, papers and documents [,] and examine books and records. Any 11
35	36		person in receipt of an order from the commissioner or the 12
36	37		commissioner's authorized representative for the production of books, 13
37		-	records, papers or documents shall comply with the order not later than 14 Raised Bill No. 6434
	38	+	records, papers or documents shall comply with the order not later than 14
	39	+	Raised Bill No. 6434
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39	41
40		-	LCO 3569 2 of 4
	42	+
	43	+	LCO No. 3569 2 of 4
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42	45		thirty calendar days after the date of such order. If any person refuses 15
43	46		to allow the examination of books and records, to appear, to testify or to 16
44	47		produce any book, record, paper or document when so ordered, a judge 17
45	48		of the Superior Court, upon application of the commissioner or the 18
46	49		commissioner's authorized representative, may make such order as may 19
47	50		be appropriate to aid in the enforcement of this section. 20
48	51		(2) Data provided in response to a data call under this section shall 21
49	52		not be subject to disclosure under section 1-210. 22
50	53		Sec. 2. Subsection (a) of section 38a-297 of the general statutes is 23
51	54		repealed and the following is substituted in lieu thereof (Effective from 24
52	55		passage): 25
53	56		(a) For the purposes of sections 38a-295 to 38a-300, inclusive, a policy 26
54	57		shall be deemed readable if: (1) The text achieves a minimum score of 27
55	58		forty-five on the Flesch reading ease test as computed in section 38a-298 28
56	59		or an equivalent score on any other test comparable in result and 29
57	60		approved by the commissioner, (2) it is printed, except for specification 30
58	61		pages, schedules and tables, in not less than ten-point type, one-point 31
59	62		leaded, of a height and style specified by the commissioner in 32
60	63		regulations adopted in accordance with the provisions of chapter 54, (3) 33
61	64		it uses layout and spacing which separate the paragraphs from each 34
62	65		other and from the border of the paper, (4) it has section titles captioned 35
63	66		in boldface type or which otherwise stand out significantly from the 36
64	67		text, (5) it avoids the use of unnecessarily long, complicated or obscure 37
65	68		words, sentences, paragraphs or constructions, (6) the style, 38
66	69		arrangement and overall appearance of the policy give no undue 39
67	70		prominence to any portion of the text of the policy or to any 40
68	71		endorsements or riders, and (7) it contains a table of contents or an index 41
69	72		of the principal sections of the policy, if the policy has more than three 42
70	73		thousand words or if the policy has more than three pages. To be 43
71	74		deemed readable, each policy of individual health insurance shall 44
72	75		include a separate outline of coverage showing the major coverage, 45
73	76		benefit, exclusion and renewal provisions of the policy in readily 46
74		-	~~understandable terms, provided the policy shall take precedence over 47~~ Raised Bill No. 6434
	77	+	Raised Bill No. 6434
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77		-	LCO 3569 3 of 4
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	81	+	LCO No. 3569 3 of 4
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	83	+	understandable terms, provided the policy shall take precedence over 47
79	84		the outline of coverage. 48
80	85		Sec. 3. Subdivision (1) of subsection (b) of section 38a-556 of the 49
81	86		general statutes is repealed and the following is substituted in lieu 50
82	87		thereof (Effective from passage): 51
83	88		(b) (1) The board of directors of the association shall be made up of 52
84	89		nine individuals selected by participating members, subject to approval 53
85	90		by the commissioner, two of whom shall be appointed by the 54
86	91		commissioner on or before July 1, 1993, to represent health care centers. 55
87	92		To select the initial board of directors, and to initially organize the 56
88	93		association, the commissioner shall give notice to all members of the 57
89	94		time and place of the organizational meeting. In determining voting 58
90	95		rights at the organizational meeting, each member shall be entitled to 59
91	96		vote in person or by proxy. The vote shall be a weighted vote based 60
92	97		upon the net health insurance premium derived from this state in the 61
93	98		previous calendar year. If the board of directors is not selected within 62
94	99		sixty days after notice of the organizational meeting, the commissioner 63
95	100		may appoint the initial board. In approving or selecting members of the 64
96	101		board, the commissioner may consider, among other things, whether all 65
97	102		members are fairly represented. Members of the board may be 66
98	103		reimbursed from the moneys of the association for expenses incurred by 67
99	104		them as members, but shall not otherwise be compensated by the 68
100	105		association for their services. 69
101	106		Sec. 4. Subsection (d) of section 38a-790 of the general statutes is 70
102	107		repealed and the following is substituted in lieu thereof (Effective from 71
103	108		passage): 72
104	109		(d) For purposes of this section and section 38a-769: 73
105	110		(1) "Motor vehicle" has the same meaning as provided in section 14-74
106	111		1; and 75
107	112		(2) "Motor vehicle physical damage appraiser" means any person, 76
108		-	partnership, association, limited liability company or corporation that 77
109		-	practices as a business the appraising of damages to motor vehicles 78 Raised Bill No. 6434
	113	+	Raised Bill No. 6434
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111	115
112		-	LCO 3569 4 of 4
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	117	+	LCO No. 3569 4 of 4
	118	+
	119	+	partnership, association, limited liability company or corporation that 77
	120	+	practices as a business the appraising of damages to motor vehicles 78
114	121		insured under automobile physical damage policies or on behalf of 79
115		-	~~[third party]~~ third-party claimants. 80
	122	+	third-party claimants. 80
116	123		Sec. 5. Subsection (c) of section 38a-792 of the general statutes is 81
117	124		repealed and the following is substituted in lieu thereof (Effective from 82
118	125		passage): 83
119	126		(c) Any person who violates any provision of this section shall be 84
120	127		fined not more than two thousand dollars or imprisoned not more than 85
121	128		one year, or both. 86
122	129		Sec. 6. Section 14-67h of the general statutes is repealed and the 87
123	130		following is substituted in lieu thereof (Effective from passage): 88
124	131		As used in this part, sections 14-103a, 14-149, 14-152, [and] 14-184 [,] 89
125	132		and subsection (b) of section 14-196, [and section 38a-356,] "major 90
126	133		component parts" has the same meaning as provided in subdivision (2) 91
127	134		of subsection (a) of section 14-149a. 92
128	135		This act shall take effect as follows and shall amend the following
129	136		sections:
130	137
131	138		Section 1 from passage 38a-16(a)
132	139		Sec. 2 from passage 38a-297(a)
133	140		Sec. 3 from passage 38a-556(b)(1)
134	141		Sec. 4 from passage 38a-790(d)
135	142		Sec. 5 from passage 38a-792(c)
136	143		Sec. 6 from passage 14-67h
137	144
138		-	INS Joint Favorable
	145	+	Statement of Purpose:
	146	+	To make technical revisions to insurance-related statutes.
	147	+	[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except
	148	+	that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not
	149	+	underlined.]
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