Delaware 2025-2026 Regular Session

Delaware House Bill HB45

Introduced
3/6/25  

Caption

An Act To Amend Title 6 Of The Delaware Code Relating To Sales Of Firearms, Firearm Accessories, And Ammunition.

Impact

By enforcing these regulations, the bill aims to provide clearer oversight and accountability in the sale of firearms and ammunition. It introduces a framework for identifying transactions associated with firearms, potentially aiding in monitoring sales patterns and addressing concerns related to gun violence. The Department of Justice is granted exclusive authority to enforce this chapter, with provisions for civil penalties imposed on violators, which could deter non-compliance and ensure adherence to regulatory requirements.

Summary

House Bill 45 amends Title 6 of the Delaware Code to establish new regulations surrounding the sales of firearms, firearm accessories, and ammunition. The bill mandates that payment card networks must provide merchant category codes for firearms and ammunition businesses to merchant acquirers, and requires these acquirers to assign said codes to relevant merchants. This measure is intended to standardize payment processing for businesses dealing in firearms and ammunition, aligning Delaware's practices with recent international standards in financial transaction categorization.

Sentiment

The general sentiment surrounding HB 45 is mixed. Supporters likely view it as a proactive step towards better regulation and accountability in the firearms market, potentially enhancing safety measures regarding firearms and ammunition sales. However, opponents may express concerns over privacy implications related to tracking firearm purchases through specific merchant codes, fearing that it could lead to burdensome regulations for legitimate gun owners and sellers.

Contention

Notable points of contention include the interpretation of the bill's effectiveness in curbing unlawful sales versus its potential to infringe on the rights of gun owners and merchants. Critics may argue that the legislation, while aiming to improve regulation, could inadvertently impose additional barriers for law-abiding citizens and lenders, complicating legitimate business practices and creating a chilling effect on the firearms market.

Companion Bills

No companion bills found.

Similar Bills

NJ S3706

Requires use of merchant category codes for purchases of firearms and ammunition.

NJ A5345

Requires use of merchant category codes for purchases of firearms and ammunition.

WY HB0108

Firearm purchase protections.

US HB1224

Protecting the Second Amendment in Financial Services Act

AZ SB1143

Firearms transactions; merchant codes; prohibition

PA SB556

In firearms and other dangerous articles, further providing for registration of firearms; and imposing penalties.

SC H3930

Second Amendment Privacy Act

SC S0338

Second Amendment Privacy Act