HB 1545 2023
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
A bill to be entitled 1
An act relating to health insurance identification 2
cards; amending s. 627.4302, F.S.; requiring certain 3
prescription drug benefits -identification cards to 4
include specified information in a certain manner; 5
providing applicability; authorizing the Department of 6
Financial Services to adopt certain rules; amending 7
ss. 627.642, 627.657, and 641.31, F.S.; requiring 8
certain health insurance and health maintenance 9
organization identification cards to include specified 10
information in a certain manner; providing 11
applicability; authorizing the department to adopt 12
certain rules; providing an effective date. 13
14
Be It Enacted by the Legislature of the State of Florida: 15
16
Section 1. Paragraph (h) of subsection (2) of section 17
627.4302, Florida Statutes, is redesignated as paragraph (i), 18
and a new paragraph (h) is added to that subsection, to read: 19
627.4302 Identification cards for processing prescription 20
drug claims.— 21
(2) Any health insurer or health maintenance organization 22
and all state and local government entities entering into an 23
agreement to provide coverage for prescription drugs on an 24
outpatient basis shall provide a benefits -identification card 25
HB 1545 2023
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
containing the following information: 26
(h) The type of plan, only if the plan is filed in this 27
state; an indication that the plan is self -funded; or the name 28
of the network. 29
1. If the plan is subject to state regulation, the 30
identification card must include the lett ers "FL" on the back 31
left-hand corner of the card, under which a quick response (QR) 32
code must be displayed directing the insured or the subscriber 33
to the consumer complaint website of the Division of Consumer 34
Services of the department. 35
2. If the plan is exclusively federally regulated, the 36
identification card must include the letters "FED" on the back 37
left-hand corner of the card, under which a QR code must be 38
displayed directing the insured or the subscriber to the 39
consumer complaint website of the Cen ters for Medicare and 40
Medicaid Services. 41
3. This paragraph applies to benefits -identification cards 42
issued or reissued on or after January 1, 2024. 43
4. The department may adopt rules to implement necessary 44
changes to the consumer complaint website and h otline of the 45
Division of Consumer Services to best assist insureds or 46
subscribers who are at an impasse with their insurers or health 47
maintenance organizations, respectively. 48
49
The information required in paragraphs (a), (b), (g), and (i) 50
HB 1545 2023
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
(h) must be provided on the card, unless instruction is provided 51
on the card for ready access to such information by electronic 52
means. 53
Section 2. Paragraph (c) of subsection (3) of section 54
627.642, Florida Statutes, is amended to read: 55
627.642 Outline of coverage. — 56
(3) In addition to the outline of coverage, a policy as 57
specified in s. 627.6699(3)(k) must be accompanied by an 58
identification card that contains, at a minimum: 59
(c) The type of plan , only if the plan is filed in this 60
the state;, an indication that the plan is self -funded;, or the 61
name of the network. 62
1. If the plan is subject to state regulation, the 63
identification card must include the letters "FL" on the back 64
left-hand corner of the card, under which a quick response (QR) 65
code must be displayed directing the insured to the consumer 66
complaint website of the Division of Consumer Services of the 67
department. 68
2. If the plan is exclusively federally regulated, the 69
identification card must include the letters "FED" on the back 70
left-hand corner of the card, under which a QR code must be 71
displayed directing the insured to the consumer complaint 72
website of the Centers for Medicare and Medicaid Services. 73
3. Subparagraphs 1. and 2. apply to identification cards 74
issued or reissued on or after January 1, 2024. 75
HB 1545 2023
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4. The department may adopt rules to implement necessary 76
changes to the consumer complaint website and hotline of the 77
Division of Consumer Services to best assist insureds who are at 78
an impasse with their insurers. 79
80
The identification card must present the information in a 81
readily identifiable manner or, alternatively, the information 82
may be embedded on the card and available through magnetic 83
stripe or smart card. The information may also be provided 84
through other electronic techno logy. 85
Section 3. Paragraph (c) of subsection (2) of section 86
627.657, Florida Statutes, is amended to read: 87
627.657 Provisions of group health insurance policies. — 88
(2) The medical policy as specified in s. 627.6699(3)(k) 89
must be accompanied by an id entification card that contains, at 90
a minimum: 91
(c) The type of plan , only if the plan is filed in this 92
the state;, an indication that the plan is self -funded;, or the 93
name of the network. 94
1. If the plan is subject to state regulation, the 95
identification card must include the letters "FL" on the back 96
left-hand corner of the card, under which a quick response (QR) 97
code must be displayed directing the insured to the consumer 98
complaint website of the Division of Consumer Services of the 99
department. 100
HB 1545 2023
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2. If the plan is exclusively federally regulated, the 101
identification card must include the letters "FED" on the back 102
left-hand corner of the card, under which a QR code must be 103
displayed directing the insured to the consumer complaint 104
website of the Centers for Medicare and Medicaid Services. 105
3. Subparagraphs 1. and 2. apply to identification cards 106
issued or reissued on or after January 1, 2024. 107
4. The department may adopt rules to implement necessary 108
changes to the consumer complaint website an d hotline of the 109
Division of Consumer Services to best assist insureds who are at 110
an impasse with their insurers. 111
112
The identification card must present the information in a 113
readily identifiable manner or, alternatively, the information 114
may be embedded on t he card and available through magnetic 115
stripe or smart card. The information may also be provided 116
through other electronic technology. 117
Section 4. Paragraph (c) of subsection (42) of section 118
641.31, Florida Statutes, is amended to read: 119
641.31 Health maintenance contracts. — 120
(42) The contract, certificate, or member handbook must be 121
accompanied by an identification card that contains, at a 122
minimum: 123
(c) A statement that the health plan is a health 124
maintenance organization. Only a health plan with a c ertificate 125
HB 1545 2023
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of authority issued under this chapter may be identified as a 126
health maintenance organization. 127
1. If the health plan is subject to state regulation, the 128
identification card must include the letters "FL" on the back 129
left-hand corner of the card , under which a quick response (QR) 130
code must be displayed directing the subscriber to the consumer 131
complaint website of the Division of Consumer Services of the 132
department. 133
2. If the health plan is exclusively federally regulated, 134
the identification car d must include the letters "FED" on the 135
back left-hand corner of the card, under which a QR code must be 136
displayed directing the subscriber to the consumer complaint 137
website of the Centers for Medicare and Medicaid Services. 138
3. Subparagraphs 1. and 2. ap ply to identification cards 139
issued or reissued on or after January 1, 2024. 140
4. The department may adopt rules to implement necessary 141
changes to the consumer complaint website and hotline of the 142
Division of Consumer Services to best assist subscribers who are 143
at an impasse with their health maintenance organizations. 144
145
The identification card must present the information in a 146
readily identifiable manner or, alternatively, the information 147
may be embedded on the card and available through magnetic 148
stripe or smart card. The information may also be provided 149
through other electronic technology. 150
HB 1545 2023
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Section 5. This act shall take effect January 1, 2024. 151