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3 | 3 | | HB 575 2023 |
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7 | 7 | | CODING: Words stricken are deletions; words underlined are additions. |
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8 | 8 | | hb0575-00 |
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9 | 9 | | Page 1 of 4 |
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10 | 10 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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13 | 13 | | |
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14 | 14 | | A bill to be entitled 1 |
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15 | 15 | | An act relating to coverage for diagnostic and 2 |
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16 | 16 | | supplemental breast examinations; amending s. 110.123, 3 |
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17 | 17 | | F.S.; prohibiting the state group insurance program 4 |
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18 | 18 | | from imposing any enrollee cost -sharing liability with 5 |
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19 | 19 | | respect to coverage for diagnostic breast examinations 6 |
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20 | 20 | | and supplemental breast examinations; defining the 7 |
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21 | 21 | | terms "diagnostic breast examination" and 8 |
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22 | 22 | | "supplemental breast examination"; creating ss. 9 |
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23 | 23 | | 627.64181, 627.66131, and 641.31093, F.S.; defining 10 |
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24 | 24 | | terms; prohibiting the imposition of cost -sharing 11 |
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25 | 25 | | requirements for diagnostic and supplemental breast 12 |
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26 | 26 | | examinations by individual accident and health 13 |
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27 | 27 | | insurance policies; group, blanket, and franchise 14 |
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28 | 28 | | accident or health insurance policies; and health 15 |
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29 | 29 | | maintenance contracts, respectively, which provide 16 |
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30 | 30 | | such coverage; authorizing the Financial Services 17 |
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31 | 31 | | Commission to adopt rules; providing an effective 18 |
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32 | 32 | | date. 19 |
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33 | 33 | | 20 |
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34 | 34 | | Be It Enacted by the Legislature of the State of Florida: 21 |
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35 | 35 | | 22 |
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36 | 36 | | Section 1. Subsection (15) is added to section 110.123, 23 |
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37 | 37 | | Florida Statutes, to read: 24 |
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38 | 38 | | 110.123 State group insurance program. — 25 |
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39 | 39 | | |
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40 | 40 | | HB 575 2023 |
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44 | 44 | | CODING: Words stricken are deletions; words underlined are additions. |
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45 | 45 | | hb0575-00 |
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46 | 46 | | Page 2 of 4 |
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47 | 47 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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51 | 51 | | (15) COVERAGE FOR DIAGNOSTIC AND SUPPLEMENTAL BREAST 26 |
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52 | 52 | | EXAMINATIONS.—The state group insurance program may not impose 27 |
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53 | 53 | | any enrollee cost-sharing liability with respect to coverage for 28 |
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54 | 54 | | diagnostic breast examinations and supplemental breast 29 |
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55 | 55 | | examinations. As used in this subsection, the terms "diagnostic 30 |
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56 | 56 | | breast examination" and "supplemental breast examination" have 31 |
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57 | 57 | | the same meanings as in s. 627.64181(1). 32 |
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58 | 58 | | Section 2. Section 627.64181, Florida Statutes, is created 33 |
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59 | 59 | | to read: 34 |
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60 | 60 | | 627.64181 Coverage for diagnostic and supplemental breast 35 |
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61 | 61 | | examinations; cost-sharing requirements prohibited. — 36 |
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62 | 62 | | (1) As used in this section, the term: 37 |
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63 | 63 | | (a) "Cost-sharing requirement" means an insured's 38 |
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64 | 64 | | deductible, coinsurance, copayment, or other out -of-pocket 39 |
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65 | 65 | | expense. 40 |
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66 | 66 | | (b) "Diagnostic breast examination" means a medically 41 |
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67 | 67 | | necessary and appropriate examination of the breast, including 42 |
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68 | 68 | | an examination using dia gnostic mammography, breast magnetic 43 |
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69 | 69 | | resonance imaging, or breast ultrasound, which is used to 44 |
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70 | 70 | | evaluate an abnormality: 45 |
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71 | 71 | | 1. Seen or suspected from a screening examination for 46 |
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72 | 72 | | breast cancer; or 47 |
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73 | 73 | | 2. Detected by another means of examination. 48 |
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74 | 74 | | (c) "Supplemental breast examination" means a medically 49 |
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75 | 75 | | necessary and appropriate examination of the breast, including 50 |
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76 | 76 | | |
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77 | 77 | | HB 575 2023 |
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80 | 80 | | |
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81 | 81 | | CODING: Words stricken are deletions; words underlined are additions. |
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82 | 82 | | hb0575-00 |
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83 | 83 | | Page 3 of 4 |
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84 | 84 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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88 | 88 | | an examination using breast magnetic resonance imaging or breast 51 |
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89 | 89 | | ultrasound, which is: 52 |
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90 | 90 | | 1. Used to screen for breast cancer when there is no 53 |
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91 | 91 | | abnormality seen or suspected; and 54 |
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92 | 92 | | 2. Based on personal or family medical history or 55 |
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93 | 93 | | additional factors that may increase the individual's risk of 56 |
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94 | 94 | | breast cancer. 57 |
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95 | 95 | | (2) An accident or health insurance policy issued, 58 |
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96 | 96 | | amended, delivered, or renewed on or after January 1, 2024, 59 |
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97 | 97 | | which provides coverage for diagnostic breast examinations and 60 |
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98 | 98 | | supplemental breast examinations shall not impose any cost -61 |
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99 | 99 | | sharing requirement with respect to such coverage. 62 |
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100 | 100 | | (3) The commission may adopt rules to administer this 63 |
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101 | 101 | | section. 64 |
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102 | 102 | | Section 3. Section 627.66131, Florida Statutes, is created 65 |
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103 | 103 | | to read: 66 |
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104 | 104 | | 627.66131 Coverage for diagnostic and supplemental breast 67 |
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105 | 105 | | examinations; cost-sharing requirements prohibited. — 68 |
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106 | 106 | | (1) As used in this section, the terms "cost -sharing 69 |
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107 | 107 | | requirement," "diagnostic breast examination," and "supplemental 70 |
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108 | 108 | | breast examination" have the same meanings as in s. 71 |
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109 | 109 | | 627.64181(1). 72 |
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110 | 110 | | (2) A group, blanket, or franchise accident or health 73 |
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111 | 111 | | insurance policy issued, amended, delivered, or renewed on or 74 |
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112 | 112 | | after January 1, 2024, w hich provides coverage for diagnostic 75 |
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113 | 113 | | |
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114 | 114 | | HB 575 2023 |
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117 | 117 | | |
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118 | 118 | | CODING: Words stricken are deletions; words underlined are additions. |
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119 | 119 | | hb0575-00 |
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120 | 120 | | Page 4 of 4 |
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121 | 121 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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125 | 125 | | breast examinations and supplemental breast examinations shall 76 |
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126 | 126 | | not impose any cost-sharing requirement with respect to such 77 |
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127 | 127 | | coverage. 78 |
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128 | 128 | | (3) The commission may adopt rules to administer this 79 |
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129 | 129 | | section. 80 |
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130 | 130 | | Section 4. Section 641.31093, Florida Statutes, is created 81 |
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131 | 131 | | to read: 82 |
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132 | 132 | | 641.31093 Coverage for diagnostic and supplemental breast 83 |
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133 | 133 | | examinations; cost-sharing requirements prohibited. — 84 |
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134 | 134 | | (1) As used in this section, the term: 85 |
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135 | 135 | | (a) "Cost-sharing requirement" means a subscrib er's 86 |
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136 | 136 | | deductible, coinsurance, copayment, or other out -of-pocket 87 |
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137 | 137 | | expense. 88 |
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138 | 138 | | (b) "Diagnostic breast examination" has the same meaning 89 |
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139 | 139 | | as in s. 627.64181(1). 90 |
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140 | 140 | | (c) "Supplemental breast examination" has the same meaning 91 |
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141 | 141 | | as in s. 627.64181(1). 92 |
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142 | 142 | | (2) A health maintenance contract issued, amended, 93 |
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143 | 143 | | delivered, or renewed on or after January 1, 2024, which 94 |
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144 | 144 | | provides coverage for diagnostic breast examinations and 95 |
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145 | 145 | | supplemental breast examinations shall not impose any cost -96 |
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146 | 146 | | sharing requirement with respect to such covera ge. 97 |
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147 | 147 | | (3) The commission may adopt rules to administer this 98 |
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148 | 148 | | section. 99 |
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149 | 149 | | Section 5. This act shall take effect July 1, 2023. 100 |
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