Connecticut 2025 Regular Session

Connecticut Senate Bill SB01337 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1
2	2
3	3	LCO No. 5031 1 of 2
4	4
5	5	General Assembly Raised Bill No. 1337
6	6	January Session, 2025
7	7	LCO No. 5031
8	8
9	9
10	10	Referred to Committee on BANKING
11	11
12	12
13	13	Introduced by:
14	14	(BA)
15	15
16	16
17	17
18	18
19	19	AN ACT CONCERNING THE SUSPENSION OF DEBT COLLECTION
20	20	ACTIVITIES FOR INDIVIDUALS ENGAGED IN PROBLEM GAMBLING
21	21	PROGRAMS.
22	22	Be it enacted by the Senate and House of Representatives in General
23	23	Assembly convened:
24	24
25	25	Section 1. (NEW) (Effective January 1, 2026) (a) As used in this section: 1
26	26	(1) "Claim" means a right to receive payment of a debt; 2
27	27	(2) "Creditor" means an individual or entity that has, or purports to 3
28	28	have, a claim against a debtor, and includes a consumer collection 4
29	29	agency, as defined in section 36a-800 of the general statutes; 5
30	30	(3) "Collection activities" means any activities of a creditor to collect 6
31	31	or attempt to collect a debt owed, due or asserted to be owed or due, 7
32	32	including, but not limited to, commencing or proceeding with an action 8
33	33	in a court of competent jurisdiction; 9
34	34	(4) "Debt" means an unsecured debt, or any portion of an unsecured 10
35	35	debt, incurred on or after January 1, 2026, for personal, family or 11
36	36	household use; 12
37	37	Raised Bill No. 1337
38	38
39	39
40	40
41	41	LCO No. 5031 2 of 2
42	42
43	43	(5) "Debtor" means an individual against whom a creditor asserts a 13
44	44	claim; and 14
45	45	(6) "Problem gambling program" means a program that provides 15
46	46	treatment or rehabilitation for chronic gamblers or supports individuals 16
47	47	recovering from problem gambling. 17
48	48	(b) If a debtor notifies a creditor that the debtor is engaged in a 18
49	49	problem gambling program, the creditor shall suspend for a period of 19
50	50	thirty calendar days all collection activities that concern a debt owed to 20
51	51	the creditor by the debtor. At the conclusion of such thirty-day period, 21
52	52	the creditor may recommence collection activities concerning such debt. 22
53	53	Upon recommencing such collection activities, the creditor shall notify 23
54	54	the debtor that such collection activities are being recommenced. 24
55	55	(c) Any statute of limitations that may apply to a creditor's claim 25
56	56	relating to a debt, the collection of which is suspended by the creditor 26
57	57	pursuant to subsection (b) of this section, shall be tolled for the duration 27
58	58	of the thirty-day period during which the claimant suspends collection 28
59	59	activities relating to such debt. 29
60	60	This act shall take effect as follows and shall amend the following
61	61	sections:
62	62
63	63	Section 1 January 1, 2026 New section
64	64
65	65	Statement of Purpose:
66	66	To establish that if a debtor notifies a creditor that the debtor is engaged
67	67	in a problem gambling program, the creditor shall suspend collection
68	68	activities for a period of thirty calendar days.
69	69
70	70	[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except
71	71	that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not
72	72	underlined.]
73	73