Florida House Bill H0315

Florida 2025 Regular Session

• Introduced: 1/30/25
• Refer: 2/12/25

Caption

Transportation Network Company and Driver Insurance Requirements

Impact

The legislative proposal mandates that TNC drivers maintain specific insurance coverage levels to operate legally. This includes a primary automobile liability coverage of at least $1 million when engaged in a prearranged ride, with additional requirements for personal injury protection and uninsured/underinsured motorist coverage. By standardizing these insurance minimums, the bill aims to enhance consumer protection and ensure that TNC drivers are adequately insured in the event of accidents.

Summary

House Bill 0315 focuses on amending the insurance requirements for transportation network companies (TNCs) and their drivers in Florida. The bill revises the automobile insurance requirements applicable while a TNC driver is logged onto a digital network, covering scenarios both when they are actively engaged in a ride and when they are not. The law aims to provide clearer definitions of insurance coverage amounts, emphasizing protection for both TNC drivers and passengers.

Contention

There could be points of contention surrounding the implementation of such strict insurance mandates. Some stakeholders may argue that the increased insurance requirements could lead to rising operational costs for TNCs and subsequently higher fares for consumers. Conversely, proponents of the bill believe that these measures are essential for ensuring safety and security for passengers and TNC employees, as they help mitigate the financial risks associated with ride-sharing services.