HB 315 2025
CODING: Words stricken are deletions; words underlined are additions.
hb315-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
A bill to be entitled 1
An act relating to transportation network compan y and 2
driver insurance requirements; amending s. 627.748, 3
F.S.; revising automobile insurance requirements for 4
transportation network companies and drivers; 5
providing an effective date. 6
7
Be It Enacted by the Legislature of the State of Florida: 8
9
Section 1. Paragraphs (b) and (c) of subsection (7) of 10
section 627.748, Florida Statutes, are amended to read: 11
627.748 Transportation network companies. — 12
(7) TRANSPORTATION NETWORK COMPANY AND TNC DRIVER 13
INSURANCE REQUIREMENTS. — 14
(b) The following automo bile insurance requirements apply 15
while a participating TNC driver is logged on to the digital 16
network but is not engaged in a prearranged ride or while a 17
participating TNC driver is engaged in a prearranged ride but a 18
rider does not occupy the TNC vehicle : 19
1. Automobile insurance that provides: 20
a. A primary automobile liability coverage of at least 21
$50,000 for death and bodily injury per person, $100,000 for 22
death and bodily injury per incident, and $25,000 for property 23
damage; 24
b. Personal injury pro tection benefits that meet the 25
HB 315 2025
CODING: Words stricken are deletions; words underlined are additions.
hb315-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
minimum coverage amounts required under ss. 627.730 -627.7405; 26
and 27
c. Uninsured and underinsured vehicle coverage as required 28
by s. 627.727. 29
2. The coverage requirements of this paragraph may be 30
satisfied by any of the fol lowing: 31
a. Automobile insurance maintained by the TNC driver or 32
the TNC vehicle owner; 33
b. Automobile insurance maintained by the TNC; or 34
c. A combination of sub -subparagraphs a. and b. 35
(c) The following automobile insurance requirements apply 36
while a TNC driver is engaged in a prearranged ride and a rider 37
occupies the TNC vehicle : 38
1. Automobile insurance that provides: 39
a. A primary automobile liability coverage of at least $1 40
million for death, bodily injury, and property damage; 41
b. Personal injury protection benefits that meet the 42
minimum coverage amounts required of a limousine under ss. 43
627.730-627.7405; and 44
c. Uninsured and underinsured vehicle coverage as required 45
by s. 627.727. 46
2. The coverage requirements of this paragraph may be 47
satisfied by any of the following: 48
a. Automobile insurance maintained by the TNC driver or 49
the TNC vehicle owner; 50
HB 315 2025
CODING: Words stricken are deletions; words underlined are additions.
hb315-00
Page 3 of 3
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
b. Automobile insurance maintained by the TNC; or 51
c. A combination of sub -subparagraphs a. and b. 52
Section 2. This act shall take effect July 1, 2025. 53