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3 | 3 | | HB 315 2025 |
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7 | 7 | | CODING: Words stricken are deletions; words underlined are additions. |
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8 | 8 | | hb315-00 |
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9 | 9 | | Page 1 of 3 |
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10 | 10 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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13 | 13 | | |
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14 | 14 | | A bill to be entitled 1 |
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15 | 15 | | An act relating to transportation network compan y and 2 |
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16 | 16 | | driver insurance requirements; amending s. 627.748, 3 |
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17 | 17 | | F.S.; revising automobile insurance requirements for 4 |
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18 | 18 | | transportation network companies and drivers; 5 |
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19 | 19 | | providing an effective date. 6 |
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20 | 20 | | 7 |
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21 | 21 | | Be It Enacted by the Legislature of the State of Florida: 8 |
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22 | 22 | | 9 |
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23 | 23 | | Section 1. Paragraphs (b) and (c) of subsection (7) of 10 |
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24 | 24 | | section 627.748, Florida Statutes, are amended to read: 11 |
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25 | 25 | | 627.748 Transportation network companies. — 12 |
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26 | 26 | | (7) TRANSPORTATION NETWORK COMPANY AND TNC DRIVER 13 |
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27 | 27 | | INSURANCE REQUIREMENTS. — 14 |
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28 | 28 | | (b) The following automo bile insurance requirements apply 15 |
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29 | 29 | | while a participating TNC driver is logged on to the digital 16 |
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30 | 30 | | network but is not engaged in a prearranged ride or while a 17 |
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31 | 31 | | participating TNC driver is engaged in a prearranged ride but a 18 |
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32 | 32 | | rider does not occupy the TNC vehicle : 19 |
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33 | 33 | | 1. Automobile insurance that provides: 20 |
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34 | 34 | | a. A primary automobile liability coverage of at least 21 |
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35 | 35 | | $50,000 for death and bodily injury per person, $100,000 for 22 |
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36 | 36 | | death and bodily injury per incident, and $25,000 for property 23 |
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37 | 37 | | damage; 24 |
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38 | 38 | | b. Personal injury pro tection benefits that meet the 25 |
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39 | 39 | | |
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40 | 40 | | HB 315 2025 |
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43 | 43 | | |
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44 | 44 | | CODING: Words stricken are deletions; words underlined are additions. |
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45 | 45 | | hb315-00 |
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46 | 46 | | Page 2 of 3 |
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47 | 47 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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51 | 51 | | minimum coverage amounts required under ss. 627.730 -627.7405; 26 |
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52 | 52 | | and 27 |
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53 | 53 | | c. Uninsured and underinsured vehicle coverage as required 28 |
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54 | 54 | | by s. 627.727. 29 |
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55 | 55 | | 2. The coverage requirements of this paragraph may be 30 |
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56 | 56 | | satisfied by any of the fol lowing: 31 |
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57 | 57 | | a. Automobile insurance maintained by the TNC driver or 32 |
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58 | 58 | | the TNC vehicle owner; 33 |
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59 | 59 | | b. Automobile insurance maintained by the TNC; or 34 |
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60 | 60 | | c. A combination of sub -subparagraphs a. and b. 35 |
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61 | 61 | | (c) The following automobile insurance requirements apply 36 |
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62 | 62 | | while a TNC driver is engaged in a prearranged ride and a rider 37 |
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63 | 63 | | occupies the TNC vehicle : 38 |
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64 | 64 | | 1. Automobile insurance that provides: 39 |
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65 | 65 | | a. A primary automobile liability coverage of at least $1 40 |
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66 | 66 | | million for death, bodily injury, and property damage; 41 |
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67 | 67 | | b. Personal injury protection benefits that meet the 42 |
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68 | 68 | | minimum coverage amounts required of a limousine under ss. 43 |
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69 | 69 | | 627.730-627.7405; and 44 |
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70 | 70 | | c. Uninsured and underinsured vehicle coverage as required 45 |
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71 | 71 | | by s. 627.727. 46 |
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72 | 72 | | 2. The coverage requirements of this paragraph may be 47 |
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73 | 73 | | satisfied by any of the following: 48 |
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74 | 74 | | a. Automobile insurance maintained by the TNC driver or 49 |
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75 | 75 | | the TNC vehicle owner; 50 |
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76 | 76 | | |
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77 | 77 | | HB 315 2025 |
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78 | 78 | | |
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79 | 79 | | |
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80 | 80 | | |
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81 | 81 | | CODING: Words stricken are deletions; words underlined are additions. |
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82 | 82 | | hb315-00 |
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83 | 83 | | Page 3 of 3 |
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84 | 84 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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88 | 88 | | b. Automobile insurance maintained by the TNC; or 51 |
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89 | 89 | | c. A combination of sub -subparagraphs a. and b. 52 |
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90 | 90 | | Section 2. This act shall take effect July 1, 2025. 53 |
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